Payrix

APRIL 17, 2025

A payment facilitator (or PayFac) is a software platforms all-in-one payment processing solution. Instead of your customers needing to create their own merchant account to process payments, you as the PayFac developer handle all the payments setup and complexity for them. Must develop sub-merchant onboarding and management systems.

Payment Services 100

Payment Services SaaS Payments Merchant Services Payment Facilitation 100

USIO

JUNE 24, 2025

Support : Generally responsive with dedicated account management. Finix Finix is popular with platforms that want Stripe-level control without becoming a PayFac. Print/Mail : Not supported. ISV onboarding is solid. Support Rating: 4/5 Strong onboarding and partner communication. Limited by the narrower feature set.

Payments 100

Payments Payment Services Embedded Payments Merchant Services 100

Payrix

FEBRUARY 4, 2025

Working on behalf of the acquiring bank, the payment processor performs multiple functions at once, from connecting merchants, customers, payment networks, and financial institutions to managing authorizations and settlements. Online they may include e-commerce platforms, mobile apps, or websites.

Payment Services 130

Payment Services Payments Merchant Services Payment Methods 130

Payrix

FEBRUARY 4, 2025

Integrated payments are payment processing capabilities that are incorporated into a software companys platform to provide their user base with the ability to accept and manage payments for their businesses. What are integrated payments? The biggest downside to this approach is a poor user experience.

Payments 130

Payments Payment Services Payment Methods Merchant Services 130

Payrix

FEBRUARY 4, 2025

Doing so enables their customers to accept and manage payments for their businesses, all from the same platform. Learn more about PCI compliance management. On the other end of the spectrum is payment facilitation (PayFac). Perched in the middle of those two models is payment-facilitation-as-a-service (PayFac-as-a-Service).

Payments 130

Payments Payment Services Payment Solutions PayFac as a Service 130

Payrix

NOVEMBER 19, 2024

Brad explains that companies often overlook the operations team, yet they play a crucial role in ensuring that everything from customer support to transaction management is aligned. It’s not just about the product or payments teams—developers, finance, sales, and operations team members should be engaged in the payments conversation early on.

Payments 130

Payments Embedded Payments Payment Solutions Payment Services 130

Stax

APRIL 3, 2025

This requires the merchant to become a registered payment facilitator or PayFac. A PayFac is a payment service provider for eCommerce merchants. On top of being a new pillar of revenue for your business, the PayFac model also gives you more control. This is considerably faster compared to a traditional merchant account provider.

Payment Methods 88

Payment Methods Merchant Services Payment Solutions Payment Services 88

Payrix

APRIL 10, 2025

The typical trade and field service business relies on revenue from sales and service to run operations, manage headcount, and drive operational growth. By leveraging Payrix Pro , our PayFac-as-a-Service solution, this software platform was able to achieve their vision quickly all while delivering a superior product and customer experience.

Payments 100

Payments Payment Services Outsourcing Services Payment Solutions 100

Payrix

JANUARY 28, 2025

We were the original author of the PayFac model on the trademark. I think when you really think about experiences, when that user is actually in that business software management system and they’re interacting with it, they need to be able to provide something that they can’t buy anywhere else. Plug, plug, plug.

Payments 130

Payments Payment Solutions Merchant Services Payment Methods 130

Stax

MAY 23, 2025

Behind the scenes: key components of integrated payments In order for integrated payments to work, youll typically integrate with a payment gateway or payment facilitator (PayFac). Payouts and reporting: Ensuring funds reach the merchants bank account and offering tools to track and manage transactions.

Payments 88

Payments Payment Services Merchant Services SaaS Payments 88

USIO

FEBRUARY 13, 2024

Two prominent solutions that have emerged in recent years are integrated payments and Payfac-as-a-Service. This integration eliminates the need for separate payment gateways and allows businesses to manage transactions seamlessly within their existing infrastructure.

Merchant Services 130

Merchant Services PayFac as a Service Payment Services Marketplace as a Service 130

Stax

AUGUST 22, 2024

However, setting up and managing a payment system can be complex and overwhelming. Two of the most popular payment solution providers for businesses looking to accept digital payments are payment processors and payment facilitators (PayFacs). On the other hand, this exposes PayFacs to greater potential risks.

Merchant Services 88

Merchant Services Payment Services Payfac SaaS Payments 88

Stax

JANUARY 8, 2024

For SaaS companies, becoming a payment facilitator (or PayFac) offers a ton of advantages—including but not limited to—boosting retention and profitability while exercising greater control over the customer experience. Even the organizational shake-up that comes with the decision to become a PayFac may disrupt your core business.

Merchant Services 88

Merchant Services Payfac Payment Services SaaS Payments 88

SaaStr

SEPTEMBER 8, 2022

The Intellum Platform includes all the tools an organization needs to create, manage, track and improve highly-personalized learning experiences for customers, partners and even employees. Take advantage of automation to manage your security assessments and NDAs. Welcome to Payfac-as-a-service. appeared first on SaaStr.

SaaS Payments 246

SaaS Payments Payment Services PayFac as a Service Marketplace as a Service 246

Stax

DECEMBER 4, 2023

In this article, we’ll discuss everything you need to know about ensuring AML compliance as a payment facilitator (or PayFac). With AML legislation, financial institutions are required to follow strict protocols for money laundering risk management. To that end, PayFacs must detect, manage, and categorize risky accounts.

Merchant Services 88

Merchant Services Payment Services Payfac Technical Review 88

Stax

FEBRUARY 15, 2024

In this article, we’ll break down two popular terms used in the payment processing industry—ISV and PayFac —and see what they exactly mean. ISVs create software platforms for various industries, including business management, healthcare, and finance. What Is an ISV vs PayFac?

Payment Services 88

Payment Services Merchant Services SaaS Payments Payment Methods 88

Payrix

MARCH 20, 2024

Payment facilitation (PayFac) Today, many software companies have a pulse on the opportunities of becoming a payment facilitator, also referred to as a PayFac® developer. This allows them to manage the full payment experience with tailored solutions that contribute to a more seamless customer experience.

Payments 147

Payments Embedded Payments Payment Services Payment Solutions 147

Payrix

APRIL 3, 2024

What is a PayFac® developer? As a PayFac developer , software companies become their own payment facilitator , and therefore, can offer payment processing services directly to their merchants. We will explore the risk s in more detail in the next section. What is PayFac-as-a-Service?

Payment Services 100

Payment Services Merchant Services SaaS Payments Payment Facilitation 100

Agile Payments

MARCH 19, 2019

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Payfac 77

Payfac Management Payment Facilitation Payment Services 77

USIO

NOVEMBER 16, 2023

Usio Partner Snapshot BoosterHub provides an integrated platform for high school booster clubs to manage fundraising, ticketing, communication, volunteers, schedules, products, concessions, accounting, files, and website. To learn more about Usio Payfac-as-a-Service, or Integrated Payments visit usio.com/integrated-payments/.

Payment Services 130

Payment Services Payments PayFac as a Service Payment Methods 130

Infinicept

OCTOBER 19, 2022

We discuss the evolution of the merchant services and acquiring industry, from ISOs and agents to managed Payfacs. [link] Our guest for this podcast is Payroc Executive Vice President Jared Poulson. Jared also shares his unique perspective on the future of merchant payments.

Payfac 52

Payfac Merchant Services Management Payment Services 52

Payrix

FEBRUARY 4, 2025

Doing so enables their customers to accept and manage payments for their businesses, all from the same platform. Learn more about PCI compliance management. On the other end of the spectrum is payment facilitation (PayFac). Perched in the middle of those two models is payment-facilitation-as-a-service (PayFac-as-a-Service).

Payments 100

Payments Payment Services Merchant Services Payment Solutions 100

Subscription Flow

NOVEMBER 7, 2023

To simplify the intricacies of payment processing, two well-known solutions have surfaced: Payment Facilitators (PayFacs) and Merchants of Record (MoRs). Understanding Payfac vs Merchant of Record Payment Facilitators (Payfacs) and Merchants of Record (MoRs) are two different ways to process payments.

Merchant Services 59

Merchant Services Payment Services Payment Facilitation Payfac 59

Stax

JANUARY 17, 2024

Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). An ACH payment facilitator, therefore, is simply a PayFac that allows users to accept payments through an electronic bank-to-bank network. Let’s get started.

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Payrix

JULY 24, 2024

An overview of the Payrix Embedded Payments solution Embedded Payments come in various forms, but customers of Payrix have specifically sought out our PayFac-as-a-Service solution for its perfect balance of customization, control, and time-to-value.

Payments 130

Payments Embedded Payments Merchant Services Payment Services 130

Payrix

JULY 17, 2024

How to implement a software payment solution to elevate your business management platform The software industry has always had the reputation of advancing at breakneck speeds. In recent years, many have discovered the value of Embedded Payments to elevate that experience.

Merchant Services 130

Merchant Services Payment Services Payments Payment Solutions 130

Payrix

FEBRUARY 4, 2025

The master merchantis the primary account holder for a payment processing system, overseeing and managing multiple subordinate accounts, often referred to as sub-merchants. fraud prevention, and risk management.

Merchant Services 100

Merchant Services Payment Services Payments SaaS Payments 100

Stax

JANUARY 22, 2024

TL;DR Payment gateways and PayFacs are both players in the digital payment process with similar goals in mind: secure and low-risk payments while providing seamless, fast, and positive customer experiences. A PayFac, by contrast, handles the bank’s interaction with a number of merchants. What is a Payment Facilitator (or PayFac)?

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Infinicept

OCTOBER 10, 2023

DENVER, October 10, 2023 — Infinicept, a leading provider of embedded payments, and Payment Visor, a payment management consulting firm, today announced a partnership that brings together critical payments expertise with Infinicept’s Payfac-as-Service and embedded payments platform.

Payments 105

Payments Payment Solutions Payment Services Consulting 105

Natalia Luneva

APRIL 22, 2025

To start your PayFac journey, you’ll need to do several important things. These include checking your readiness, getting the right licenses, setting up your system, and managing it all. Now, lets take a look at the steps of how to become a PayFac. Make sure your business model fits the payment processing needs.

Payment Services 40

Payment Services Merchant Services Payfac SaaS Payments 40

Payrix

FEBRUARY 4, 2025

Integrated payments are payment processing capabilities that are incorporated into a software companys platform to provide their user base with the ability to accept and manage payments for their businesses. What are integrated payments? The biggest downside to this approach is a poor user experience.

Payments 100

Payments Payment Services Merchant Services Payment Methods 100

Payrix

FEBRUARY 4, 2025

Working on behalf of the acquiring bank, the payment processor performs multiple functions at once, from connecting merchants, customers, payment networks, and financial institutions to managing authorizations and settlements. Online they may include e-commerce platforms, mobile apps, or websites.

Payment Services 100

Payment Services Payments Merchant Services SaaS Payments 100

Natalia Luneva

APRIL 24, 2025

The number of Payment Facilitators (PayFacs) has grown 13.8% PayFac as a Service lets companies add payment processing to their platforms. Key Takeaways PayFac as a Service reduces PayFac setup time from years to days, slashing costs by millions. PayFacs, on the other hand, let businesses use a master account.

Merchant Services 40

Merchant Services PayFac as a Service Payment Services Marketplace as a Service 40

Payrix

FEBRUARY 4, 2025

Do you find yourself listening to industry leaders and colleagues use terms like PayFac, PCI DSS, and tokenization and casually scratching your head in confusion? Payment facilitator (PayFac) A merchant registered by an acquirer to facilitate transactions on behalf of sub-merchants. Youve come to the right place.

Payment Services 100

Payment Services Merchant Services Payment Solutions Payment Methods 100

Payrix

JULY 23, 2024

This engaging conversation provides valuable insights into the evolving landscape, with Ian and Renn tackling important questions, like: What are the benefits of implementing a PayFac-as-a-service model? And so, we chose to do a PayFac-as-a-service, or “PayFac in a box,” if you’d like. Ian Hillis That’s helpful.

Payments 100

Payments Payment Solutions Finance Payment Services 100

Payrix

JANUARY 30, 2024

That simple idea eventually led to fitDEGREE, Nick’s growing software startup for class-based fitness studios that want a more community-driven way to manage their local business. I’m a studio management company. Eventually, as Nick described it, the fitness and health studio industry found him, and his app quickly became more popular.

Payment Services 130

Payment Services Payments Merchant Services Payment Solutions 130

Payrix

JANUARY 30, 2024

As John Durrett, General Manager of Payments for Storable, recently explained in a sit down with Payrix, Storable wants to make payments “invisible” for its customers. We want our customers to not have to manage payments anymore. Payrix also provides Storable the option to become a fully registered payfac when the time is right.

Payment Services 130

Payment Services Payments Merchant Services Payment Solutions 130