SaaStr

SEPTEMBER 8, 2022

Tilled was created to empower software vendors, marketplaces, and SAAS companies to start generating revenue from accepting credit cards. Welcome to Payfac-as-a-service. We enable these companies to enjoy all the benefits of a fully registered payment facilitator program without the upfront cost, hassle, or liability.

SaaS Payments 246

SaaS Payments Payment Services PayFac as a Service Marketplace as a Service 246

Payrix

APRIL 17, 2025

A payment facilitator (or PayFac) is a software platforms all-in-one payment processing solution. Instead of your customers needing to create their own merchant account to process payments, you as the PayFac developer handle all the payments setup and complexity for them. What is a payment facilitator?

Payment Services 100

Payment Services SaaS Payments Merchant Services Payment Facilitation 100

Payrix

FEBRUARY 4, 2025

Embedded Payments Embedded Payments include three types of payment models that SaaS platforms use to manage their transactions: integrated payments or referral partnerships, PayFac-as-a-service, and payment facilitation, or PayFac. Online they may include e-commerce platforms, mobile apps, or websites.

Payment Services 130

Payment Services Payments Merchant Services Payment Methods 130

Stax

AUGUST 22, 2024

Two of the most popular payment solution providers for businesses looking to accept digital payments are payment processors and payment facilitators (PayFacs). In this article, we’ll discuss what SaaS companies looking to become payment facilitators need to know about risk management strategies.

Merchant Services 88

Merchant Services Payment Services Payfac SaaS Payments 88

Stax

JANUARY 8, 2024

For SaaS companies, becoming a payment facilitator (or PayFac) offers a ton of advantages—including but not limited to—boosting retention and profitability while exercising greater control over the customer experience. However, several complex types of risks come along with this.

Merchant Services 88

Merchant Services Payfac Payment Services SaaS Payments 88

Stax

DECEMBER 4, 2023

In this article, we’ll discuss everything you need to know about ensuring AML compliance as a payment facilitator (or PayFac). Key AML Requirements for PayFacs Now that we’ve covered the basics of AML compliance and its role in the financial system, let’s dive deeper into how PayFacs can help. Let’s get started.

Merchant Services 88

Merchant Services Payment Services Payfac Technical Review 88

Stax

FEBRUARY 15, 2024

In this article, we’ll break down two popular terms used in the payment processing industry—ISV and PayFac —and see what they exactly mean. There are two main ways that an ISV can become a payment provider—by adopting the ISO model or the PayFac model. What Is an ISV vs PayFac?

Payment Services 88

Payment Services Merchant Services SaaS Payments Payment Methods 88

Agile Payments

MARCH 19, 2019

Payment facilitation, or PayFac allows a SaaS company to act as a master merchant for its client base. The SaaS provider onboards clients via a non-intrusive application process -- making it simple for the user base to quickly begin accepting customer payments by credit card.

SaaS Payments 77

SaaS Payments Payment Services Payment Facilitation Merchant Services 77

Stax

MAY 23, 2025

Join the Payments-Led Growth Movement Sign up to keep up-to-date with the latest trends in payments, vertical SaaS, and technology from industry experts. Behind the scenes: key components of integrated payments In order for integrated payments to work, youll typically integrate with a payment gateway or payment facilitator (PayFac).

Payments 88

Payments Payment Services Merchant Services SaaS Payments 88

Stax

APRIL 3, 2025

This requires the merchant to become a registered payment facilitator or PayFac. A PayFac is a payment service provider for eCommerce merchants. On top of being a new pillar of revenue for your business, the PayFac model also gives you more control. This is considerably faster compared to a traditional merchant account provider.

Payment Methods 88

Payment Methods Merchant Services Payment Solutions Payment Services 88

Payrix

APRIL 3, 2024

Before we dive into the risks associated with payments, let’s review why embedding payments is good for SaaS businesses and the three payment processing solutions available to software companies today. What are the benefits of adding payments to vertical software? What payment models are available to SaaS companies?

Payment Services 100

Payment Services Merchant Services SaaS Payments Payment Facilitation 100

Agile Payments

MARCH 18, 2019

As an example: A SaaS offers an invoicing solution eg QBooks. The primary benefit to becoming a Payment Facilitator is that you can quickly and easily enroll your app users and enable processing of credit, debit card and in some case ACH transactions.

SaaS Payments 77

SaaS Payments Payfac Payment Services Merchant Services 77

Agile Payments

MARCH 18, 2019

SaaS platforms and Software vendors have a unique opportunity. EXECUTIVE SUMMARY. Whether you already offer some type of payment collectionoption or have an application that has the potential to leverage payments there has never been a better time to explore your options.

Payments 77

Payments Payfac Payment Solutions SaaS 77

Agile Payments

JANUARY 9, 2020

A Payment Facilitator or PayFac acts as a the Master Merchant. The Payment Facilitator role is to quickly and easily onboard their sub merchants or SaaS platform users to facilitate credit, debit card and in some case ACH transactions for participants in their payment ecosystem.

Payment Services 100

Payment Services SaaS Payments Payment Facilitation Merchant Services 100

Stax

JANUARY 17, 2024

In this article, we’ll discuss everything you need to know about the ACH payment facilitator model and how SaaS companies can go about facilitating ACH payments easily. An ACH payment facilitator, therefore, is simply a PayFac that allows users to accept payments through an electronic bank-to-bank network. Let’s get started.

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Stax

DECEMBER 20, 2023

Offering payment processing services is a move that makes sense for a lot of SaaS companies, particularly if your software helps your customers run their business. Not to mention, payments serve as an additional (and highly lucrative) revenue stream for SaaS companies, so your business will also enjoy a healthier bottom line.

Merchant Services 88

Merchant Services Payment Services SaaS Payments Payments 88

Payrix

FEBRUARY 4, 2025

Enabling small businesses to accept payments through a SaaS platform or integrating payments into physical point-of-sale experiences, the master merchant can create seamless experiences for both merchants and their customers.

Merchant Services 100

Merchant Services Payment Services Payments SaaS Payments 100

Stax

JANUARY 22, 2024

TL;DR Payment gateways and PayFacs are both players in the digital payment process with similar goals in mind: secure and low-risk payments while providing seamless, fast, and positive customer experiences. A PayFac, by contrast, handles the bank’s interaction with a number of merchants. What is a Payment Facilitator (or PayFac)?

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

USIO

JUNE 28, 2024

Usio Payfac-as-a-service solution offers a comprehensive suite of features designed to simplify payment processing for businesses of all sizes. “Our partnership with Usio p erfectly complements this vision by providing a simple and secure way to integrate payments into any ues.io application. Key benefits for ues.io

Payments 130

Payments Merchant Services Payment Solutions Payment Services 130

Payrix

FEBRUARY 4, 2025

Embedded Payments Embedded Payments include three types of payment models that SaaS platforms use to manage their transactions: integrated payments or referral partnerships, PayFac-as-a-service, and payment facilitation, or PayFac. Online they may include e-commerce platforms, mobile apps, or websites.

Payment Services 100

Payment Services Payments Merchant Services SaaS Payments 100

Agile Payments

MARCH 18, 2019

As the idea of Payment Facilitation gains traction, more and more SaaS companies are exploring becoming a PayFac. In fact, independent software vendors and SaaS companies are poised to generate $4.4 In fact, independent software vendors and SaaS companies are poised to generate $4.4

SaaS Payments 77

SaaS Payments Payment Services Payment Facilitation Payments 77

Natalia Luneva

APRIL 22, 2025

To start your PayFac journey, you’ll need to do several important things. Now, lets take a look at the steps of how to become a PayFac. Pre-Assessment The PayFac pre-assessment phase will help you check if you’re ready to be a payment facilitator. Make sure your business model fits the payment processing needs.

Merchant Services 40

Merchant Services Payment Services Payfac SaaS Payments 40

Natalia Luneva

APRIL 24, 2025

The number of Payment Facilitators (PayFacs) has grown 13.8% PayFac as a Service lets companies add payment processing to their platforms. Key Takeaways PayFac as a Service reduces PayFac setup time from years to days, slashing costs by millions. PayFacs, on the other hand, let businesses use a master account.

Merchant Services 40

Merchant Services PayFac as a Service Payment Services Marketplace as a Service 40

Agile Payments

MARCH 21, 2019

The decision to become a Payment Aggregator or Payment Facilitator (Payfac) has massive implications for a SaaS application provider.

SaaS Payments 77

SaaS Payments Payment Services Payment Facilitation Payfac 77

Payrix

JANUARY 28, 2025

Matt is a visionary leader, and he’s known for his strategic execution and has proven to see and set growth trends that have shaped transformative, innovative SaaS and FinTech companies for 25 years. We were the original author of the PayFac model on the trademark. When you hear experience, what are the different flavors of that?

Payments 130

Payments Payment Solutions Merchant Services Payment Methods 130

Agile Payments

MARCH 19, 2019

Payment facilitation, or operating as a “ PayFac ” allows a SaaS company to act as a master merchant for its client base. The SaaS provider onboards clients via a non-intrusive application process -- making it simple for the user base to quickly begin accepting customer payments by credit card or ACH Payments [some providers offer].

Payment Services 77

Payment Services SaaS Payments Payment Facilitation Merchant Services 77

Agile Payments

MARCH 21, 2019

Payment Aggregation , or Payment Facilitation (Payfac), allows a SaaS company to act as a master merchant for its users. The SaaS provider onboards its clients via a fairly non-intrusive application process, and this easy, fast onboarding makes it simple for the SaaS company’s users to begin accepting customer payments very quickly.

Merchant Services 77

Merchant Services SaaS Payments Payment Services Business Model 77

Agile Payments

MARCH 18, 2019

If you’ve considered becoming a Payment Facilitator (PayFac) for your SaaS customer base, you’re familiar with the term “KYC,” or Know Your Customer. As the payment processing industry continues its trend of explosive growth, however, KYC might be more accurately termed “CYA.”.

SaaS Payments 77

SaaS Payments Payment Services Payfac Payment Facilitation 77

Stax

AUGUST 26, 2024

Launching PayFac and ISV solutions In 2019 and 2020, Stax became more than just a payment processor for merchants. We wanted to provide value to other players in the payments ecosystem, so we launched PayFac solutions in 2019. This was around the time that Fattmerchant decided we were going to be a Payfac.”

Payment Services 88

Payment Services Merchant Services Stax Payment Solutions 88

Payrix

MAY 14, 2024

Adam joins Ian Hillis on PayFAQ: The Embedded Payments podcast to discuss the intersection of software and Embedded Payments along with software growth strategy, key performance indicators, and the pivotal role of payments for SaaS companies. I mean, we have a PayFac customer right now, that’s transitioning their whole payments model.

Payments 147

Payments Payment Services Payment Solutions SaaS Payments 147

Infinicept

AUGUST 15, 2023

Brian is the founder of Utopaya, a boutique firm helping vertical SaaS companies with their payments. We discuss the history of integrated and embedded payments, the emergence of PayFac and Payfac as a service, and what software companies really need to drive their payments businesses ahead. Today, our guest is Brian Abernethy.

Payments 52

Payments Payment Solutions SaaS Payments Payment Services 52

Subscription Flow

JANUARY 19, 2024

Consider a payment facilitator—PayFac for the cool kids—as the reliable payment partner for your company. PayFacs are your go-to friends for managing the finer points of both online and offline transactions. Read more: Using SubscriptionFlow to Improve B2B Cross-Border Payment Processing What is a Payment Facilitator?

Payment Services 59

Payment Services SaaS Payments Merchant Services Payment Facilitation 59

Agile Payments

MARCH 18, 2019

For SaaS providers these are typically application end users or customers. Payment facilitation or payment aggregation allows one entity, the master merchant, to process or facilitate payments for a base of sub-merchants.

SaaS Payments 84

SaaS Payments Payment Services Payment Facilitation Merchant Services 84

Agile Payments

MARCH 19, 2019

(..)

SaaS Payments 77

SaaS Payments Payment Services Payment Facilitation Management 77

Agile Payments

MARCH 18, 2019

Steps to becoming a Payment Facilitator are outlined below.

SaaS Payments 84

SaaS Payments Payment Services Payment Facilitation SaaS 84