This site uses cookies to improve your experience. To help us insure we adhere to various privacy regulations, please select your country/region of residence. If you do not select a country, we will assume you are from the United States. Select your Cookie Settings or view our Privacy Policy and Terms of Use.
Cookie Settings
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Used for the proper function of the website
Used for monitoring website traffic and interactions
Cookie Settings
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Strictly Necessary: Used for the proper function of the website
Performance/Analytics: Used for monitoring website traffic and interactions
In May 2025 ecommerce just hit 20.21% of total retail sales – a whisker away from April 2020’s panic-buying peak. Here’s why this time is different, and what Shopify’s monster quarter reveals about the new eCommerce reality. This is the entire eCommerce ecosystem hitting a new sustainable ceiling. No lockdowns.
The document contains a plethora of information on the company including a general overview, up to date financials, risk factors to the business, cap table highlights and much more. There are hundreds of thousands of trades businesses providing essential services in every corner of the country. trillion on trades services annually.
In todays digital-first economy, expanding into high-growth markets isnt just an opportunity for global businesses its a necessity. Supporting country-specific debit networks, mobile wallets, and bank transfer schemes gives buyers seamless and trusted payment options. The shift away from credit cards isnt unique to India. The appeal?
If you’re building an AI-powered SaaS product, your focus is likely on creating amazing AI features — whether that’s smart automation, AI co-pilots, or data-driven insights. More than that, how you can embed payments seamlessly inside your app to deliver a smooth user experience and open new revenue streams.
Interested in learning more about software-led payments or joining the current Embedded Payments conversations in your organization? This blog post is your ultimate guide to understanding the most used payments terms today. This blog post is your ultimate guide to understanding the most used payments terms today.
Basic Information-Based Web Apps (No Customer Data Collection): Green Light Think Squarespace on steroids. These are content-heavy sites, company pages, documentation hubs, or simple informational applications that don’t collect or process user data beyond basic analytics. No sensitive data means no major compliance concerns.
In 2006, BILL CEO and Founder René Lacerte set out to define a category around financial operations for small and midsize businesses (SMBs). ’ Bill is approaching half a million customers, so has a good pulse on small businesses. With SMBs, the smallest business is owner-operated. Needless to say, he succeeded. in revenue.
According to the Worldwide Retail Ecommerce Forecast 2024 by eMarketer, eCommerce will account for 21.0% Like most business owners, your instincts tell you to hop on the bandwagon and launch an onlinestore for your business. Its the bridge between an eCommercewebsite, its customers, and the bank.
The world of Embedded Payments saw remarkable developments in 2024, shaping strategies and innovations across the industry. In a compelling discussion on PayFAQ: The Embedded Payments podcast, Ian Hillis hosted payments veterans Ella Aguirre and Michael Veatch to reflect on the past year.
That creates a lot of opportunity for your SaaS or software business to optimize sales opportunities during this profitable weekend, month, and quarter. trends in year-end SaaS and software sales data. trends in year-end SaaS and software sales data. Up-to-date global trends in year-end SaaS and software sales data.
When leveraged strategically, these services can become a key driver of business growth. With the right provider, merchant services can improve your checkout experience, increase cash flow, and unlock valuable business insights. We’ll also outline how to choose the best payment solutions for your unique business needs.
The Problem Was Real: Apple and Google’s app stores weren’t giving developers the data they needed. Market Timing: Sometimes the best companies are built during inflection points (mobile subscriptions, AI boom, app store policy changes). Basic questions like “What’s our churn rate?”
Consumers now also expect to talk to businesses through digital means. Now, there’s payroll processing, paymentsonline or in person, recurring billing, and so on — effectively expanding the market and TAM. When you add a product like payroll or payments, it’s not enough to just integrate it. on their iPads.
When you’re expanding your software business into new regions, industry benchmarking data can help you make better strategic decisions by answering important questions about business in the region. How can businesses best position their subscription products for success in the Asian market?
But here’s the good news: digital disbursements offer a faster, smarter, and far more secure way to manage outbound payments. Unlike legacy payment systems that rely on outdated tools and processes, digital disbursements leverage modern technology to close the gaps that fraudsters exploit. They get stolen.
Embedded payments are becoming the backbone of modern commerce, and no one explains it better than our CEO, Louis Hoch. In a recent episode of the PayPod podcast, Louis joined host Kevin Rosenquist to unpack what’s driving the evolution of payments – from invisible infrastructure to intelligent automation. And so does speed.
An efficient, flexible, and scalable payment ecosystem can drive growth, reduce costs, and improve customer satisfaction. APIs (Application Programming Interfaces) are at the heart of this transformation, enabling businesses to create customized payment workflows that meet the unique demands of their operations.
As businesses continue to modernize their payment operations, digital disbursements have become a powerful alternative to traditional methods like checks and wires. When you’re moving funds at scale, safeguarding sensitive data and protecting against fraud isn’t just a best practice—it’s imperative.
According to the US Federal Reserve in 2022, general-purpose card payments reached $153.3 On top of that, 69% of Americans online in 2023 said they used digital paymentmethods to make a purchase. As a business owner, you just cant afford to ignore these statistics. billion transactions and $9.76 trillion in value.
Delayed payments dont just slow down your operationsthey strain vendor relationships, frustrate customers, and stall growth. Fintech Payment Solutions built to make digital disbursements faster, smarter, and easier to manage. And more scalable than manual ACH processeswhen powered by the right Fintech Payment Solutions.
For many founding teams, pricing is one of the most difficult and complex decisions for the business. To be effective, a startup’s pricing strategy must align with its marketing case studies, website messaging, PR releases and sales pitches. The value of your business is the discounted sum of all its future profits.
One of the features that has been quietly revolutionizing the way our users interact with Store Builder Library (our JavaScript library), our APIs, and our webhooks is Recipe Docs. Recipe Docs are like your personal cookbook for integrating FastSpring into your business. What Are Recipe Docs? What’s Available Now?
Financial Services: Mortgage & Loan Processing Help users explore mortgage options by collecting key inputs like purchase price, credit score, down payment, and property location, then presenting tailored loan choices with current rates. Business Impact: Increase qualified lead volume 3x while reducing cost per acquisition.
Efficient and reliable payment systems play a crucial role in maintaining vendor relationships, the backbone of every successful business. Digital disbursements have emerged as a powerful tool, not only streamlining payment processes but also fostering trust and collaboration between companies and their vendors.
If you’re looking for a payment services provider and merchant of record to help you grow your subscription business, we can help. FastSpring provides an all-in-one payment platform for SaaS, software, video games, and digital products businesses, including VAT and sales tax management, payment localization, and consumer support.
Completing onlinepayments via manual card entry can be time-consuming and off-putting for customers. Research shows that 55% of customers will abandon their cart if they have to re-enter checkout information like credit card details, negatively affecting your business conversion rate. Learn More What is Click to Pay?
In the latest episode of PayFAQ: The Embedded Payments Podcast, Ian Hillis speaks with Brad Pinneke , VP of Business Development at Payrix and Worldpay for Platforms, about one of the most important decisions software companies face today: choosing the right payments partner.
I dream about clients telling me, ‘Hey, I did not receive my payment today. ” In Y Combinator’s 10-week program, Deel burned through 20% of their time selling a payments platform that nobody wanted. ” The Discovery : Companies didn’t just need payments—they needed payments plus compliance.
The Canadian card and payments market is valued at approximately $913.4 The Canadian eCommerce and onlinepayments sectors continue to thrive as well, with expectations of reaching north of $140 billion in growth by 2025, a CAGR of 17% over the past 5 years. For software companies operating in the U.S.,
Managing payments efficiently isnt just a convenienceits a necessity. For companies handling high volumes of transactions, traditional payment systems often lead to inefficiencies, hidden costs, and unnecessary complexity. Integrated payment solutions offer a streamlined approach, helping businesses cut costs while boosting revenue.
Small businesses in America and worldwide have to choose from a wide variety of accounting software solutions, and this range of choices can be overwhelming. Research shows that 64% of small businesses use accounting software and the market for accounting software solutions is projected to be worth $4.3billion by 2023. Quicken Inc.
How many business applications does your company use? Most businesses use dozens of web applications and software to manage daily operations. Solutions to manage finances, communication tools, project management apps and many other solutions are used daily to keep your business in business.
“In any city block, you may have a pet store, a drugstore, a salon—then you’ll have four restaurants.” Unit Economics Enable a Distributed Workforce The Business Model Advantage : Toast’s software + embedded payments model creates unit economics of ~$10k ACV that justify field-based sales teams.
TL;DR SaaS platforms are cloud-based software solutions that offer ready-to-use tools over the internet, enabling businesses to scale operations, improve efficiency, and integrate with other applications without managing infrastructure. That means less frictionand more momentumas your business evolves.
The platform’s advanced search functionalities allow businesses to filter influencers by multiple criteria, ensuring that they can identify those who best match their target audience and campaign objectives. Pricing: Shopify Collabs is available to Shopify merchants as part of their existing subscription.
For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Even if you consider them to be a cost of doing business, credit card fees can quickly eat away at your already slim profit margins. Merchant – The business accepting credit cards from customers.
Unlike horizontal SaaS solutions that serve a broad range of businesses, vertical SaaS solutions are designed with deep knowledge of specific markets—making them more intuitive, efficient, and impactful. financial services, healthcare, real estate, eCommerce, etc.), Software tailored to your industry? What is Vertical SaaS?
It doesnt get much harder in B2B sales that an in-person, low-ish ACV sales but Toast has crushed it: 1. This model is enabled by Toast’s remarkable unit economics from their software plus payments model. In-Person Sales Generate 3x Higher Conversions Per The CROs of Toast, Splunk, Brex and Slice 4. Even with SMB Sales.
But the Facebook algorithm is a tough nut to crack, especially if you're just starting out — whether you're a small business owner, a creator, or a social media manager — so the smart way to build your target audience is to reach them with Facebook's advertising.
Ian Hillis welcomes David Blair, Senior Director of Product Management at Worldpay for Platforms, on PayFAQ: The Embedded Payments podcast to explore the critical roles of merchant underwriting and onboarding for software providers. This personalized approach not only improves efficiency but also enhances the overall merchant experience.
What are contactless payments? A contactless payment is a transaction that occurs without the physical contact of a credit card to a payment terminal, device, or other point-of-sale system. Contactless payments can also be made with smart phones and wearable devices.
If youre a software provider looking to boost revenue, streamline operations, and deliver more value to your users, ISV integrated payments can be a game-changer. Embedding payments directly into your platform can unlock tremendous benefits both for you and your users. The best part?
TL;DR: More mobile apps are monetizing by selling subscriptions on their websites to drive user acquisition, keep more revenue, and own their user relationship, especially now that steering iOS users to your site is allowed in the US. Notably on Apple’s App Store, non-game app sending is on track to overtake games.
The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Merchant account underwriting is the evaluation process payment processors use to assess whether a business meets the criteria for accepting credit card payments.
We organize all of the trending information in your field so you don't have to. Join 80,000+ users and stay up to date on the latest articles your peers are reading.
You know about us, now we want to get to know you!
Let's personalize your content
Let's get even more personalized
We recognize your account from another site in our network, please click 'Send Email' below to continue with verifying your account and setting a password.
Let's personalize your content