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The Best FinTechs for PayFac-as-a-Service: Because DIY is Overrated

USIO

Becoming your own Payment Facilitator (PayFac) sounds greatuntil you realize its a regulatory nightmare , a financial black hole , and takes longer than your last DIY home improvement project (which, lets be honest, is still unfinished). So, which fintechs offer the best PayFac-as-a-Service? Lets break it down.

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PayFac-as-a-Service vs Full Payment Facilitation: A Developer’s Guide

USIO

Should you become a full Payment Facilitator (PayFac)? Or should you partner with a PayFac-as-a-Service provider? First, What Is a Payment Facilitator (PayFac)? PayFac-as-a-Service gives you all the benefits of embedded payments —but without the regulatory weight and operational lift. This isn’t marketing fluff.

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Payment Facilitator: Definition, FAQ, and examples

Payrix

A payment facilitator (or PayFac) is a software platforms all-in-one payment processing solution. Instead of your customers needing to create their own merchant account to process payments, you as the PayFac developer handle all the payments setup and complexity for them. What is a payment facilitator?

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Integrated software vendor: Definition, types, and examples

Payrix

Their journey as an ISV began as a referral partnership with a third party but as they continued to build out their payments strategy, shifted to implement a PayFac-as-a-Service model that would grow their revenue potential. On the other end of the spectrum is payment facilitation (PayFac). Learn more about PayFac-as-a-Service.

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The Economics of Payment Facilitator Registration

As the popularity of becoming a PayFac (payment facilitator) grows, it's crucial to understand the intricate economics involved. Our article delves deep into the costs, complexities, and risks associated with PayFac registration. Explore upfront investment expenses and the long-term financial implications.

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The Ultimate Guide to Ecommerce Payment Solutions

Stax

This requires the merchant to become a registered payment facilitator or PayFac. A PayFac is a payment service provider for eCommerce merchants. On top of being a new pillar of revenue for your business, the PayFac model also gives you more control. This is considerably faster compared to a traditional merchant account provider.

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Software-led payments: What’s on the horizon for platforms in 2025? | Episode 46

Payrix

We were the original author of the PayFac model on the trademark. How are they investing in that infrastructure both today and tomorrow to stay out in front? When you hear experience, what are the different flavors of that? And what should a software company be thinking about when it comes to experience in particular? Plug, plug, plug.

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