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The conversation unpacked notable trends, challenges, and opportunities for software companies navigating this dynamic landscape. Takeaway #2: Inflation and surcharging compliance Ella highlighted the rising importance of surcharging as a response to inflation and escalating operational costs.
Lead with integration capabilities and security compliance, not just business outcomes 5. Your real buyer is probably the VP of Marketing or Head of Sales who can approve a $75K annual spend without CFO sign-off 7. They’re 12-18 months ahead of Western markets in adoption curves 9.
Digital disbursements offer features like same-day or next-day payment options, allowing vendors to manage their finances more effectively. Enhancing Vendor Relationships with Data Insights Digital disbursement platforms often come equipped with analytics tools that provide valuable insights into payment trends.
Learning #3: Security/Compliance Isn’t a Sure Thing SailPoint’s negative returns remind us that even “essential” categories like identity management can struggle if execution falters or competition intensifies. at $47-55 range, priced at $40 Current Performance : +250.4%
The trend is clear: embedding payments is a smart monetization strategy that’s become table stakes for platforms that want to grow fast. Combine that growth with the rise of embedded finance, and you’ve got a recipe for explosive monetization. The SaaS Market Is Booming—And So Are Payments The global SaaS market is on a rocket ride.
If you’re a SaaS CFO or finance leader who decided to monetize payments, the pitch probably sounded like a no-brainer: embed payments, flip the switch, and watch a new revenue stream flow in. This is one of the most common frustrations we hear from finance leaders across the SaaS ecosystem. You signed the agreement.
Navigating these changes requires businesses to adopt compliance-focused billing software and automated subscription management tools that ensure adherence to legal standards while maintaining operational efficiency and customer trust. How Billing Automation Supports Compliance Billing automation is a cornerstone of regulatory readiness.
The merchant underwriting process helps reduce fraud (including chargeback volume), ensures compliance with regulations, and protects financial stability in the payment processing space. Key steps include application review, risk assessment, credit checks, and compliance verification. Learn More What is Merchant Account Underwriting?
Finally, the lack of visibility into SaaS usage can create security vulnerabilities through unapproved or outdated applications ( shadow IT ) and hinder compliance efforts. Leveraging finance and procurement data: Examine expense reports, credit card statements, and accounts payable records for recurring SaaS charges.
Trends like usage-based pricing , complex provisioning , industry consolidation , and evolving regulatory landscapes are reshaping how businesses operate and thrive. This comprehensive playbook ties together the key strategies and industry trends driving success in 2025, offering actionable insights for scalable, profitable growth.
Industry Trends Shaping Usage-Based Pricing Several trends in the subscription economy are accelerating the adoption of usage-based models: Personalization: Customers expect pricing and services tailored to their specific needs.
Compliance issues can arise when you don’t know where sensitive data resides. Security & compliance indicators Gaps in security protocols: Unknown access points from unmonitored SaaS apps create vulnerabilities. Raise awareness about the risks of shadow IT, emphasizing the security and compliance implications.
This article goes beyond the buzz to show how AI is already driving results in SaaS, finance, retail, and operations, with lessons and case examples that any executive can learn from. AI systems can process vast datasets and spot trends or risks that humans might miss. Retail: AI personalizes shopping and optimizes supply chains.
SaaS platforms can leverage this for features like analytics explanations ( Explain this dashboard pulling yesterdays data) or compliance checks with current regulations. This is especially valuable for SaaS in fields like finance, marketing, or security where current info is non-negotiable.
In todays dynamic business landscape, companies must manage complex pricing models, subscription-based revenue streams, multi-tier billing, and compliance regulations all while ensuring profitability and scalability. Automated revenue recognition Ensure compliance with ASC 606 & IFRS 15. The solution?
Compliance-heavy industries Sectors like finance, healthcare, insurance, and government cant afford errors in their mobile apps. reducing compliance risks and support tickets. moment faster. However, advanced behavior targeting requires a separate analytics integration.
A centralized SaaS inventory should include: Application name & purpose User count & assigned roles License details (cost, type, renewal date) Security & compliance status SMPs make this easier by continuously monitoring app usage and flagging anomalies, so youre not left chasing down licenses when budgets get tight.
It involves a strategic approach to understanding, projection , and optimizing revenue streams while maintaining compliance with financial standards. Revenue projection should be dynamic, continuously updated as market conditions and customer trends evolve.
This can quickly not only inflate your SaaS budget, but also introduce significant security and compliance risks. Common key stakeholders include IT, finance, procurement, department heads, and security. Check for SOC 2, ISO 27001, and other relevant security and compliance certifications.
Every trend points to customer success becoming the growth engine of businesses, and since customer success typically owns NRR (net revenue retention) , tracking how the teams investments impact performance is also part of that need. Find out more: the key differences between a CRM and a CSP. 2: Your customers do unexpected things regularly.
Vertical Specialization : Different industries have unique compliance requirements, benefits structures, and workforce management needs. Adjacent Markets : The lines between HR, finance, and IT management are blurring. ADP operates in 140+ countries, but penetration in emerging markets remains low.
Navigating payroll, benefits, and compliance shouldnt slow you down. It’s like, no, we’re doing rev ops and it’s a huge trend. Here’s what finance is telling me, and here’s what the data’s telling me. Thats where TriNet comes in.
These partnerships are prevalent across various industries, including retail, healthcare, finance, and logistics. Expanding into new markets by leveraging ISV solutions that cater to global compliance requirements and multilingual support. Here are a few key trends to watch and prepare for: 1. How does an ISV integration work?
Join the Payments-Led Growth Movement Sign up to keep up-to-date with the latest trends in payments, vertical SaaS, and technology from industry experts. An ACH payment API lets you initiate and track ACH transactions programmatically—reducing errors, saving time, and enabling your finance team to focus on more strategic tasks.
We’re not just seeing the trend—we’re advising agencies, partners, and payment teams on how to adapt to it. What This Means for Agencies and Individuals If you work in a government agency, finance department, or vendor management team, now is the time to audit your current disbursement and payment acceptance processes.
Buy now, pay later (BNPL) services BNPL is a payment method where your customer uses a short-term financing service to pay for your product or service. Assessment fees : this fee is paid by the acquiring bank (your merchant account provider) to the relevant card network to finance its related operational expenses.
After one too many of these slip-ups, finance teams say, “Enough!”—and Compliance Posture Annual SOC 2 Type II audits, PCI-level physical controls, plus HIPAA-ready processes for healthcare disbursements. Request a Demo today and join the growing list of finance teams breathing easy. and switch to Usio.
AI empowers businesses to craft more impactful marketing campaigns by utilizing data analytics for content personalization and market trend forecasting, thereby significantly enhancing campaign relevance and effectiveness. In corporate finance , generative AI is a transformative force, enhancing decision-making and operational efficiency.
We’ve had Fractional CFOs for a very long time, and perhaps they inspired the trend. They usually come in and handle compliance and oversight for an existing finance team that perhaps lacks the seasoned experience to handle models, venture capital and debt, prepare for an audit, etc. But Fractional CFOs are often different.
And there are DeFi exchanges, short for decentralized finance, which enable trades of tokens between two people directly without an exchange in the middle. Information brokers to help traders understand market trends, compliance tools, tax software, protocol debugging tools, even smart contract insurance.
And it’s all thanks to embedded finance and embedded fintech. Embedded finance isn’t entirely a new concept. Airline credit cards, payment plans for costly items, and car rental insurance are forms of embedded finance that have been around for a while. Everything is done under one platform.
Finding value in value-added services and baking them into your strategy Many software companies have expressed interest in value-added services, and more specifically, embedded finance products, because they understand the opportunities they present to their business and their customers’ business too.
Key takeaways How predictive analytics enhances decision-making and operational efficiency in finance. The various types of data used in predictive analytics and their applications in the finance sector. The challenges and limitations of implementing predictive analytics in finance, including data quality and ethical considerations.
It will be important for software companies to look for software payments partners who can implement effective fraud monitoring and security technology, protocols, and ongoing support to ensure data is secure and ongoing PCI compliance is maintained. compliance to let this be your reminder to do so.
Security & Compliance When processing payments and completing transactions, security and compliance are very important. Therefore, Xero prioritizes data security and compliance. Also Read: The Best Accounting Software for eLearning Platforms—Xero or QuickBooks Future Trends & Updates Technology is changing rapidly.
Finance 101: Why Should You Care? It's important for early stage startups to focus on finance from the very beginning. Often that means trying to do things in the least expensive way possible and that means doing finance accounting on their own. They are not wholly focused on the financials.
Finance 101: Why Should You Care? It's important for early stage startups to focus on finance from the very beginning. Often that means trying to do things in the least expensive way possible and that means doing finance accounting on their own. They are not wholly focused on the financials.
Now, as we look ahead to the NIST password expiration guidelines 2024, the trend is clear—NIST is making security smarter and simpler. Better Compliance with Regulatory Standards Many organizations need to follow strict regulatory frameworks, and aligning with NIST 800-63 password guidelines helps meet those requirements.
In this blog, we explore our forecasts for the Fintech trends that will shape the industry in 2025 and the years to follow. Recognizing these trends enables businesses to adjust and capitalize on new prospects. One of the key drivers behind the expansion of embedded finance is the increasing demand for convenience and efficiency.
The financial technology (fintech) industry has revolutionized the way we manage our finances, conduct transactions, and access financial services. Why is Fintech Compliance So Important? Compliance measures help to prevent identity theft, fraud, and other financial crimes.
Regulatory Landscapes: Navigating the legal aspects of subscription billing and monetization, the whitepaper offers insights into ensuring compliance across different jurisdictions while maintaining agility in business practices. Read More » Charting the Future: What Are the Emerging Trends in Subscription Billing and Monetization?
No matter your industry, keeping up with the latest technology and payments trends is essential for any software company looking to stay competitive and keep their customers satisfied.
ISVs create software platforms for various industries, including business management, healthcare, and finance. In the ISO model, an ISV partners with a third party that handles merchant account setup, payment processing, risk, and compliance. The ISV has little control over the end user’s payment experience or the processing costs.
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