Stax

MARCH 18, 2025

A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks. A payment processing system is a technology that facilitates the secure transfer of funds from a customer to a merchant.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

APRIL 30, 2024

You may not be able to control the rates set by the banks and card providers, but what you can do is manage those fees through your payment processor. There are many processors out there that claim to save you money, and in this post we’ll take a look at two of them: Riverside Payments and Stax.

Payment Methods 88

Payment Methods Payment Services Merchant Services Payment Solutions 88

Stax

DECEMBER 20, 2023

Set rate processing Subscription rate processing TL;DR Interchange fees are not collected by your payment processor or bank; they go directly to the card-issuing banks. Interchange fees vary significantly depending on the card issuer, the issuing bank, type of transaction and/or merchant type.

Payment Services 167

Payment Services Merchant Services Payment Methods Payment Solutions 167

Stax

NOVEMBER 21, 2024

A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%. Stax, Payment Depot, and CardX are three of the very best providers in the industry.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

MAY 5, 2025

This can result in: Slower development times due to trial-and-error implementation. Inconsistent acceptance of certain cards or banks in different regions. Mobile-specific UI/UX challenges Even when the technical backend is solid, mobile-specific integration issues can derail the user experience. Alipay, iDEAL, M-Pesa).

Payments 88

Payments Payment Services Merchant Services Payment Solutions 88

Stax

MARCH 11, 2025

There are six main payment methods used in online payments, including credit & debit cards, digital wallets, ACH & bank transfers, direct debit, Buy Now, Pay Later (BNPL) services, and cryptocurrencies. The merchant account : this is a special bank account that allows you to accept and process credit and debit card payments.

Payment Methods 88

Payment Methods Payment Services Merchant Services SaaS Payments 88

Stax

MAY 6, 2025

In tap-to-pay transactions, EMV combines with another technology called NFC (near-field communications) that makes it possible for the card terminal to read credit card information from contactless cards. Acquiring bank This is the merchant bank that allows the business to receive money from card transactions and store these funds.

Accept Credit Card Payments 88

Accept Credit Card Payments Payment Services Merchant Services Payment Methods 88

Stax

APRIL 17, 2025

Partner programs typically include technical integration, co-selling opportunities, and revenue-sharing models. They often focus on vertical markets or specific use cases, whereas general software developers may work on a broader range of technical projects, including websites, custom apps, or internal tools. What is an ISV Partner?

Merchant Services 88

Merchant Services Payment Solutions Payment Services Payments 88

Stax

SEPTEMBER 17, 2024

TL;DR A payment gateway is a solution that securely reads and transfers a customer’s payment information to a merchant’s bank account—both for online and in-person transactions. Popular payment gateways include Authorize.net, Stax, Stripe, Adyen, and Square. What Exactly Is a Payment Gateway?

Payment Services 88

Payment Services Payment Methods Merchant Services Payment Solutions 88

Stax

AUGUST 22, 2024

Thorough due diligence, technology, and adherence to regulatory guidelines are essential in a PayFac’s risk management strategy. You need thorough due diligence, technology, and adherence to regulatory guidelines in your risk management strategy. The due diligence doesn’t stop at onboarding.

Merchant Services 88

Merchant Services Payment Services Payfac SaaS Payments 88

Stax

MARCH 4, 2025

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. The issuing bank verifies whether the customer has enough funds in their account to complete the transaction. Need to integrate payments?

Payment Methods 88

Payment Methods Payments Payment Services Merchant Services 88

Stax

APRIL 17, 2025

Theyre comprehensive business management solutions that enhance efficiency, improve customer experience, and help businesses harness the power of technology for success. Also, check for user online reviews to gauge customer satisfaction when it comes to the vendors reliability, uptime, and overall operational efficiency.

Payment Methods 88

Payment Methods Payment Solutions Point of Sale Payment Services 88

Stax

NOVEMBER 6, 2023

Thankfully, with mobile payments from Stax , you can quickly accept and process payments from your customers. Learn all about mobile payments and why you may want to consider joining the Stax family to streamline payments and boost your small business’ productivity. Your customers are busy and so are you.

Merchant Services 88

Merchant Services Payment Methods Mobile Payments Payment Services 88

Stax

DECEMBER 27, 2023

A merchant account acts as a pathway between your business, your customers, and the issuer and acquiring banks to process electronic transactions like credit cards. A merchant account refers to a business bank account that allows businesses to accept electronic payments for goods and services. Request Quote What Is a Merchant Account?

Merchant Services 88

Merchant Services Payment Methods Payment Services Payment Solutions 88

Stax

DECEMBER 4, 2023

The Bank Secrecy Act (BSA) establishes AML program requirements for financial institutions in the US while the USA Patriot Act lays down which entities are required to comply. As such, the Bank Secrecy Act (BSA) establishes certain AML program requirements for financial institutions in the US. Let’s get started.

Merchant Services 88

Merchant Services Payment Services Payfac Technical Review 88

Stax

MARCH 18, 2025

Encryption SaaS Payment Tokenization Requirements Benefits of Payment Tokenization SaaS Payment Vulnerabilities Using Stax Connect and Payment Tokenization Lets get started. While tokenization and encryption both protect credit card data and enhance data security, these payment technologies work in different ways.

Payment Services 88

Payment Services Payment Methods SaaS Payments Merchant Services 88

Stax

DECEMBER 20, 2023

The first step is to find a partner that can provide the right payment technologies and services to your customers. TL;DR Merchant underwriting is the risk level assessment process an acquiring bank carries out on every new merchant before they grant them a merchant account. What Is Merchant Underwriting?

Merchant Services 88

Merchant Services Payment Services SaaS Payments Payments 88

Stax

APRIL 10, 2025

In contrast, debit card payments are withdrawn directly from the customers bank account and are mainly used by buyers who want to control their spending. billion lost to fraud in 2024 alone Mobile and contactless payments Mobile and contactless payments are powered by NFC (Near-field communication) technology.

Payment Methods 88

Payment Methods Payment Services SaaS Payments Payment Solutions 88

Stax

SEPTEMBER 17, 2024

That’s where Stax comes in. Logs should be retained for a minimum period and should be regularly reviewed to identify and respond to suspicious activities or potential breaches. The PCI DSS applies to any business or organization that has anything to do with a cardholder’s data – transmitting, processing, or storing it.

Payment Services 88

Payment Services Merchant Services Payment Methods compliance 88

Stax

DECEMBER 6, 2024

By leveraging cutting-edge technology and a deep understanding of the payments landscape, they ensure that clients can navigate the complexities of global payments with ease. Stax and Worldpay: A Powerful Partnership Stax is one of the largest Independent Sales Organizations (ISOs) partnered with Worldpay.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

MAY 30, 2024

Top Customer Review: “I’ve been using FreshBooks for about six months now, and I’m loving the freedom it gives me. Matching bank and Square feeds to expenses and payments is super easy, making my work a lot quicker.” – Stephanie P., Top Customer Review: “Awesome for the number-phobic! Thank Goodness I found GoSimple!!

Payment Solutions 88

Payment Solutions Payment Methods Payment Services Technical Advisors 88

Stax

JANUARY 17, 2024

Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. An ACH payment facilitator, therefore, is simply a PayFac that allows users to accept payments through an electronic bank-to-bank network. In Q3 of 2023, the total volume of payouts on ACH networks reached 7.8

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Stax

NOVEMBER 6, 2023

Thanks to the advancements in payment technology, the answers are not difficult to find. TL;DR Mobile payments have evolved significantly over the past 20 years, with current tech enabling payments through watches or phones. Due to its simple yet effective way of making mobile payments , this method is one that is rapidly growing.

Payment Methods 88

Payment Methods Payment Services Mobile Payments Merchant Services 88

Stax

NOVEMBER 13, 2023

Since the first plastic credit card was issued by American Express in 1959 , payment tech progress has been growing exponentially. EMV chip card technology had a good two decades or so, beginning in the mid-’90s. NFC technology is in the midst of an evolution. Contactless payments became a must-have during COVID.

Merchant Services 88

Merchant Services Payment Methods Payment Services Payment Solutions 88

Stax

JANUARY 8, 2024

Not only must PayFacs safeguard themselves and their clients against potential threats like fraud or cybersecurity breaches but also ensure PCI compliance , customer due diligence, and adherence to card regulations. Most PayFacs have technology in place to prevent these breaches.

Merchant Services 88

Merchant Services Payfac Payment Services SaaS Payments 88

Stax

SEPTEMBER 12, 2024

What do reviews on 3rd-party sites have to say about this? Compatibility and integration : The best payment terminal seamlessly integrates into your existing tech stack and can further streamline your way of working. Stax has options, no matter what you need.

Payment Services 88

Payment Services Payment Methods Merchant Services Payment Solutions 88

Stax

APRIL 30, 2024

TL;DR Merchant processing ensures that all entities, such as the issuing bank, the acquiring bank, and the card company, work cohesively to facilitate payments between a customer and a business. This account temporarily holds the transaction funds until the bank verifies the payment.

Merchant Services 88

Merchant Services Payment Services Payment Solutions Payment Methods 88

Stax

NOVEMBER 15, 2023

TL;DR Credit card interchange fees are the fees that merchants pay to banks and credit card companies every time they accept credit cards. Credit card interchange fees are the fees that merchants pay to banks and credit card companies every time they take a non-cash purchase. Learn More What are credit card interchange fees?

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

AUGUST 20, 2024

Request Quote Understanding Embedded Finance Embedded finance is the seamless integration of financial services and digital banking into conventionally non-financial business services. Examples of embedded finance today include: Embedded Banking Embedded finance, embedded banking, and Banking as a Service (BaaS) are often used synonymously.

Payments 88

Payments Payment Methods Merchant Services Finance 88

Stax

JUNE 4, 2024

TL;DR A payment processor is one of the most important components of your tech stack. You may be better off with a platform-agnostic payment processing software like Stax Payments, which works with a number of leading solutions. For example, Stax offers lower transaction fees for high transaction volumes.

Payment Services 88

Payment Services Merchant Services Payment Solutions Payment Methods 88

Stax

FEBRUARY 28, 2024

In this guide, we’re going to cover what companies need to consider when choosing a SaaS billing platform—and how Stax Connect makes this process simple. Join the Payments-Led Growth Movement Sign up to keep up-to-date with the latest trends in payments, vertical SaaS, and technology from industry experts. Real-time insights.

Payments 88

Payments SaaS Payments Payment Services Merchant Services 88

Stax

JULY 9, 2024

Choosing a trusted payment processing partner is the first step in ensuring your business accepts popular EFT payment methods and stays up-to-date with new technology. EFT payments are transactions between the sender and receiver that transfer funds electronically from the sender’s bank account to the receiver’s. Easy to use.

Payment Methods 88

Payment Methods Payment Services Merchant Services Payment Solutions 88

Stax

FEBRUARY 26, 2024

For subscription businesses, the customer’s account should also include options for subscription management where they can adjust the frequency of deliveries, pause or cancel the subscription, update card information or bank account information, and more.

Payment Services 88

Payment Services Payment Features Merchant Services Payment Methods 88

FastSpring

DECEMBER 7, 2022

In this guide, we present eight alternatives to Chargebee that help relieve some of these burdens for users, starting with an in-depth review of our solution, FastSpring. They’ll receive a receipt from FastSpring, and FastSpring will be listed on their bank or credit card statement. Chargebee alternatives in this list: FastSpring.

Payment Methods 148

Payment Methods Merchant Services Payment Services Payments 148

Stax

DECEMBER 20, 2023

Stax, for example, charges 0% markups on top of interchange, giving you the lowest percentage per transaction rate. For example, Stax charges a flat monthly membership in exchange for a 0% markup rate, a transaction cost of just a few cents, and no ancillary fees.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Features 88

Stax

MARCH 14, 2024

These longer payment cycles have historically lent themself to slow payment processes, like checks, that are no longer common for B2C transactions Due to the complexity of most B2B transactions, there’s often more documentation required for the payment, such as contracts. What are the Most Common B2B Payment Methods?

Payment Services 88

Payment Services Merchant Services Payment Methods Payments 88

Stax

JANUARY 31, 2024

Visa interchange rates are the fees charged by Visa to process transactions between issuing banks and merchants. They cover the costs of managing the network, ensuring security, and facilitating the transfer of funds between banks. For example, rewards cards often have higher interchange rates due to additional benefits.

Payment Services 88

Payment Services Merchant Services Payment Methods Accept Credit Card Payments 88