Payrix

FEBRUARY 4, 2025

To operate as an integrated software vendor (ISV) or payment facilitator, a software company requires a relationship with an acquiring bank and a payment processor. A cardholder initiates the payment for a purchase or service to the merchant or service provider with their payment information from a credit card, debit card, or bank account.

Payment Services 130

Payment Services Payments Merchant Services Payment Methods 130

SaaStr

JULY 20, 2021

Chime wasn’t the first digital bank, but it has become the largest one in the United States. Secrets to Aligning Marketing and Revenue Strategies with Marqeta’s CMO. The financial services industry – banking, lending, insurance – has long benefited from deep competitive moats that limited competition and stifled innovation.

Payments 274

Payments Payment Services SaaS Payments Banking 274

Payrix

JULY 8, 2025

it will be important to understand the current regulatory landscape in Canada, particularly two key frameworks, to ensure compliance. In short, all organizations classified as a PSP under the RPAA, including platforms, must register with the Bank of Canada to adhere to this legislation. market will find some similarities in Canada.

Merchant Services 113

Merchant Services Payment Services Payments Payment Methods 113

SaaStr

JANUARY 24, 2022

Companies grew more slowly, there was nothing for a CFO to really do for years, and you could sort of outsource everything and just keep an eye on the bank statement. I have $1,000 in my bank account at the end of January. In the old days, we didn’t have to worry about finance too much. Things have changed a lot.

Finance 332

Finance Outsourcing Services Systems Review Technical Review 332

USIO

JUNE 10, 2025

Why It Matters Now Tighter Regulations : States are increasing audits and enforcing strict compliance. Built-In Compliance & Identity Verification : KYC and AML processes ensure funds go to the right person, without manual delays. Compliance on Autopilot : Dormancy rules, alerts, and reporting are built-in—no spreadsheets required.

Payment Solutions 130

Payment Solutions Payment Services PayPal Traceability 130

Payrix

APRIL 17, 2025

A payment facilitator manages compliance with payment network rules and other financial regulations. This includes verifying the identities of sub-merchants through Know Your Customer (KYC) checks, ensuring PCI compliance for secure handling of payment data , and mitigating risks through fraud or chargebacks.

Payment Services 100

Payment Services SaaS Payments Merchant Services Payment Facilitation 100

SaaStr

JUNE 29, 2021

4 Secrets to Using Data Security and Compliance as a Competitive Advantage with Very Good Security. Getting Fintechs to Market Fast: How to Leverage Your Bank and Tech Partners with Treasury Prime. Piermont Bank & Treasury Prime. Secrets to Aligning Marketing and Revenue Strategies with Marqeta. Reserve my place.

Payments 246

Payments Payment Services Scale Banking 246

SaaStr

JULY 18, 2024

You also have a technology decision maker whose job is strategy: ensuring the execution of the implementation is driven by strategy and that the CXO, risk and compliance, and the business owners know what’s going on. It’s more of a loop than a linear pattern. Below, you’ll see examples of pods within HashiCorp.

CTO Coach 300

CTO Coach CTO Technical Review Customer Success 300

Stax

APRIL 3, 2025

Its the bridge between an eCommerce website, its customers, and the bank. Its the third-party service that serves as the link between the payment gateway, acquiring bank, and issuing bank or card network. It works in tandem with the customers bank or credit card provider to verify and authorize the transaction.

Payment Methods 88

Payment Methods Merchant Services Payment Solutions Payment Services 88

Scytale

DECEMBER 2, 2024

Scytale adds the DORA framework to its list of leading security and privacy compliance frameworks, enabling businesses to ensure effective and all-inclusive management of digital risks in financial markets within the EU. Compliance with this framework provides solid principles that companies across various industries can learn from.

compliance 52

compliance Cybersecurity Banking Innovation 52

Stax

MARCH 18, 2025

A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks. The processor facilitates the transaction by communicating with the payment gateway, issuing bank, and acquiring bank.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Payrix

OCTOBER 1, 2024

In the latest episode of PayFAQ: The Embedded Payments Podcast, host Ian Hillis sits down with Candice Raybourn, Head of Partner Activation at Payrix and Worldpay for Platforms, to discuss the crucial topic of PCI compliance. Candice underscores the financial and reputational risks associated with non-compliance.

Payment Services 113

Payment Services Merchant Services Payments compliance 113

Stax

JANUARY 23, 2025

The merchant underwriting process helps reduce fraud (including chargeback volume), ensures compliance with regulations, and protects financial stability in the payment processing space. Key steps include application review, risk assessment, credit checks, and compliance verification. Learn More What is Merchant Account Underwriting?

Merchant Services 68

Merchant Services Payment Services Payment Methods Development Team Review 68

Payrix

APRIL 10, 2025

Theres more to this strategy than just the nice revenue bump. These are paid to the card-issuing bank to cover costs for fraud and the risk involved in approving a payment. Together, we will thoroughly scope how you will enable payments on your platform and help you develop a monetization strategy to maximize revenue.

Payments 100

Payments Payment Services Outsourcing Services Payment Solutions 100

Stax

MARCH 27, 2025

TL;DR: Electronic Funds Transfer (EFT) is the umbrella term for all electronic payments made between bank accounts. EFT is the umbrella term for all electronic transactions that transfer funds digitally between bank accounts using only bank account information. In this article, well help you do just that.

Payment Methods 88

Payment Methods Payment Services Merchant Services SaaS Payments 88

FastSpring

SEPTEMBER 12, 2024

In simple terms, we handle everything from payments to fraud management, to custom support and tax compliance, so that sellers can focus on growing their business. However, this growth actually comes with challenges, particularly around compliance with content regulations. Jesse Paliotto (06:06) Yeah. Jay Jia (10:20) Mm -hmm, for sure.

Merchant Services 193

Merchant Services Payment Services Payment Methods SaaS Payments 193

Stax

JUNE 24, 2025

Interchange rates are a percentage of the transaction value paid by the merchant’s acquiring bank to the cardholder’s issuing bank. The purpose of interchange fees is to compensate the issuing banks for the risks and costs associated with processing and managing credit card transactions.

Payment Services 88

Payment Services Merchant Services Payment Methods Stax 88

SaaStr

AUGUST 8, 2023

In a fascinating workshop session, Miao shares his thoughts on how finance teams can contribute to company strategy and grow revenue. Growth Strategy Identify and implement new growth opportunities and revenue streams. Cost Optimization Identify and implement strategies to improve margins. Sign up for free.

Scale 239

Scale Finance Outsourcing Services Sales Recruiting 239

Stax

JANUARY 15, 2024

Learn how to achieve payment processing compliance when surcharging to improve your company’s financial stability and reputation. PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Consumers pay more for the convenience. Interchange fee management.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

SaaStr

MARCH 28, 2024

I spend a lot of time researching software trends in vertical software, compliance, and AI. As a part of her work, she helped an industry consortium develop billions of dollars in corporate commitments to diversity, including supporting black-owned businesses and banks, driving long-term financial security for communities of color.

Venture Capital 274

Venture Capital Cybersecurity Artificial Intelligence Scale 274

Intercom, Inc.

AUGUST 1, 2019

This week, I invited Michael to come on the show and tell us about their growth strategy. They understood technology, and they had a unique respect for regulatory and compliance. Is that part of the strategy as well? Align your business strategy around solving problems. billion dollars. Short on time? It really worked.

Strategy 36

Strategy Payment Methods Payment Services Startup 36

Stax

JULY 7, 2025

When implementing a surcharging program, businesses follow local regulations, ensure legal compliance, determine surcharge percentages and communicate transparently. Credit card networks and issuing banks don’t waive their cut; instead, these costs are shifted from the merchant to the customer.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

DECEMBER 20, 2023

Set rate processing Subscription rate processing TL;DR Interchange fees are not collected by your payment processor or bank; they go directly to the card-issuing banks. Interchange fees vary significantly depending on the card issuer, the issuing bank, type of transaction and/or merchant type.

Payment Services 167

Payment Services Merchant Services Payment Methods Payment Solutions 167

BetterCloud

FEBRUARY 10, 2025

It’s about building good relationships so you get the most out of your software without breaking the bank. Key vendor management strategies Once you have a better understanding of your SaaS spend, its time to roll up your sleeves and start implementing some smart vendor management strategies.

Technical Review 52

Technical Review Management Strategy SaaS 52

Intercom, Inc.

AUGUST 30, 2022

No matter how great a new tool may seem, it can’t replace strategy or processes, so make sure those are clearly defined first. As Des Traynor, co-founder and Chief Strategy Officer of Intercom, says, your first few hires are so influential in the success of your company. Mercury – Banking. Questions to ask.

Scale 163

Scale Payment Services Startup AWS 163

Stax

JUNE 8, 2025

TL;DR A payment processor is a provider that handles transactions between a buyer’s bank and a seller’s bank. Payment Processor: An Overview A payment processor is a service that handles the technical aspects of transferring payment information between the merchant, the customer, and the customer’s bank.

Payment Services 88

Payment Services Payment Methods Merchant Services SaaS Payments 88

SaaStr

JULY 12, 2024

Grafana Labs still has features and capabilities they hold back that appeal to large enterprises, such as things around security and compliance. But when they discover a large global bank using Grafana Labs, that’s where the product strategy comes in. They’ve achieved that goal, but the balance is hard.

Scale 291

Scale Scaling Sales Hiring Sales Recruiting 291

Stax

JUNE 17, 2025

With so many players in the payments space, from banks and fintechs to all-in-one platforms, figuring out who does what (and who’s right for you) can quickly get confusing. And depending on your needs, working with one could give you more flexibility, service, and value than a traditional bank.

Merchant Services 88

Merchant Services Payment Services SaaS Payments Payment Methods 88

Stax

JANUARY 28, 2025

The original sensitive data is still secured and hidden in an external data bank. Payment verification by the issuing bank means the customers bank will check whether the customer has sufficient funds to complete the transaction. Your testing should check for security compliance, technical performance, and mobile responsiveness.

Payment Methods 68

Payment Methods Payment Services Merchant Services SaaS Payments 68

BetterCloud

MARCH 17, 2025

ets break down smart SaaS budgeting , so you can make your tech work for you, without blowing the bank. This can quickly not only inflate your SaaS budget, but also introduce significant security and compliance risks. Check for SOC 2, ISO 27001, and other relevant security and compliance certifications. What is SaaS budgeting?

Technical Review 52

Technical Review Strategy Marketplace as a Service SaaS 52

Stax

AUGUST 22, 2024

In this article, we’ll discuss what SaaS companies looking to become payment facilitators need to know about risk management strategies. PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks.

Merchant Services 88

Merchant Services Payment Services Payfac SaaS Payments 88

USIO

JULY 25, 2024

Offering multiple payment options, such as credit cards, digital wallets, and direct bank transfers, caters to diverse customer preferences. Boost Security and Compliance Security is a critical concern for any enterprise handling payments. A satisfied customer is more likely to return, fostering loyalty and repeat business.

Payment Services 130

Payment Services Payment Methods Payment Solutions Payments 130

SaaStr

JANUARY 12, 2022

Lost a bank customer we had served well for 5 years and up to.5M 5M in ARR b/c we were too small a co and compliance dept blocked renewal (shoulda raised price I guess…) ” — Jared Hansen, CEO Thrilling Foods. It’s also why you need an outbound strategy in the enterprise, not just inbound.

CTO Hire 325

CTO Hire Sales Hiring New CTO CTO 325

Stax

JANUARY 8, 2024

Not only must PayFacs safeguard themselves and their clients against potential threats like fraud or cybersecurity breaches but also ensure PCI compliance , customer due diligence, and adherence to card regulations. They must also ensure that sub-merchants are compliant with the regulations set by card companies, e.g. PCI compliance.

Merchant Services 88

Merchant Services Payfac Payment Services SaaS Payments 88

Payrix

FEBRUARY 4, 2025

To operate as an integrated software vendor (ISV) or payment facilitator, a software company requires a relationship with an acquiring bank and a payment processor. A cardholder initiates the payment for a purchase or service to the merchant or service provider with their payment information from a credit card, debit card, or bank account.

Payment Services 100

Payment Services Payments Merchant Services SaaS Payments 100

Stax

MAY 13, 2025

But the right solution offers far more than transaction supportit can elevate your business strategy. Interchange fees are the base fees charged by card-issuing banks to process a transaction. Here are some of the benefits you can unlock from the right payment processing solution.

Merchant Services 88

Merchant Services Payment Services Payment Methods SaaS Payments 88

Stax

DECEMBER 9, 2024

Debit or credit card chargebacks are when a disputed charge made to a merchant’s account is refunded to the customer’s bank account. This has been aided by the rise of online banking, which has made the chargeback process as easy as a few clicks. What Are Credit Card Chargebacks?

Merchant Services 88

Merchant Services Payment Services Payment Methods Software Review 88