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Loveable and Replit Both Hit $100M ARR in Record Time. The Vibe Coding TAM: How Big Can This Market Really Get?

SaaStr

Addressable Users: 800M+ knowledge workers globally 50M small business owners 100M government employees worldwide 200M educators and students Total: ~1.1B Horizon 3: Universal Software Creation (2030+) TAM: $100B-1T+ The moonshot scenario where vibe coding becomes as ubiquitous as spreadsheets.

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Meet the Rockstars of Risk: Essential insights for software companies navigating payments, compliance, and security

Payrix

At Payrix from Worldpay, we have an internal team of risk management experts dedicated to helping software companies, like yours, manage payment processing, fraud prevention, and compliance. Learn more about merchant onboarding here. Explore risk and compliance advice for platforms. compliance.

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How to Leverage FedNow

USIO

B2B & B2C friendly: Ideal for consumer-to-business, business-to-business, and government disbursements. Healthcare, Insurance & Government: Streamline Disbursements Examples: Insurance companies can instantly reimburse claims. Governments can deliver emergency aid or refunds in seconds. Improve cash flow visibility.

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Embedded Payments Made Easy: From Code to Cash

USIO

What once required months of development, multiple vendors, endless compliance headaches, and the patience of a saint… can now be handled with a few lines of code and a supportive partner who gets it. Whether it’s onboarding, training, or long-term optimization, we’re here for the long haul. You’re not alone. That’s where we come in.

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Where’s the Revenue Share We Were Promised from Embedded Payments?

USIO

You onboarded users. They outsource onboarding and underwriting. They rely on external partners for support, compliance, and even settlement. That means we built our entire platform in-house from card and ACH processing to onboarding, disbursements, compliance, reporting, print and mail, and even prepaid card issuing.

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Glossary: 117 software-led payments terms to know

Payrix

Master merchant Payment facilitator that becomes the merchant of record on behalf of a network of smaller merchants (sub-merchants) or billing companies that regularly collect payments; key markets for master merchant networks include government, education, utilities, and nonprofit organizations.

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Merchant Underwriting: What It Is, How It Works, and Why It’s Important

Stax

The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Key steps include application review, risk assessment, credit checks, and compliance verification. Learn More What is Merchant Account Underwriting?