SaaStr

JUNE 22, 2023

Mercury offers banking* for startups — at any size or stage. Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust®; Members FDIC. Join these incredible companies to experience all the value of SaaStr!

Scale 193

Scale Banking compliance Forecasting 193

Infinicept

FEBRUARY 25, 2022

?? Compliance 101 (Part 3 of the Payments Education Webinar Series) A critical consideration in the world of payments is always compliance. Join our compliance experts as we discuss the range of variables that apply to different payment models and players in the ecosystem.

Payment Services 52

Payment Services compliance Payment Solutions Banking 52

FastSpring

MARCH 27, 2019

Understanding the basics of Payment Card Industry Standards is fairly straightforward, but maintaining full compliance can be challenging. PCI DSS compliance is enforced by the PCI Security Standards Council. How Merchant Levels define PCI Compliance. Compliance is a Moving Target. Compliance is an ongoing process.

Merchant Services 104

Merchant Services Payment Services Payment Methods compliance 104

Payrix

SEPTEMBER 4, 2024

The most obvious is to protect cardholder data and minimize fraud but understanding payment fraud will help you prevent and detect these threats, helping you to maintain customer trust, financial growth, legal compliance , brand reputation, operational efficiency, and a competitive edge.

Payments 100

Payments Payment Methods Payment Solutions Payment Services 100

User Pilot

AUGUST 22, 2024

TL;DR Customer onboarding in financial services aims to integrate users into systems and educate them about product features, for example, in the banking sector. Effective client onboarding sets the tone for relationships , ensures regulatory compliance, improves efficiency through digitization, and can serve as a key product differentiator.

Payment Services 106

Payment Services SaaS Payments Onboarding Payment Solutions 106

Stax

AUGUST 29, 2024

A PSP (Payment Service Provider) can equip your eCommerce and brick-and-mortar business with an all-in-one platform that supports multiple payment systems, including debit & credit cards, eWallets, and bank transfers (ACH). The question is: how do payment service providers work and how can you choose the right one for your business?

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

JULY 9, 2024

EFT payments are transactions between the sender and receiver that transfer funds electronically from the sender’s bank account to the receiver’s. Regulatory and Compliance Issues with EFT Payments Regulatory and compliance issues surrounding EFT payments are critical for ensuring the security and integrity of electronic transactions.

Payment Methods 88

Payment Methods Payment Services Merchant Services Payment Solutions 88

SaaStr

JANUARY 24, 2022

Companies grew more slowly, there was nothing for a CFO to really do for years, and you could sort of outsource everything and just keep an eye on the bank statement. I have $1,000 in my bank account at the end of January. Mistake #9: Don’t forget about compliance. Compliance can be complicated. Things have changed a lot.

Finance 315

Finance Outsourcing Services Systems Review Technical Review 315

Techsnyder

MAY 2, 2021

Banking and Financial services (BFS) are no different to this magic Sauce called SAAS which will make the software sell like peanuts. Banking and financial services is gaining lot of traction in SAASification and it will reach the commodity mark sooner if not later.

Banking 52

Banking SaaS Payments Payment Services Payment Solutions 52

SaaStr

NOVEMBER 3, 2022

Maast offers payments, banking, lending and more as features in software provider’s platforms – with one relationship, contract and integration. And, as a wholly-owned subsidiary of Synovus Bank, a “member FDIC”, Maast can offer the security and stability that comes with Synovus’ proud 130 year heritage.

Payments 223

Payments Payment Services GCP(Google Cloud Platform) Payment Solutions 223

SaaStr

NOVEMBER 24, 2022

We are passionate about helping businesses and communities thrive by advancing the way the world pays, banks and invests, serving more than 20,000 clients and more than one million merchant locations in over 130 countries. Insight Assurance is a professional services firm providing cybersecurity compliance, risk management, and tax services.

Merchant Services 193

Merchant Services Cybersecurity compliance Finance 193

Stax

JANUARY 22, 2024

The acquiring bank (or issuing bank or acquirer) is the financial institution that enables merchants to accept payments, transferring funds from customers to the merchant’s account. The payment gateway acts as a virtual bridge, securely transmitting payment information between the merchant, customer, and acquiring bank.

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Payrix

AUGUST 14, 2024

Whatever payments model is right for you : referral payments, PayFac-as-a-Service, or PayFac, Payrix and Worldpay is here to help guide you through the process and set clear expectations for your merchants as it relates to merchant underwriting, PCI compliance , implementation , and more. Looking for more information on Embedded Payments?

Merchant Services 100

Merchant Services Payment Services Payments Software Review 100

Stax

DECEMBER 20, 2023

Set rate processing Subscription rate processing TL;DR Interchange fees are not collected by your payment processor or bank; they go directly to the card-issuing banks. Interchange fees vary significantly depending on the card issuer, the issuing bank, type of transaction and/or merchant type.

Payment Services 167

Payment Services Merchant Services Payment Methods Payment Solutions 167

Stax

APRIL 11, 2024

Look for a PMS that can serve as an all-in-one platform for payment processing, integrates with other technologies, offers appropriate POS equipment, and prioritizes security compliance. Your PMS is a central hub to manage payment requests and store banking information (like your routing and bank account number for ACH payments ).

Payment Services 88

Payment Services Payment Solutions Merchant Services Payment Methods 88

Stax

AUGUST 22, 2024

PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks. Major risk factors for PayFacs include fraudulent transactions, merchant credit risk, regulatory compliance, and operational risks. Let’s dive deeper into risk management practices for PayFacs.

Merchant Services 88

Merchant Services Payment Services Payfac SaaS Payments 88

SaaStr

FEBRUARY 23, 2023

More than 300 leading software companies, payment processors, sponsor banks and others rely on Infinicept, the winner of the Electronic Transaction Association Fintech Innovation in Payments Award, to help them transform to the new era of software-led payments.

Payment Services 226

Payment Services Merchant Services Payments Embedded Payments 226

SaaStr

JULY 18, 2024

You also have a technology decision maker whose job is strategy: ensuring the execution of the implementation is driven by strategy and that the CXO, risk and compliance, and the business owners know what’s going on. It’s more of a loop than a linear pattern. Below, you’ll see examples of pods within HashiCorp.

CTO Coach 233

CTO Coach CTO Technical Review Customer Success 233

Mucker Capital

MAY 8, 2024

This includes setting up initial accounting practices and systems, HR, payroll, banking, financial controls, and tax compliance. Overall, it's important to choose the right financial system based on the specific needs and growth stage of the startup, with a focus on scalability, integration, and compliance support.

Payment Services 52

Payment Services Finance Systems Review Development Team Review 52

SaaStr

JUNE 29, 2021

4 Secrets to Using Data Security and Compliance as a Competitive Advantage with Very Good Security. Getting Fintechs to Market Fast: How to Leverage Your Bank and Tech Partners with Treasury Prime. Piermont Bank & Treasury Prime. Reserve my place. July 14, 2021, 10:00 am. Mahmoud Abdelkader & Christina Monets.

Payments 236

Payments Payment Services Scale Banking 236

Stax

JANUARY 31, 2024

Visa interchange rates are the fees charged by Visa to process transactions between issuing banks and merchants. They cover the costs of managing the network, ensuring security, and facilitating the transfer of funds between banks. Instead, they are transferred between the issuing and acquiring banks. cards currently in use.

Payment Services 88

Payment Services Merchant Services Payment Methods Accept Credit Card Payments 88

Mucker Capital

APRIL 6, 2024

This includes setting up initial accounting practices and systems, HR, payroll, banking, financial controls, and tax compliance. Overall, it's important to choose the right financial system based on the specific needs and growth stage of the startup, with a focus on scalability, integration, and compliance support.

Payment Services 52

Payment Services Systems Review Development Team Review Technical Review 52

Stax

FEBRUARY 26, 2024

For subscription businesses, the customer’s account should also include options for subscription management where they can adjust the frequency of deliveries, pause or cancel the subscription, update card information or bank account information, and more. Ensuring security and compliance Security is paramount in recurring payments.

Payment Services 88

Payment Services Payment Features Merchant Services Payment Methods 88

Panintelligence

AUGUST 5, 2024

Banks use this data to forecast cash flow trends and manage liquidity. Banks use this data to identify clients at risk of churning and implement retention strategies, as well as personalize financial products and services. Compliance and regulatory reporting In the finance industry, compliance and regulatory reporting are critical.

Finance 52

Finance Artificial Intelligence Machine Learning Forecasting 52

Stax

APRIL 18, 2024

For a merchant to accept credit cards, they need to pay both credit card processing fees to the banks involved and for the soft and hardware required to process cards. Acquiring Bank (Merchant Bank): The financial institution that establishes and maintains the merchant’s account, enabling them to accept credit card payments.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Scytale

JULY 29, 2024

Read on to see how you can achieve compliance with the NIS2 Directive without the stress. This includes conducting due diligence, requiring compliance with security standards, and regularly monitoring vendor security performance. What is the NIS2 Directive?

Software Review 59

Software Review Systems Review Cybersecurity Technical Review 59

Stax

JUNE 27, 2024

ACH Payment Wire Transfer Speed of transactions Typically takes 1-3 days for the receiving bank to receive the funds Within a day for a domestic wire transfer. Global ACH is available but only for bank-to-bank networks Wire transfers have no geographic limitations. No fees on the receiving side.

Payment Methods 88

Payment Methods Payment Services Merchant Services SaaS Payments 88

Subscription Flow

JUNE 27, 2024

An integrated payment processing service, Quickbooks Payments, offers businesses the option to accept credit/debit card payments as well as bank transfers (ACH). Security and Compliance Features Quickbooks Payments ensure that confidential information such as your business’s financial data and customers’ payment details are safeguarded.

Payment Services 98

Payment Services Merchant Services Payment Methods Payment Solutions 98

Tom Tunguz

JULY 8, 2021

Asset acquirers - these include brokerages, custodial and non-custodial wallets, banks, asset managers, hedge funds, market makers, and lenders. Then they plan to cross-sell other financial products, much like a modern bank or brokerage. How does crypto work at the highest level? This is the mental model I’ve been using.

Outsourced Development 266

Outsourced Development Marketplace as a Service Banking Construction 266

FastSpring

OCTOBER 11, 2021

The Reserve Bank of India issued new guidelines for subscription purchases earlier this year — and the new rules came into effect a few days ago, on October 1, 2021. As we’ll describe in this article: The Reserve Bank of India is enforcing new data storage rules. Manual rebills will be the best way to maintain compliance.

Payment Services 114

Payment Services Merchant Services SaaS Payments Payment Methods 114

Stax

JUNE 6, 2024

Some key systems to ensure that your AR software integrates with include banking systems, ERP and CRM software, and business intelligence tools. Integration capabilities An AR software that integrates seamlessly with your accounting software enables a smooth flow of data between systems. to $45 per month.

Payment Solutions 88

Payment Solutions Payment Services Payment Methods Payments 88

FastSpring

FEBRUARY 8, 2024

Payments, digital banking and ecommerce all remain at the very heart of this growth, with tens of millions of new users joining the internet economy every year, and cashless transactions rising across the region. Despite global macroeconomic headwinds, Asia’s internet economy is one of the fastest growing in the world.

Merchant Services 78

Merchant Services Payment Methods Payment Solutions Payment Services 78

USIO

JUNE 10, 2024

This enables you to accept various forms of payment, such as credit cards, digital wallets, and bank transfers, directly through your website, mobile app, or point-of-sale (POS) system. Compliance with standards like PCI-DSS (Payment Card Industry Data Security Standard) is also crucial for safeguarding transactions.

Payments 130

Payments Payment Services Merchant Services Payment Methods 130

Stax

MARCH 6, 2024

Upon agreeing to these terms, the merchant is authorized to process automatic payments from the customer’s credit card, debit card, or bank account. Integrate with Payment Gateway: The payment gateway transfers payment information and funds between the customer’s account, bank, and the business’s account.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Features 88

FastSpring

APRIL 25, 2024

Pix, Brazil’s instant payment system introduced by the Central Bank of Brazil in 2020, has rapidly gained popularity among consumers as a preferred digital payment method. Director of Payments, Risk, and Compliance at FastSpring. Adding Pix opens up the Brazilian market to new buyers who do not have internationally enabled cards.

Payment Services 106

Payment Services Merchant Services SaaS Payments Payment Methods 106

SaaStr

JUNE 20, 2024

You could be exposed if you’re working with vendors providing AI technology and they’re not focused on governance, security, and compliance in how you deploy or embed the AI technology. Say you’re working in the banking industry and creating a new loan. You can’t control data if you don’t know where it’s coming from.

AI 157

AI Artificial Intelligence Government Scale 157

Panintelligence

JULY 23, 2024

To succeed in this evolving regulatory landscape, Fintech companies need to prioritize compliance and maintain a high level of transparency in their operations. Regulatory bodies are also stressing the importance of cybersecurity with strict guidelines and compliance requirements. and the Financial Conduct Authority (FCA) in the U.K.,

Payments 52

Payments Payment Services Payment Solutions Trends 52