SaaStr

SEPTEMBER 21, 2021

Sager lays out his observations on fintech’s history and describes the three main stages of development over the years: Stage One: Original fintech circled closely around some of the storied industry players like Square and Robinhood. In this era, entrepreneurs were exploring the merging of financial services with technology.

Finance 168

Finance Innovation Banking Interviewing 168

Stax

APRIL 18, 2024

Independent Software Vendors (ISVs) and Software-as-a-Service Providers (SaaS) operate within the same market, thus creating a push-and-pull revenue dynamic. While they operate under different business models, ISVs and SaaS share similarities in software development, cross-platform accessibility, and industry reach.

Outsourcing Services 88

Outsourcing Services SaaS Payments Payment Services Payment Methods 88

Subscription Flow

MARCH 25, 2024

A Merchant of Record ecommerce solution acts as a vital middleman, taking on the vital duty of financial and legal facilitation in transactions, acting as the visible party for both consumers and regulatory bodies. Tasks in this diverse role include managing payments, complying with tax laws, and reducing risks such as chargebacks and fraud.

Merchant Services 103

Merchant Services Payment Services Payment Methods Payment Facilitation 103

SaaStr

JUNE 22, 2023

Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust®; Members FDIC. Our ironclad intellectual property protections and industry-leading security guarantee give you peace of mind across the globe.

Scale 183

Scale Banking compliance Forecasting 183

Stax

FEBRUARY 26, 2024

The commerce landscape—whether it’s retail, services or software—is moving faster than ever. Industry data shows that subscription-based businesses are growing 3.7x TL;DR Recurring payments refer to a financial arrangement where a customer authorizes a business to charge their account at regular intervals for products or services.

Payment Services 88

Payment Services Payment Features Merchant Services Payment Methods 88

Andreessen Horowitz

APRIL 19, 2023

Artificial intelligence and machine learning have been used in the financial services industry for more than a decade, enabling enhancements that range from better underwriting to improved foundational fraud scores.

Artificial Intelligence 141

Artificial Intelligence Generative AI AI Machine Learning 141

Stax

MARCH 15, 2024

A secure payment system pertains to payment processing solutions and information technology that help protect people’s financial and personal data from fraud and unauthorized activities. Secure payment systems comply with strict security standards and regulations set forth by governing bodies and industry organizations.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

USIO

FEBRUARY 13, 2024

Introduction: In the ever-evolving landscape of financial technology, businesses are constantly seeking efficient and seamless ways to handle transactions. Two prominent solutions that have emerged in recent years are integrated payments and Payfac-as-a-Service.

Merchant Services 130

Merchant Services PayFac as a Service Payment Services Marketplace as a Service 130

SaaStr

DECEMBER 29, 2022

Our financial operations platform is designed to meet the unique financial challenges of B2B SaaS, including billing, subscription management, revenue and expense recognition, and SaaS analytics. With the most comprehensive contact & company data and our excellent customer service, SalesIntel is your partner in growth.

Scale 202

Scale Underperforming Technical Team B2B AI 202

SaaStr

JUNE 17, 2023

We’ll also examine how public markets currently influence the SaaS industry and unpack the elevated CIOs’ role in budgeting for SaaS products. These shifts can significantly impact investment patterns within the industry and influence valuation trends. One such deal that Jason points out was Salesloft’s $2.5

Venture Capital 206

Venture Capital Scale Technical Review Software Review 206

Payrix

JANUARY 30, 2024

Pumped up profits, with less heavy lifting How Payrix gave a growing, health and fitness industry software strength to compete. Eventually, as Nick described it, the fitness and health studio industry found him, and his app quickly became more popular. For Payrix to be able to power that self-service style platform is huge.”

Payment Services 130

Payment Services Payments Merchant Services Payment Solutions 130

User Pilot

JANUARY 15, 2024

Creating a positive fintech customer experience for every lead who walks through the door of financial institutions is easier said than done. However, this guide will show you how to measure customer experience in the fintech industry, make improvements, and pick the best tools for the job! Try Userpilot and book a demo today!

Blockchain 86

Blockchain Artificial Intelligence Onboarding Banking 86

Stax

MARCH 12, 2024

As well as identifying inefficiencies in payment processing or customer communications, DSO is a key financial benchmark to assess liquidity and the state of accounts receivable. It’s a good idea to use a standardized approach and request information such as financial statements when new customers are onboarded.

Payment Features 88

Payment Features Payment Methods Payment Services Stax 88

Andreessen Horowitz

SEPTEMBER 21, 2023

In recent years, the country has witnessed a burgeoning fintech industry, particularly in the business-to-business (B2B) sector: Mexico’s fintech market now encompasses over 650 companies and counting. A diverse range of startups and companies are offering innovative financial solutions to consumers and businesses.

Payments 91

Payments Payment Services Payment Methods B2B 91

Andreessen Horowitz

OCTOBER 15, 2021

Open source will catalyze the financial services industry’s biggest evolution to date. Until very recently, financial services were notoriously hard and expensive to build. The post Open Source Is Finally Coming to Financial Services appeared first on Future. Incumbents and startups alike.

Startup 145

Startup Development Business 145

Subscription Flow

MARCH 12, 2024

Established in the year 2015 because of Shola Akinlade as well as Ezra Olubi, Paystack Nigeria revolutionized the financial technology industry in the nation. Furthermore, Paystack provides Nigerian retailers with a range of tools and services necessary for effectively running their online businesses.

Merchant Services 96

Merchant Services Payment Services Payment Methods Payment Features 96

Stax

NOVEMBER 27, 2023

That’s a lot of money being exchanged—and also provides a huge amount of possibility for financial crime. Financial crime can take on several faces, including (cyber) fraud, cryptocurrency scams, and money laundering—and companies offering financial services can lose out on serious bucks. In the U.S., In the U.S.,

Merchant Services 88

Merchant Services Payment Services Systems Review Technical Review 88

SaaStr

AUGUST 8, 2021

But he and his team had data that this was a powerful market opportunity, and they were driven by their passion to promote greater financial wellbeing. Eventually, Chime attracted the interest of many investors and became the market leader, and so far they’ve fulfilled their mission of helping people build better financial foundations.

Banking 257

Banking Social Media Company Culture Innovation 257

Payrix

MARCH 13, 2024

No matter your industry, keeping up with the latest technology and payments trends is essential for any software company looking to stay competitive and keep their customers satisfied. What can these financial and technology decision-maker perspectives tell us about the role of payments and the payments experience in software?

Merchant Services 100

Merchant Services Payments Embedded Payments Payment Solutions 100

Tom Tunguz

APRIL 6, 2022

If these services disappear, so does my ownership/rentership record. Within this freedom to maneuver, Defi protocols invent new financial instruments. Tokens provide an ongoing financial link that aligns long-term incentives. They exist within a database controlled by Google, Netflix, Spotify, Gmail, WhatsApp.

Innovation 266

Innovation Banking Government Advertising 266

Stax

DECEMBER 4, 2023

For any merchant selling products or services online, it’s always a good idea to allow customers to make payments on their platform itself—instead of redirecting them to a third-party website or gateway. As such, the Bank Secrecy Act (BSA) establishes certain AML program requirements for financial institutions in the US. of global GDP.

Merchant Services 88

Merchant Services Payment Services Payfac compliance 88

Stax

JANUARY 31, 2024

These rates are determined by various factors like the type of card used, the industry of the merchant, and how the transaction is processed. These factors are also used to set the specific interchange fees for each type of transaction, as interchange fees are not set as a flat fee across all industries, transaction types, etc.:

Payment Services 88

Payment Services Merchant Services Payment Methods Accept Credit Card Payments 88

Blulogix

APRIL 2, 2024

Recurring & Usage Billing The Solution to Subscription Complexity Establishing a Unified Catalog: Creating a centralized repository for all products, services, and pricing policies is crucial. Take your business further with BluIQ’s flexible, scalable, enterprise-grade intelligent billing solutions.

Payment Features 52

Payment Features Payment Services Subscription SaaS Payments 52

Stax

JANUARY 8, 2024

To establish an effective risk management program as a PayFac, you must establish a dedicated risk management team, utilize the right tools and technology, develop proper risk management policies and procedures, conduct regular risk audits, and stay up-to-date with the latest industry regulations.

Merchant Services 88

Merchant Services Payfac Payment Services SaaS Payments 88

SaaStr

JANUARY 31, 2023

Financial benefit from participating in an asset class with greater upside. Obviously, every investment is purposed to yield a financial return. However, the reason for these strategic investments is not primarily for the direct financial award, or at least not by itself.

Investment 199

Investment Startup Branding Acquisition 199

TrackStreet

APRIL 26, 2024

In a competitive industry for a specific type of product or service, businesses often engage in pricing wars that lead to a steady decrease in the value of goods. Pricing erosion refers to the steady and ongoing drop in the prices of products or services within a particular market or industry.

Pricing 52

Pricing Marketplace as a Service Technical Review Innovation 52

Stax

JANUARY 29, 2024

As industry leaders in billing software, our mission is to help our customers work more efficiently, recover more revenue, and effortlessly collect invoices. Stax Bill simplifies invoice and subscription billing management by automating manual financial processes. said Suneera Madhani, founder and CEO of Stax.

Stax 88

Stax Payments Payment Services Payment Features 88

InsightOutData

APRIL 3, 2024

As a leading staffing firm, Caliber specializes in connecting healthcare professionals with roles that offer not just financial rewards but also the flexibility and autonomy that align with their lifestyle and career goals.

Healthcare 52

Healthcare Data Operational efficiency. Innovation 52

Stax

JANUARY 22, 2024

Consider the following: Merchants are the sellers, businesses, or service providers seeking payment for their offerings. The acquiring bank (or issuing bank or acquirer) is the financial institution that enables merchants to accept payments, transferring funds from customers to the merchant’s account. What is a Payment Gateway?

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Blulogix

JANUARY 22, 2024

How Data Security and Compliance with a Robust Subscription Billing Platform Saves Your Peace of Mind By BluLogix Team In the era of digital business, safeguarding sensitive customer and financial information is a critical priority. Legal Obligations: Many industries are subject to data protection laws and regulations.

Payment Services 52

Payment Services Payments compliance Payment Solutions 52

Subscription Flow

FEBRUARY 27, 2024

Subscription pricing with the help of automated billing software has transformed many industries and provided businesses with a dynamic way to generate revenue, especially in the SaaS space. Now let’s discuss the benefits of using a SaaS subscription services billing platform in your SaaS company: 1.

SaaS Payments 95

SaaS Payments Payment Services Payments Payment Solutions 95

User Pilot

JANUARY 11, 2024

FinTech onboarding is the process of welcoming and acclimating new users to your financial technology (FinTech) product or service. It is like onboarding in any industry but with the added complexity of navigating financial regulatory requirements and security concerns for a FinTech app. What is FinTech onboarding?

Onboarding 103

Onboarding Payment Services Customer Success Payment Solutions 103

Blulogix

JANUARY 22, 2024

Data Security and Compliance with a Robust Subscription Billing Platform: Your Peace of Mind By BluLogix Team In the era of digital business, safeguarding sensitive customer and financial information is a critical priority. Legal Obligations: Many industries are subject to data protection laws and regulations.

Payment Services 52

Payment Services Payments compliance Subscription 52

Stax

MARCH 6, 2024

For businesses offering subscriptions, memberships, retainers, and other recurring services, recurring billing is a powerful solution to streamline processes and ultimately enhance revenue generation. Almost everyone — 98% of consumers —has a streaming service subscription. 98% of consumers have a streaming service subscription.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Features 88

Andreessen Horowitz

DECEMBER 4, 2020

The financial services industry is undergoing one of the largest transformations in its history. We are at one such moment. … The post Investing in Moov: Open Source Financial Services Building Blocks appeared first on Andreessen Horowitz.

Investment 136

Investment 136

Tom Tunguz

JANUARY 26, 2020

It’s a well-researched critique of the venture industry. The key question he poses is: has the industry become so large that it needs to be disrupted? The evolution of the venture industry parallels the private equity industry. Nathan Heller published an article called Is Venture Capital Worth the Risk?

Venture Capital 199

Venture Capital Merchant Services Innovation Finance 199