Stax

MAY 2, 2024

Small business loans exist to allow business owners to prop up their businesses in the short term and cover temporary cash flow gaps. Is this financing option worth considering? Your future revenue acts as a guarantee. But this flexibility comes at a cost- MCAs are an expensive financing option.

Merchant Services 88

Merchant Services Payment Methods Payment Services Payments 88

Chart Mogul

SEPTEMBER 6, 2022

What are the best options for financing based on the stage of the company? What are the best options for financing based on the stage of the company? We speak about current drivers and tendencies in funding and fundraising, revenue-based financing, and the metrics that distinguish the fastest-growing companies.

Finance 52

Finance Payments Revenue Retention 52

Baremetrics

JANUARY 24, 2022

It can also threaten a small business's ability to keep up with everyday operations. Invoice financing is an excellent option for SaaS companies looking for a fast and easy way to earn a short-term type of funding. Keep reading to learn more about invoice financing, how it works, and the benefits it serves for SaaS companies.

Payment Features 98

Payment Features Finance SaaS Payments Payment Services 98

SaaStr

MARCH 4, 2024

Non-Dilutive Financing and Venture Debt Do Have Their Place, But They Have Their Risks, Too. And They Aren’t Free, Either I am definitely a fan of non-dilutive financing and venture debt when used conservatively. For example, if you’re basically break-even and have millions or more in ARR, some debt can help you invest a smidge more.

Finance 223

Finance Payment Solutions Payments Pricing 223

Subscription Flow

JANUARY 29, 2024

In the context of subscription models, accrued revenue is the money that a business has made but hasn’t yet received in cash. Accrued revenue is important for accurate financial reporting, as it ensures that revenue is recognized in the period in which it is earned, regardless of when the cash is received.

Payments 59

Payments SaaS Payments Payment Services Subscription 59

Baremetrics

NOVEMBER 21, 2021

Bookkeeping, accounting, and finance management are all critical to the financial success of your business. In this article, we will explore the following comparisons: bookkeeping vs. accounting, accounting vs. controller, controller vs. finance, finance vs. bookkeeping. Controller, CFO, and finance What is a controller?

Finance 98

Finance Payment Services Payment Features Forecasting 98

Tom Tunguz

NOVEMBER 6, 2021

The contracts are identical twelve month contracts except for the payment terms. Contract B relaxes payment terms to monthly payment, 12 monthly installments for the next year. All of the sales and marketing dollars invested to obtain persuade the buyer to put digital ink to pdf have been recouped immediately.

Sales Hiring 333

Sales Hiring Scale Payments Payment Solutions 333

Chart Mogul

AUGUST 15, 2019

Revenue-based financing is quickly becoming a popular way for startups to raise funds without sacrificing equity. New investment structures are gaining traction in the early-stage SaaS financing market. Bigfoot Capital invests in initial-scale SaaS companies using both RBF and venture debt investment structures.

Finance 85

Finance Payments Revenue Payment Solutions 85

Baremetrics

MAY 7, 2019

There are more funding and financing options for startups today than there ever have been before. There’s also been an explosion in debate and transparency about navigating startup funding and financing. Let’s explore the funding and financing options for your startup. Funding Your Startup. How To Evaluate Funding Options.

Finance 111

Finance Startup SaaS Payments Payment Methods 111

OPEXEngine

JANUARY 28, 2020

As Chief Credit Officer at Lighter Capital, I work behind the scenes grappling with the data that informs all of our decision-making regarding financing deals, from revenue-based financing (RBF) to term loans and lines of credit. What should VCs make of revenue-based financing?

Venture Capital 61

Venture Capital Finance Payments Revenue 61

Buffer Resources

AUGUST 16, 2023

Check out our Transparent Pricing Dashboard How our finances have evolved while staying true to our mission Looking at our finances over the last nine years, you’ll notice fluctuations within the different categories. Merchant Fees At Buffer, we rely on Stripe, Google, and Apple for our payment processing needs.

Merchant Services 75

Merchant Services Payment Services Payment Features Payments 75

OPEXEngine

NOVEMBER 8, 2022

The most common situations behind this churn involve a problem with your payment processing or an expired credit card on your customer’s end of the transaction. To find your churn MRR, subtract the amount of recurring revenue you lost to churn from your starting MRR for the month you’re measuring. Automate your renewal process.

SaaS Payments 52

SaaS Payments Finance Churn Payment Services 52

OPEXEngine

NOVEMBER 8, 2022

The most common situations behind this type of churn involve a problem with your payment processing or an expired credit card on your customer’s end of the transaction. To find your churn MRR, subtract the amount of recurring revenue you lost to churn from your starting MRR for the month you’re measuring.

SaaS Payments 52

SaaS Payments Finance Churn Payment Services 52

SaaStr

MARCH 27, 2023

One, when you have really high gross margins, your cost base actually increases much slower than your revenue base. Think about additional integrations or additional workflows. Revenue growth is the Rule of 40 and you want that number to be above 40% generally. Then they really invest in recovering the CAC as soon as possible.

SaaS Payments 206

SaaS Payments Technical Review Software Review Venture Capital 206

Casey Accidental

OCTOBER 20, 2020

Casey’s first sequencing business models essay talked about the transition from a SaaS business model to marketplace business model, and why it’s so difficult. In this essay, we’ll go deeper into the gradients of marketplace models that a company can sequence to, and as a follow up, we will do the same for platforms.

Marketplace as a Service 141

Marketplace as a Service Business Model SaaS Payments Payments 141

Chart Mogul

AUGUST 15, 2019

Revenue-based financing is quickly becoming a popular way for startups to raise funds without sacrificing equity. New investment structures are gaining traction in the early-stage SaaS financing market. Bigfoot Capital invests in initial-scale SaaS companies using both RBF and venture debt investment structures.

Finance 52

Finance Payments Revenue Payment Solutions 52

Andreessen Horowitz

OCTOBER 12, 2023

We’ve designed this to mirror the thought process of an entrepreneur building an AI product with an enterprise use case. Whether or not a program integrates AI is less important than quality, safety, usability, and cost. Koester warned us that standalone solutions, without being integrated into the existing workflow, often go unused.

Healthcare 114

Healthcare AI Payments Enterprise 114

Baremetrics

SEPTEMBER 30, 2021

The pre-revenue startup phase has a host of stresses that hopefully disappear as the company begins to earn revenue. Depending on the amount invested, it is possible that all members of the team are working full time jobs to support themselves and then doing that again to push their startup onto the market. Table of Contents.

Payments 110

Payments Revenue Startup Development Team Review 110

Panintelligence

FEBRUARY 7, 2024

This figure, having risen by 15% over three years, shows how cybercrime is really putting the squeeze on businesses financially. And losses from Authorized Push Payment (APP) fraud totalled nearly £500 million in 2022. Take the biggest, oldest, most confounding data problem of all: Managing and integrating data across the organization.

Payments 52

Payments Data Payment Services Payment Solutions 52

Subscription Flow

NOVEMBER 23, 2023

However, sustaining current clients who make on-time payments and renew is the key to generating income for recurring revenue businesses , such as those that rely on subscriptions. Using this tactic will help you bargain with the vendor and make sure you get the best return on your investment.

SaaS Payments 59

SaaS Payments Payment Features Payments Strategy 59

FastSpring

JULY 12, 2019

Since most SaaS and subscription-based businesses depend on recurring payments to sustain themselves, it can pay dividends to keep a close eye on lifetime value and customer retention rates. Here’s one simple formula for calculating CLV: CLV = Average recurring revenue per account * length of the partnership (lifetime).

Customer Lifetime Value 68

Customer Lifetime Value Payment Features Finance Payment Solutions 68

SaaSOptics

MARCH 10, 2022

Finance and Billing Tools. It’s common for companies to have digitized some of their financial processes. While this is a step in the right direction, there are gaps in many processes that companies currently use that finance and billing tools can fill. SaaSOptics. They have a whole host of CRM tools to browse.

Payment Services 87

Payment Services SaaS Payments Payments Payment Solutions 87

Payrix

FEBRUARY 21, 2024

Software companies embark on their embedded payments journey only to discover they’ve underestimated the complexity that’s involved and struggle to launch. If you’re thinking about Embedded Payments for your platform, make time to listen to this episode of the PayFAQ Embedded Payments podcast.

Payments 100

Payments Merchant Services Embedded Payments Payment Services 100

Stax

JANUARY 8, 2024

For SaaS companies, becoming a payment facilitator (or PayFac) offers a ton of advantages—including but not limited to—boosting retention and profitability while exercising greater control over the customer experience. Even the organizational shake-up that comes with the decision to become a PayFac may disrupt your core business.

Merchant Services 88

Merchant Services Payfac Payment Services SaaS Payments 88

Blulogix

JANUARY 5, 2024

Key Definitions in Subscription Billing: Demystifying the Jargon By BluLogix Team Welcome to the fourth installment of our comprehensive guide on selecting the right subscription billing platform. Let’s explore the key definitions that every business owner, finance professional, and product manager should know.

Subscription 52

Subscription Payment Features Payment Services Payments 52

Baremetrics

APRIL 25, 2021

RESULTS Within just one month of using Baremetrics, Cancel Timeshare has saved hours of manual entry, recovered over $680 in failed payments, and supported their customer service goals. Their team uses Baremetrics to keep track of important business metrics like MRR , stay on top of failed payments, and organize customer information.

Payments 98

Payments Payment Services Payment Solutions Payment Methods 98

Neil Patel

JANUARY 11, 2023

Contactless payment methods are tapping into the future of commerce. International Data Corporation (IDC) predicts that 80% of retailers will offer contactless payment and app-based scan-and-pay systems in-store by 2023. When we talk about leaders in the contactless payments space, we must talk about PayPal.

PayPal 80

PayPal Payment Solutions Payment Methods Merchant Services 80

OPEXEngine

DECEMBER 24, 2019

Here’s how more advanced methods of automation, including machine learning, can help CFOs transform the finance function to be more of a strategic advisor to the business. In its truest form, RPA will unleash a new wave of digital transformation in corporate finance. What Automation Means for Finance Day-to-Day.

Machine Learning 40

Machine Learning Artificial Intelligence Finance Payment Services 40

Incredo

JULY 14, 2019

The subscription pricing model is a business model in which a customer pays a recurring fee on a regular basis (weekly, monthly, quarterly or annually) to use a service or product. That means a company generates revenue on a regular basis based on how many customers it has and what subscription plan they choose. Key finding?

Payment Features 184

Payment Features SaaS Payments Payment Methods Payment Solutions 184

Andreessen Horowitz

DECEMBER 12, 2023

In this episode, a16z partner Seema Amble talks with Dimitri Dadiomov, the co-founder and CEO of payment operations platform Modern Treasury, about the challenges of creating a new category, hiring for marketing before you hire for sales, and why developing new features is similar to birding.

Payment Solutions 114

Payment Solutions Payment Methods Payment Services Payments 114

Baremetrics

NOVEMBER 4, 2020

In the early days of running a software company, collecting payments was pretty straightforward. Fast forward to today when most software companies use a Subscription as a service (SaaS business model , and things aren’t as simple. Luckily, like most complex processes and tasks, it can be simplified. Think of it this way.

Payment Solutions 105

Payment Solutions Merchant Services Systems Review SaaS Payments 105

Baremetrics

OCTOBER 1, 2021

It basically stipulates that money today is worth more than money tomorrow, and most people understand this at a fundamental level before the finance people come in and complicate things. Baremetrics is a business metrics tool that provides 26 metrics about your business, such as MRR, ARR, LTV, total customers, and more.

SaaS Payments 96

SaaS Payments Payments SaaS Payment Services 96

SaaStr

MARCH 31, 2022

And if you also look at the platform as a service category, that’s also an additional $50 billion of spend, and that’s typically with those same vendors. So the ability to do flexible payment plans, financing, retire that pre-committed spend has been a really significant a way for us to accelerate and amplify our transactions.

Scale 199

Scale Marketplace as a Service Cloud SaaS Payments 199

SaaStock

JANUARY 25, 2019

ContaAzul is a business management platform for small businesses created in Brazil. Its focus is on helping companies handle financial routine and streamlining processes related to accounting, banks, stock, and electronic invoicing, among others. from Vostok Emerging Finance, Valor Capital Group, and others.

SaaS Payments 257

SaaS Payments Payment Solutions Payment Methods Payments 257

Andreessen Horowitz

AUGUST 30, 2023

Popularized by Michael Milken at Drexel Burnham Lambert, the invention wasn’t all that complicated: issue bonds with very high interest rates and correspondingly high risk, and use that capital to finance the wholesale acquisition of mismanaged, inefficient, and sclerotic companies. billion, against almost $2.8

VP of Engineering 94

VP of Engineering AI Payment Methods Generative AI 94

Clouded Judgement

JUNE 5, 2023

Fiscal Policy Fiscal policy involves the use of government revenue collection (taxation) and expenditure (spending) to influence a country's economy. It's primarily an instrument of the government, typically managed by the finance ministry or treasury department. The two main components of fiscal policy are taxes and spending.

Payment Services 169

Payment Services Cloud Government Banking 169

SaaStr

SEPTEMBER 13, 2023

Sacks suggests thinking of every major platform shift as a pond. Before AI came on the scene, it was roughly a dozen years before a really big platform shift — Cloud and mobile were big, but it was time for something new to come along to reset and restock the pond with new opportunities. One of the questions all VCs ask is, “Why now?”

SaaS Payments 216

SaaS Payments Payment Solutions AI SaaS 216