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5 Interesting Learnings from Circle at $2.3 Billion in “ARR”

SaaStr

Rapid expansion and new service integrations negatively impacted net income. Circle’s story is a reminder that adding new products, markets, or services can actually destroy profitability if not carefully managed. Revenue increased 16% year over year while net income fell by 42% and EBITDA decreased 29% year over year.

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How to Embed Payment Functionality in Your AI SaaS: A Practical Guide

USIO

Step 2: Choose the Right Payment Infrastructure Partner Unless you want to build a payment system from scratch (and navigate complex regulations), the easiest way is to partner with a payments-as-a-service provider that supports embedded payments.

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From $10M to $100M ARR in 5.5 Months: Inside Replit’s AI Coding Rocketship

SaaStr

months is reshaping how software gets built TL;DR: The New Dev Platform Reality In June 2025, Replit CEO Amjad Masad dropped a bombshell on X: his company had crossed $100M ARR, up from just $10M at the end of 2024. This isn’t just another software success story. But that's not enough to create software.

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NVIDIA Hits $4 Trillion: What Founders Can Learn from the Greatest Growth Story Ever Told

SaaStr

The B2B Parallel : Like the best B2B companies, NVIDIA created switching costs through their software stack (drivers, development tools, APIs). But here’s what’s brilliant about their early strategy—they didn’t just build graphics cards, they built an entire ecosystem.

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Glossary: 117 software-led payments terms to know

Payrix

Interested in learning more about software-led payments or joining the current Embedded Payments conversations in your organization? They underwrite and onboard the sub-merchants and provide them with the products and services required to process electronic payments. Youve come to the right place.

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Software-led payments: What’s on the horizon for platforms in 2025? | Episode 46

Payrix

In this episode of PayFAQ: The Embedded Payments Podcast, host Ian Hillis welcomes Matt Downs, President of Worldpay for Platforms, to discuss software-led payments predictions for 2025 and beyond. remains the largest interchange and software market, Matt predicts a loosening of regulatory constraints.

Payments 130
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Mastering Growth in the AI Era: How to Stand Out, Acquire Customers, and Raise VC Dollars with B Capital, Zetta, and Glasswing

SaaStr

Software engineering teams have been early adopters of AI coding assistants precisely because they provide an immediate, measurable lift. Laiva Becoming the platform of choice for life science companies and research institutions by creating a two-sided marketplace with significant SaaS components. This is exactly backward.