USIO

MAY 9, 2025

In embedded finance, APIs connect your platform to banks, processors, KYC tools, and more. Compliance-as-a-Service (aka Regulatory-as-a-Service, RaaS) Translation: Legal protection on autopilot. Embedded Fintech Stack Translation: The full sandwich of financial tech. Essential for reconciliation, compliance, and transparency.

Payments 130

Payments Merchant Services Payment Services Finance 130

Stax

JANUARY 23, 2025

The merchant underwriting process helps reduce fraud (including chargeback volume), ensures compliance with regulations, and protects financial stability in the payment processing space. Key steps include application review, risk assessment, credit checks, and compliance verification.

Merchant Services 68

Merchant Services Payment Services Payment Methods Development Team Review 68

Scytale

DECEMBER 5, 2024

If you’re running a SaaS business that handles the personal data of California residents and are not actively addressing CCPA compliance, you’re missing a seriously big piece of the puzzle. If the thought of navigating compliance feels like an endless maze of legal jargon, you’re in luck. Can’t you just handle it yourself?

compliance 52

compliance Technical Review Systems Review Software Review 52

Stax

APRIL 3, 2025

Its the bridge between an eCommerce website, its customers, and the bank. Payment processor – Handles the technical aspects of the payment. Its the third-party service that serves as the link between the payment gateway, acquiring bank, and issuing bank or card network.

Payment Methods 88

Payment Methods Merchant Services Payment Solutions Payment Services 88

FastSpring

SEPTEMBER 12, 2024

In simple terms, we handle everything from payments to fraud management, to custom support and tax compliance, so that sellers can focus on growing their business. In the recent years, we’ve seen the cross -border e -commerce market, especially in China, facing saturation due to intense competition from large platforms like Temu.com.

Merchant Services 192

Merchant Services Payment Services Payment Methods SaaS Payments 192

Stax

APRIL 8, 2025

Always review pricing models, monthly fees, per-transaction markups, hidden fees, and contract terms before making a decision. The credit card payment processor often provides the equipment and technology that allow businesses to process such payments. Acquiring bank – The merchants bank that receives and disburses the funds.

Payment Services 88

Payment Services Merchant Services Payment Methods Payments 88

Neil Patel

SEPTEMBER 4, 2020

So, look for elements such as PCI compliance and encryption. Furthermore, with tech, there’s likely to be a glitch or an issue at some point. Full-service providers do the same as credit card processors but also provide a merchant account, meaning you don’t need an additional merchant account with a bank. User Experience.

Payment Services 144

Payment Services Merchant Services Payment Methods Technical Review 144

Stax

MARCH 18, 2025

A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks. A payment processing system is a technology that facilitates the secure transfer of funds from a customer to a merchant.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

JUNE 17, 2025

With so many players in the payments space, from banks and fintechs to all-in-one platforms, figuring out who does what (and who’s right for you) can quickly get confusing. And depending on your needs, working with one could give you more flexibility, service, and value than a traditional bank.

Merchant Services 88

Merchant Services Payment Services SaaS Payments Payment Methods 88

Stax

DECEMBER 4, 2023

The US, therefore, requires financial institutions as well as financial services firms to have anti-money laundering (or AML) compliance programs in place. In this article, we’ll discuss everything you need to know about ensuring AML compliance as a payment facilitator (or PayFac). Non-compliance can have major implications.

Merchant Services 88

Merchant Services Payment Services Payfac Technical Review 88

Stax

JANUARY 28, 2025

The original sensitive data is still secured and hidden in an external data bank. Payment verification by the issuing bank means the customers bank will check whether the customer has sufficient funds to complete the transaction.

Payment Methods 68

Payment Methods Payment Services Merchant Services SaaS Payments 68

SaaStr

AUGUST 8, 2023

Instead, due to a decade-long exodus from Wall Street, the strategic CFO has burst onto the tech scene. I think what we’re seeing in all of our portfolio companies and tech at large is that finance is increasingly seen as strategic, and they now have a seat at the table when it comes to making major decisions at the company.”

Scale 233

Scale Finance Outsourcing Services Sales Recruiting 233

Payrix

APRIL 10, 2025

In todays competitive software market, forward-thinking trade and field service platforms are no longer asking if they should modernize their payment infrastructure, theyre working diligently to source the right payments partner to implement innovative solutions before their competitors beat them to the punch.

Payments 100

Payments Payment Services Outsourcing Services Payment Solutions 100

Payrix

OCTOBER 1, 2024

In the latest episode of PayFAQ: The Embedded Payments Podcast, host Ian Hillis sits down with Candice Raybourn, Head of Partner Activation at Payrix and Worldpay for Platforms, to discuss the crucial topic of PCI compliance. Candice underscores the financial and reputational risks associated with non-compliance.

Payment Services 113

Payment Services Merchant Services Payments compliance 113

FastSpring

JANUARY 31, 2023

payment processing, gathering and remitting taxes, and subscription management) and what additional software you’ll need to add to your tech stack. Finally, we share several customer reviews and case studies for each solution. We collect and remit sales tax and VAT on your behalf, and take the lead on regulatory compliance and audits.

Payment Services 147

Payment Services Payment Methods Merchant Services Software Review 147

Scytale

FEBRUARY 11, 2025

Did you know that the total value of losses due to fraudulent card payments worldwide – including both credit and debit cards – is expected to reach $43 billion by 2028? They are far more than just suggestions – they form the foundation of PCI DSS compliance.

Payment Services 52

Payment Services Merchant Services Payment Features Payment Solutions 52

Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. Fees include (but aren’t limited to) transaction fees, interchange rates, PCI compliance, and more. Acquiring Bank: The business’ (i.e., merchant’s) bank. Issuing Bank: The cardholder’s bank.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Payrix

APRIL 25, 2025

Bank Secrecy Act (BSA) and was reinforced by the U.S. Financial institutions like banks, credit card processors, and investment brokers must comply with KYC requirements, along with some businesses in other regulated industries. Customer Due Diligence (CDD): This is an examination of a customers financial background.

Payment Services 100

Payment Services Merchant Services Payments Software Review 100

Intercom, Inc.

OCTOBER 27, 2022

If you’re short on time, here are a few quick takeaways: If you’re starting a business, make sure you have the technical skills to build, manage, and grow your services internally. Where does your interest in SaaS and tech come from? I was passionate about tech and coding. None of us had technical skills. Alex: A lot.

Technical Review 118

Technical Review Software Review Development Team Review Systems Review 118

Stax

DECEMBER 20, 2023

Set rate processing Subscription rate processing TL;DR Interchange fees are not collected by your payment processor or bank; they go directly to the card-issuing banks. Interchange fees vary significantly depending on the card issuer, the issuing bank, type of transaction and/or merchant type.

Payment Services 167

Payment Services Merchant Services Payment Methods Payment Solutions 167

Neil Patel

SEPTEMBER 11, 2020

To help speed up the process, I reviewed six of the best systems on the market and put together a comprehensive list of what to look for as you make your final decision. 1 – Gusto Review — The best for small businesses. 2 – OnPay Review — The most flexible payroll service. Most businesses don’t need this.

Payment Services 145

Payment Services SaaS Payments Outsourcing Services Payment Solutions 145

FastSpring

DECEMBER 7, 2023

Each company brings different combinations of technology, teams, customer bases, and more to the negotiating table — any one of which could be a huge motivator for WP Engine to want to partner with them. So what this means is I touch both mergers and acquisitions, and integrated technology partners.

Software Review 148

Software Review Technical Review Development Team Review Branding 148

Stax

JANUARY 15, 2024

Learn how to achieve payment processing compliance when surcharging to improve your company’s financial stability and reputation. PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Interchange fee management.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. What is PCI Compliance? Why Is PCI Compliance So Important? PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. That’s where Stax comes in.

Payment Services 88

Payment Services Merchant Services Payment Methods compliance 88

Stax

NOVEMBER 21, 2024

A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%. These processes are facilitated by a network of financial institutions and technologies that work together to ensure the seamless and secure transfer of data and funds.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

JULY 16, 2024

This is why PCI DSS compliance is critical. Compliance with PCI Data Security Standard regulations prevents shortcomings and vulnerabilities in payment processing, thereby reducing the risk of fraud, identity theft, and cyberattacks. security requirements are. In 2022, 31% of all payments were made using credit cards.

Payment Services 88

Payment Services Merchant Services Payment Methods compliance 88

User Pilot

MARCH 7, 2024

I asked DALLE to ‘Give me an image of a tech CEO’. Then I tried regenerating the image to see on which try it would give me a tech CEO of a different gender (or colour). Check out this viral post by Andrew Gazdecki to learn more about what a ‘tech CEO’ is like US Census data from 2022 revealed that only 17% of tech CEOs are female.

Technical Review 105

Technical Review CTO Coach Sales Hiring CTO Hire 105

Baremetrics

FEBRUARY 8, 2021

Keep reading to learn everything you need to know including features, pricing, reviews, and more! Stripe vs. 2Checkout: Features Stripe vs. 2Checkout: Pricing 2Checkout Pricing Stripe vs. 2Checkout: Reviews Stripe vs. 2Checkout: The Bottom Line Conclusion. out of 5 stars , based on 88 Stripe user reviews. Look no further!

Payment Methods 88

Payment Methods Technical Review Payment Services Systems Review 88

Stax

MARCH 4, 2025

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. The issuing bank verifies whether the customer has enough funds in their account to complete the transaction. Need to integrate payments?

Payment Methods 88

Payment Methods Payments Payment Services Merchant Services 88

Stax

AUGUST 22, 2024

PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks. Major risk factors for PayFacs include fraudulent transactions, merchant credit risk, regulatory compliance, and operational risks. The due diligence doesn’t stop at onboarding.

Merchant Services 88

Merchant Services Payment Services Payfac SaaS Payments 88

BetterCloud

FEBRUARY 10, 2025

in the next five years , its more important than ever to get a handle on your tech stack. It’s about building good relationships so you get the most out of your software without breaking the bank. And its about constantly re-evaluating your choices to maximize tech ROI.

Technical Review 52

Technical Review Management Strategy SaaS 52

Payrix

FEBRUARY 4, 2025

Association Group of card-issuing banks or organizations that set common transaction terms for merchants, issuers, and acquirers. Card brands Member-based corporations that connect consumers, businesses, and banks through electronic payments; establish and enforce rules amongst members; and promote the brands (e.g.,

Payment Services 100

Payment Services Merchant Services Payment Solutions Payment Methods 100

Payrix

AUGUST 14, 2024

Step 2: Review application The underwriter will review your merchant’s submitted application. The time it will take for them to complete their review may depend on a variety of factors, and it can take a few days up to a few weeks. In the next section, we touch upon these specific documents. Ready to explore the platform?

Merchant Services 100

Merchant Services Payment Services Payments Software Review 100

FastSpring

JANUARY 9, 2023

A MoR also takes the lead on chargebacks, tax audits, legal compliance, and more. Since our expertise is in providing MoR services to SaaS companies, we’ll start with an in-depth review of our solution, FastSpring. Adyen: Robust Financial Technology Platform. Table of Contents. MoRs for SaaS Companies. Fraud protection.

Payment Methods 147

Payment Methods Payment Services Merchant Services Payment Features 147

Stax

AUGUST 20, 2024

Some challenges and considerations of embedded finance and fintech involve regulatory and compliance issues, data privacy and security, and stiff competition. Request Quote Understanding Embedded Finance Embedded finance is the seamless integration of financial services and digital banking into conventionally non-financial business services.

Payments 88

Payments Payment Methods Merchant Services Finance 88

Neil Patel

SEPTEMBER 2, 2020

Some other billing and invoicing features to consider include: Automatic payment reminders Payment due dates Late fees Recurring invoices Ability to save client information Payment processing options One-click payments. Connecting your bank accounts and credit cards to your accounting software makes account reconciliation a breeze.

Payment Solutions 145

Payment Solutions Software Review Software Payment Methods 145

Stax

SEPTEMBER 17, 2024

TL;DR A payment gateway is a solution that securely reads and transfers a customer’s payment information to a merchant’s bank account—both for online and in-person transactions. Benefits of using a payment gateway include a simplified purchasing experience for customers, increased operational efficiency, and PCI compliance.

Payment Services 88

Payment Services Payment Methods Merchant Services Payment Solutions 88