5 Interesting Learnings from Chime at $2 Billion in ARR
SaaStr
JUNE 4, 2025
The metrics are very strong: $2B ARR (run rate — but not really software revenue) Generated from $121B in transactions on platform Growing 23% $251 ARPU 88% Gross Margins Average customer uses 3.3 But if it lands around $9 Billion, that’s less than 5x revenues. Word-of-Mouth is Their #1 Source of New Customers.
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