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Payfac-as-a-Service: A Smarter Way to Handle Payments at Scale

USIO

The embedded finance market—including Payfac-as-a-Service—is projected to exceed $7 trillion in global transaction volume by 2030. I f you’re running a SaaS platform, marketplace, or digital-first business, you’ve probably already bumped into the complexities of payment processing. The compliance. What Is Payfac-as-a-Service?

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5 Interesting Learnings from Circle at $2.3 Billion in “ARR”

SaaStr

The “Regulatory Moat” Strategy: Compliance as a Competitive Advantage Circle was the first to receive a New York State BitLicense, which is famously difficult to obtain, in 2015. This early investment in regulatory compliance has become their key differentiator against Tether and newer entrants. The culprit?

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How to Embed Payment Functionality in Your AI SaaS: A Practical Guide

USIO

Step 2: Choose the Right Payment Infrastructure Partner Unless you want to build a payment system from scratch (and navigate complex regulations), the easiest way is to partner with a payments-as-a-service provider that supports embedded payments.

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Mastering Growth in the AI Era: How to Stand Out, Acquire Customers, and Raise VC Dollars with B Capital, Zetta, and Glasswing

SaaStr

Laiva Becoming the platform of choice for life science companies and research institutions by creating a two-sided marketplace with significant SaaS components. The new term “AI application as a service” (AIS) describes companies selling AI-powered applications to mid-market and enterprise customers.

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Master merchant: Definition, types, and examples

Payrix

This setup is commonly used in marketplaces, software platforms, or businesses that facilitate payments for a network of sellers, service providers, or smaller businesses. The master merchant simplifies the onboarding process for sub-merchants by handling the complexities of payment integration, security requirements, and compliance.

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Why Embedded Payments Are the Future of Business Transactions

USIO

In the simplest terms, these payments are payment capabilities built directly into your digital product, platform, or service. Whether it’s through fees, subscription tiers, or value-added services, you control the flow and the margins. Marketplaces : Pay sellers, vendors, and gig workers in real time. No redirects. No friction.

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How to Leverage FedNow

USIO

SaaS Platforms: Enable Instant Payouts Use Case: SaaS platforms in gig economy, marketplaces, or fintech. Example: A SaaS that manages freelance marketplaces can offer FedNow-enabled payouts to gig workers, boosting satisfaction and retention. Revenue Opportunity: Add value and potentially monetize speed via tiered services.

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