article thumbnail

5 Interesting Learnings from Chime at $2 Billion in ARR

SaaStr

Banking Partnerships Create Scale Without Capital – The Asset-Light Model Chime isn’t a bankit just plays one on your phone. All deposits and card issuance are handled by partner banks like Bancorp and Stride. This partnership approach allowed massive scaling without banking regulatory overhead.

article thumbnail

Easy Cross Border Transactions With FastSpring as Your MoR

FastSpring

Foreign exchange rates, regulatory rules, payment systems, various bank accounts, establishing entities in different countries, and tax collection and remittance are just a few of the concerns you’ll need to stay on top of as your business expands into more countries and regions. Greater access to local payment methods.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

8 Out of 10 SaaS Founders Are Burning Cash Faster Than Ever — And Why YC is On Fire (SVB’s 2025 Data Breakdown)

SaaStr

So SVB still is the #1 bank for tech companies in Silicon Valley and they have a ton of data. Some funds are changing their Limited Partner Agreements to reflect this new reality. They have 24% of all U.S. VC deals now come from accelerators and incubators — and that's going way up.

article thumbnail

How to grow your field service platform’s revenue up to 3x with payments

Payrix

In todays competitive software market, forward-thinking trade and field service platforms are no longer asking if they should modernize their payment infrastructure, theyre working diligently to source the right payments partner to implement innovative solutions before their competitors beat them to the punch.

article thumbnail

5 Interesting Learnings From Workday at $9 Billion in ARR

SaaStr

27%+ Free Cash Flow margins, 26% non-GAAP profit margins, and $8 Billion in the bank, so generating massive cash $57 Billion market cap, so trading at 6x+ ARR Workday is 20 years old this year. The real number of dollars going into Workday deployments per year is many billions, but most is done by partners. Pretty impressive.

article thumbnail

Navigating PCI DSS Controls: Your Path to Secure Payments

Scytale

This set of security requirements was established by major credit card companies (Visa, MasterCard, American Express, Discover Financial Services, and JCB) to ensure businesses take the necessary measures to protect cardholder data and maintain a secure cardholder data environment. Not sure if your organization needs to comply? Heres how: 1.

article thumbnail

GTM 140: How Microsoft Scaled from $600M to $5B: The Enterprise Playbook with Hayden Stafford

Sales Hacker

The GTM Podcast is available on any major directory, including: Apple Podcasts Spotify YouTube Hayden Stafford is the President and Chief Revenue Officer (CRO) at Seismic, where he oversees the global go-to-market (GTM) organization, including pre-sales, sales, customer success, services, partners, and more. The other thing is just.