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Embedded Payments Made Easy: From Code to Cash

USIO

The truth is, the world of embedded payments has evolved—dramatically. Welcome to the world of Usio , where embedded payments are finally made easy. What Exactly Are Embedded Payments (And Why Should You Care)? Think of embedded payments as the moment your platform becomes the hero.

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False declines: What software companies embedding payments need to know

Payrix

A false decline is when a legitimate transaction is rejected or declined by a bank or payment processor. Financial institutions and payment processors rely on systems to detect and prevent fraud. Sometimes they can be overly sensitive and cause payment rejections or declines. What are false declines?

Payments 100
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Payment processor: Definition, types, and examples

Payrix

To operate as an integrated software vendor (ISV) or payment facilitator, a software company requires a relationship with an acquiring bank and a payment processor. The processor is responsible for processing and settling the transactions initiated by the payment facilitators merchants, but they can also offer so much more.

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Payfac-as-a-Service: A Smarter Way to Handle Payments at Scale

USIO

Faster Time to Market Building your own payments infrastructure takes months (if not years). No need to navigate card networks, sponsor banks, or regulatory hurdles. This model is a great fit if: You operate a platform or marketplace where users need to accept payments. With Payfac-as-a-Service, you launch in weeks.

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Glossary of Advanced Embedded Finance Terminology

USIO

AZ Glossary of Embedded Finance Terms (Advanced Edition) API (Application Programming Interface) Translation: The waiter between your app and the finance kitchen. In embedded finance, APIs connect your platform to banks, processors, KYC tools, and more. APIs allow software systems to talk to each other.

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How to Leverage FedNow

USIO

Banks and Credit Unions: Modernize Your Offering Use FedNow to: Offer customers real-time P2P and B2B payments. How to Use FedNow in Your Business Partner with a Fintech or PayFac provider: Companies like Usio (if you’re open to embedded payments ) offers a shortcut by embedding real-time payments into your existing stack.

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PayFac-as-a-Service vs Full Payment Facilitation: A Developer’s Guide

USIO

At its core, a Payment Facilitator is a master merchant that onboards and manages sub-merchants under its own payment umbrella. In plain English: You, as the platform, take full responsibility for underwriting, onboarding, monitoring, and settling payments for your customers. You become the bank’s trusted partner.