FastSpring

OCTOBER 16, 2024

Foreign exchange rates, regulatory rules, payment systems, various bank accounts, establishing entities in different countries, and tax collection and remittance are just a few of the concerns you’ll need to stay on top of as your business expands into more countries and regions. Higher approval rates due to local acquiring.

Merchant Services 158

Merchant Services Payment Services Payment Methods Outsourcing Services 158

USIO

MAY 9, 2025

In embedded finance, APIs connect your platform to banks, processors, KYC tools, and more. Embedded Fintech Stack Translation: The full sandwich of financial tech. Used for secure, permissioned connections to bank accounts and third-party services. White-Label Solution Translation: Their tech, your brand.

Payments 130

Payments Merchant Services Payment Services Finance 130

SaaStr

JUNE 5, 2020

Carlota Perez argues in her book Technological Revolutions and Financial Capital that in the early days of a “golden age”, financial capital is necessary to fuel new technology innovation. . Once that technology is better understood, production capital moves in to drive mainstream adoption of the technology. .

Venture Capital 295

Venture Capital Technical Review SaaS Scale 295

SaaStr

APRIL 3, 2024

The three co-founders were gathering data in hot storage to respond more effectively to instances with the benefit of historical and technical context. That’s where true automation will be, in the disruptive work that people are freed up and enabled to do and do more effectively and quickly due to having the assistance and rich context.

Generative AI 296

Generative AI AI Technical Review Software Review 296

Tom Tunguz

FEBRUARY 17, 2022

The deal isn’t done until the money is in the bank. There are three types of sales: team, team & tech, and team, tech, & traction. Regulatory delays have become more common recently when selling to a large technology company. I’ve seen acquisitions fall apart the day of close, out of the blue.

Technical Review 279

Technical Review Construction Compensation Acquisition 279

Stax

JANUARY 23, 2025

Key steps include application review, risk assessment, credit checks, and compliance verification. This process involves reviewing the businesss structure, financial health, industry type, and compliance with regulations. Keep in mind: Modern underwriting increasingly leverages technology to streamline processes and improve accuracy.

Merchant Services 68

Merchant Services Payment Services Payment Methods Development Team Review 68

Stax

MARCH 13, 2025

Behind every seamless payment card transaction is a complex network of banks, credit card companies, and payment systems working together to transfer money from the customer to the merchant. Although they go to issuing banks, the rates are set by card networks. However, this convenience comes at a cost, mainly for businesses.

Payment Services 88

Payment Services Merchant Services Payment Methods Technical Review 88

SaaStr

MARCH 27, 2023

Most of the app sales and net retention comes from deploying software and tech-driven features that have 100% gross margin. They raise money when they have cash in the bank, which means that they have much more leverage negotiating terms and getting additional funds for the company. So how do they get there?

SaaS Payments 246

SaaS Payments Technical Review Software Review Venture Capital 246

SaaStr

MAY 27, 2023

In our early days, we were like elves in Santa’s tech workshop. Let’s talk about implementation and past challenges when deploying technology. That’s when you’ve got to take the diligence to the next level. Be diligent about learning and improving. Did we give the conversation its due? We’d build. Experiment.

Technical Review 242

Technical Review Leadership Company Culture Startup 242

Stax

APRIL 8, 2025

Always review pricing models, monthly fees, per-transaction markups, hidden fees, and contract terms before making a decision. The credit card payment processor often provides the equipment and technology that allow businesses to process such payments. Acquiring bank – The merchants bank that receives and disburses the funds.

Payment Services 88

Payment Services Merchant Services Payment Methods Payments 88

Stax

APRIL 3, 2025

Its the bridge between an eCommerce website, its customers, and the bank. Payment processor – Handles the technical aspects of the payment. Its the third-party service that serves as the link between the payment gateway, acquiring bank, and issuing bank or card network.

Payment Methods 88

Payment Methods Merchant Services Payment Solutions Payment Services 88

Neil Patel

SEPTEMBER 4, 2020

Furthermore, with tech, there’s likely to be a glitch or an issue at some point. Full-service providers do the same as credit card processors but also provide a merchant account, meaning you don’t need an additional merchant account with a bank. User Experience. Thus, the software, apps and/or hardware need to be user-friendly.

Payment Services 135

Payment Services Merchant Services Payment Methods Technical Review 135

FastSpring

SEPTEMBER 12, 2024

For Japan and Korea, they’re mature markets known for their advanced technology adoption and high consumer expectations, while Australia and New Zealand serve a stable, well -developed markets with a strong digital penetration. And this is because their tools and technologies might be abused by end customers for non -compliant content.

Merchant Services 192

Merchant Services Payment Services Payment Methods SaaS Payments 192

How To Buy Saas

MAY 26, 2025

In this comprehensive Skynova review , we break down its features, pricing, pros, cons, and how it stacks up against popular Skynova alternatives like QuickBooks, FreshBooks, and Wave. Integration limitations: No third-party integrations with banks or external apps you can only integrate PayPal for accepting payments.

Software Review 40

Software Review Systems Review Technical Review Payment Solutions 40

SaaStr

AUGUST 8, 2023

Instead, due to a decade-long exodus from Wall Street, the strategic CFO has burst onto the tech scene. I think what we’re seeing in all of our portfolio companies and tech at large is that finance is increasingly seen as strategic, and they now have a seat at the table when it comes to making major decisions at the company.”

Scale 239

Scale Finance Outsourcing Services Sales Recruiting 239

Stax

JANUARY 28, 2025

The original sensitive data is still secured and hidden in an external data bank. Payment verification by the issuing bank means the customers bank will check whether the customer has sufficient funds to complete the transaction.

Payment Methods 68

Payment Methods Payment Services Merchant Services SaaS Payments 68

FastSpring

JANUARY 31, 2023

payment processing, gathering and remitting taxes, and subscription management) and what additional software you’ll need to add to your tech stack. Finally, we share several customer reviews and case studies for each solution. Plus, using multiple payment gateways solves most failed payment issues that are due to network errors.

Payment Services 147

Payment Services Payment Methods Merchant Services Software Review 147

Stax

MARCH 18, 2025

A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks. A payment processing system is a technology that facilitates the secure transfer of funds from a customer to a merchant.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

SaaStr

MARCH 7, 2021

This is also one of the least expensive (in terms of hard costs) things you can due to help the company scale in this phase, and beyond. At $8m in ARR, if you have $2m of cash in the bank, you get real nervous investing much more than $500k-$750k, $1m max. Get on a jet, at least twice a quarter. More on that here and here.

Part-Time VPE 290

Part-Time VPE Sales Recruiting Sales Hiring Scale 290

FastSpring

DECEMBER 7, 2023

Each company brings different combinations of technology, teams, customer bases, and more to the negotiating table — any one of which could be a huge motivator for WP Engine to want to partner with them. So what this means is I touch both mergers and acquisitions, and integrated technology partners.

Software Review 148

Software Review Technical Review Development Team Review Branding 148

Intercom, Inc.

FEBRUARY 26, 2018

As well as being a critical philosophy behind how we build software, it also represents how I feel about the software industry and technology in general. Investors are incentivised to put their money anywhere other than a bank. Basic technology execution is becoming easier too. There are more technology jobs than ever before.

Outsourcing Services 224

Outsourcing Services Software Review Software Outsourced Development 224

Intercom, Inc.

NOVEMBER 18, 2019

B2C companies were twice as likely as B2B companies to be satisfied with their chatbot investments, perhaps due to the fact that B2C queries are generally more repetitive and less complex than B2B ones. The most satisfied industries were tech (73%), retail (67%), manufacturing (57%), and healthcare (56%).

Scale 42

Scale B2C Technical Review Airlines 42

Intercom, Inc.

OCTOBER 27, 2022

If you’re short on time, here are a few quick takeaways: If you’re starting a business, make sure you have the technical skills to build, manage, and grow your services internally. Where does your interest in SaaS and tech come from? I was passionate about tech and coding. None of us had technical skills. Alex: A lot.

Technical Review 118

Technical Review Software Review Development Team Review Systems Review 118

SaaSOptics

JULY 14, 2022

Avoid the scramble for due diligence, audits, and month-end close. Board meetings, due diligence requests, month-end close, auditor requests—how many all-nighters have you endured to ensure your company is well represented? Too many. . Completing month-end-close efficiently. Achieving a quick and clean audit.

Technical Review 52

Technical Review Software Review Systems Review Payment Features 52

SaaStr

SEPTEMBER 3, 2023

While the world of public tech stocks is defined by consumer-facing juggernauts like Facebook, Amazon, and Google, the world of venture capital is defined by the North Star of SaaS. This was likely due to how difficult it was to convince ten companies to buy back in the day. Let’s say you’re burning $1M/month with $20M in the bank.

Sales Hiring 271

Sales Hiring Headcount Finance Technical Review 271

User Pilot

MARCH 7, 2024

I asked DALLE to ‘Give me an image of a tech CEO’. Then I tried regenerating the image to see on which try it would give me a tech CEO of a different gender (or colour). Check out this viral post by Andrew Gazdecki to learn more about what a ‘tech CEO’ is like US Census data from 2022 revealed that only 17% of tech CEOs are female.

Technical Review 105

Technical Review CTO Coach Sales Hiring CTO Hire 105

Neil Patel

SEPTEMBER 11, 2020

To help speed up the process, I reviewed six of the best systems on the market and put together a comprehensive list of what to look for as you make your final decision. 1 – Gusto Review — The best for small businesses. 2 – OnPay Review — The most flexible payroll service. Most businesses don’t need this.

Payment Services 145

Payment Services SaaS Payments Outsourcing Services Payment Solutions 145

Stax

DECEMBER 20, 2023

Set rate processing Subscription rate processing TL;DR Interchange fees are not collected by your payment processor or bank; they go directly to the card-issuing banks. Interchange fees vary significantly depending on the card issuer, the issuing bank, type of transaction and/or merchant type.

Payment Services 167

Payment Services Merchant Services Payment Methods Payment Solutions 167

Baremetrics

FEBRUARY 8, 2021

Keep reading to learn everything you need to know including features, pricing, reviews, and more! Stripe vs. 2Checkout: Features Stripe vs. 2Checkout: Pricing 2Checkout Pricing Stripe vs. 2Checkout: Reviews Stripe vs. 2Checkout: The Bottom Line Conclusion. out of 5 stars , based on 88 Stripe user reviews. Look no further!

Payment Methods 88

Payment Methods Technical Review Payment Services Systems Review 88

Payrix

APRIL 25, 2025

Bank Secrecy Act (BSA) and was reinforced by the U.S. Financial institutions like banks, credit card processors, and investment brokers must comply with KYC requirements, along with some businesses in other regulated industries. Customer Due Diligence (CDD): This is an examination of a customers financial background.

Payment Services 100

Payment Services Merchant Services Payments Software Review 100

Payrix

APRIL 10, 2025

In todays competitive software market, forward-thinking trade and field service platforms are no longer asking if they should modernize their payment infrastructure, theyre working diligently to source the right payments partner to implement innovative solutions before their competitors beat them to the punch.

Payments 100

Payments Payment Services Outsourcing Services Payment Solutions 100

Stax

NOVEMBER 21, 2024

A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%. These processes are facilitated by a network of financial institutions and technologies that work together to ensure the seamless and secure transfer of data and funds.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

FastSpring

NOVEMBER 13, 2020

Although declined cards are usually out of your hands and more to do with your customers’ bank, it can be frustrating to deal with. The cardholder’s bank has declined the transaction due to security reasons, and they will need to be contacted immediately. The cardholder’s bank should be contacted.

Software Review 148

Software Review Merchant Services Payment Methods Payment Services 148

Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. These are not banks, but rather governing bodies that set interchange rates, and arbitrate between acquiring and issuing banks. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

DECEMBER 4, 2023

The Bank Secrecy Act (BSA) establishes AML program requirements for financial institutions in the US while the USA Patriot Act lays down which entities are required to comply. As such, the Bank Secrecy Act (BSA) establishes certain AML program requirements for financial institutions in the US. Let’s get started.

Merchant Services 88

Merchant Services Payment Services Payfac Technical Review 88

Intercom, Inc.

JULY 11, 2018

Let’s look at some jobs that, like boredom during a commute, have stuck around for years, through hundreds of technological advances. People wanted to leave nice reviews, and tips for other travellers…. Making things people want involves understanding a longstanding human or business need and then using technology to: Remove steps.

Payment Methods 205

Payment Methods Payment Solutions Entertainment Technical Review 205

Stax

MARCH 4, 2025

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. The issuing bank verifies whether the customer has enough funds in their account to complete the transaction. Need to integrate payments?

Payment Methods 88

Payment Methods Payments Payment Services Merchant Services 88