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The truth is, the world of embeddedpayments has evolved—dramatically. Welcome to the world of Usio , where embeddedpayments are finally made easy. What Exactly Are EmbeddedPayments (And Why Should You Care)? Think of embeddedpayments as the moment your platform becomes the hero.
In the latest episode of PayFAQ: The EmbeddedPayments Podcast, Ian Hillis speaks with Brad Pinneke , VP of Business Development at Payrix and Worldpay for Platforms, about one of the most important decisions software companies face today: choosing the right payments partner.
The world of EmbeddedPayments saw remarkable developments in 2024, shaping strategies and innovations across the industry. In a compelling discussion on PayFAQ: The EmbeddedPayments podcast, Ian Hillis hosted payments veterans Ella Aguirre and Michael Veatch to reflect on the past year.
Embeddedpayments are becoming the backbone of modern commerce, and no one explains it better than our CEO, Louis Hoch. In a recent episode of the PayPod podcast, Louis joined host Kevin Rosenquist to unpack what’s driving the evolution of payments – from invisible infrastructure to intelligent automation.
Speaker: Pete Uselman, Director of Partner Experience at Wind River Payments
Many software companies are exploring PayFac-as-a-Service providers in an effort to drive more embeddedpayments revenue and gain greater control over the customer experience. In this webinar, integrated payments veteran, Pete Uselman discusses the following: What is a PayFac?
That’s where embeddedpayments come in. Whether you’re building a SaaS product, launching a curated box service, or running a subscription model, embeddedpayments aren’t just a backend upgrade. What Are EmbeddedPayments? Think of it as a native, invisible payment layer working in the background.
Embeddedpayments have become the financial backbone of modern SaaS, fintech, and marketplace platforms. In 2025, choosing the right embeddedpayment processor is about more than just rates and APIs — it’s about revenue share potential, support quality, payout flexibility, and long-term partnership.
More than that, how you can embed payments seamlessly inside your app to deliver a smooth user experience and open new revenue streams. Embeddingpayment functionality into your AI SaaS doesn’t have to be a massive, complicated project. But at some point, you need to figure out how your customers will pay you.
For example, PracticeSuite doesn’t just help medical offices automate appointments—it also gives them a built-in way to collect payments from patients directly through the PracticeSuite platform. It’s a powerful value-add that makes your software more useful and opens up a new stream of revenue.
Explore various models of EmbeddedPayments, uncovering their benefits, drawbacks, and impacts on customer experience. Gain valuable advice for evaluating and implementing the best payment strategy for your business needs. Download today to learn more!
As a software company committed to your customers, you want to do everything you can to set them up for success. 60% of merchants (your software customers) cited adverse effects on their companys reputation, staff workload, and expenses associated with tracking and resolving failed payments. 02 What causes a false decline?
In this episode of PayFAQ: The EmbeddedPayments Podcast, host Ian Hillis welcomes Matt Downs, President of Worldpay for Platforms, to discuss software-led payments predictions for 2025 and beyond. remains the largest interchange and software market, Matt predicts a loosening of regulatory constraints.
Ian Hillis welcomes David Blair, Senior Director of Product Management at Worldpay for Platforms, on PayFAQ: The EmbeddedPayments podcast to explore the critical roles of merchant underwriting and onboarding for software providers. Transparent communication and a focus on reducing friction are crucial.
But in healthcare, payments are more complexlayered with government programs, private insurers, co-pays, and patient responsibility. Healthcare providers rely on software partners not just for operations, but to help optimize the full revenue cyclefrom the first appointment to the final payment.
Software companies are looking, feeling, and acting more like merchant services providers. It’s everywhere. This can be sobering for financial institutions – for good reason. They risk losing a source of stable, low-cost deposits and non-interest revenue market share, but don’t be fooled. FIs still have crucial roles to play.
AZ Glossary of Embedded Finance Terms (Advanced Edition) API (Application Programming Interface) Translation: The waiter between your app and the finance kitchen. APIs allow software systems to talk to each other. In embedded finance, APIs connect your platform to banks, processors, KYC tools, and more.
Interested in learning more about software-led payments or joining the current EmbeddedPayments conversations in your organization? This blog post is your ultimate guide to understanding the most used payments terms today. In-app payments The ability to sell digital content in mobile applications.
The rapid evolution of embeddedpayments is reshaping industries and unlocking new opportunities, particularly for small business sectors that have often been overlooked. Weve kind of fit them into the box of how we do split payments, Gray explained. What Makes the Optimal EmbeddedPayment Experience?
The term SaaS platform gets tossed around a lotbut what does it actually mean, and why does it matter for today’s software companies? In this article, we’ll break down what a SaaS platform is, highlight real-world examples, and explore key strategies to succeed in the fast-moving software-as-a-service industry.
In payments, both terms have to do with getting payment capabilities closer to the process they’re associated with and improving the customer experience. Integrated payments connect payment processes to software platforms, making things simpler for the end user. But there are important differences.
White label merchant processing enables third parties like integrated software vendors (ISVs) or independent sales organizations (ISOs) to customize and sell the payment processing technology and services of a payments provider under their own brands. What is white label merchant processing?
Integrated payments are payment processing capabilities that are incorporated into a software companys platform to provide their user base with the ability to accept and manage payments for their businesses. 3 things you should know about integrated payments 1. 3 things you should know about integrated payments 1.
Healthcare is evolving quicklyand payment expectations are evolving with it. For medical billing software providers, that means delivering more than just clinical functionality. With Usio integrated into your medical billing software, they can pay bills online, receive reminders, set up payment plans, or choose contactless options.
The master merchantis the primary account holder for a payment processing system, overseeing and managing multiple subordinate accounts, often referred to as sub-merchants. This setup is commonly used in marketplaces, software platforms, or businesses that facilitate payments for a network of sellers, service providers, or smaller businesses.
From emerging payment technologies to the importance of intuitive software design, the world of embeddedpayments is rapidly evolving. How do you stay ahead while serving up what merchants really want in your software offerings? It analyzes responses from over 500 merchants in the U.S.
A payment processor facilitates the flow of transactions typically made with credit cards, debit cards, and other digital payments. To operate as an integrated software vendor (ISV) or payment facilitator, a software company requires a relationship with an acquiring bank and a payment processor.
The real key to sustainable growth and increased revenue lies in maximizing payment attachment – the adoption and usage of integrated payments by your existing customer base. We recently had the privilege of sitting down with a panel of payments experts from Stax for a masterclass on this critical topic. .”
For software companies operating in the U.S., expanding their payment processing operation into Canada presents an attractive opportunity to increase their market share across North America and can be carried out with the right payments partner by their side. and Canada, is paramount for software companies to consider.
What is an integrated software vendor? An integrated software vendor more commonly known as an ISV is a software company that engages in a partnership with a payments provider in order to integrate payment processing capabilities into their platform. 3 things you should know about integrated software vendors 1.
Embedded solutions have taken the software industry by storm and disrupted the traditional distribution network for financial services, like payment processing. Explore this whitepaper to learn more about the payfac opportunity and why it has never been more important to your software business.
When a contactless payment is initiated, customers are usually instructed to “tap-to-pay,” meaning they only need to hover their card near the contactless reader and the payment will be accepted. Contactless payments can also be made with smart phones and wearable devices.
In todays competitive software market, forward-thinking trade and field service platforms are no longer asking if they should modernize their payment infrastructure, theyre working diligently to source the right payments partner to implement innovative solutions before their competitors beat them to the punch.
Look for an eCommerce payment system that offers plug-and-play integrations with your existing tech stack to minimize development costs. Ensure it integrates with accounting software like Xero, QuickBooks, and FreshBooks for streamlined financial tracking and tax reporting. Its the lifeline of your online businesss bottom line.
Navigating the world of payments can be complicated, especially when you’re running a software business with many moving parts. Embeddingpayments is a great first step, but encouraging merchants to adopt payments and onboarding them is another hurdle many ISV/SaaS businesses run into.
Right now, the embeddedpayments conversation can be downright confusing. Part of the reason for this owes to the sheer volume of terms used to describe some of the approaches within the space, like payfac, payment facilitator, merchant of record (MOR), embeddedpayments, software-led payments––and that's just to name a few.
If youre a software provider looking to boost revenue, streamline operations, and deliver more value to your users, ISV integrated payments can be a game-changer. Embeddingpayments directly into your platform can unlock tremendous benefits both for you and your users. The best part? Learn more.
In a recent interview with Austin Prey from PYMNTS , Adam Gray , Chief Transformation Officer at Stax, shared his perspective on the challenges and opportunities facing independent software vendors (ISVs) as they integrate payment solutions to meet the diverse needs of their merchant customers.
The payment gateway : this is a cloud-based paymentssoftware integrated with your website thats responsible for the secure transfer of your customers credit card information to your payment processor. Stax Pay offers an embeddedpayment gateway you can easily incorporate with your website using the Stax API.
In a market shaped by fierce competition, emerging technologies, and dominating customer expectations, B2B software companies have evaluated many angles of differentiation to keep the attention of their customers. Among the most recent strategies proving successful for software companies is EmbeddedPayments.
Choosing the right EmbeddedPayments partner can feel overwhelming. This guide and scorecard equip software companies with the insights to make confident, informed decisions that enhance customer experience and fuel business growth.
What do merchants want from their software providers? This is a question that keeps many software companies up at night, and Leah Asdell, Head of Partner Marketing and Content Strategy at Worldpay for Platforms. Security in payment solutions is a top priority for merchants.
Andy Meadows, the Head of Partner Success at Payrix joins host Ian Hillis to continue their conversation about building a successful EmbeddedPayments strategy. As the last episode of a four-part series on the topic, Andy and Ian tackle how software companies can minimize attrition and why it’s important to the payments conversation.
With their sights set on elevating the customer experience, deepening user engagement, and driving sustainable growth, there’s one thing software companies are making room for in their roadmap: EmbeddedPayments. However, not all EmbeddedPayments solutions are built under the same standards.
Jack Tsigankov, Director of IT and Information Security at Payrix and 17-year industry veteran, recently shared some of his wisdom on the subject as a guest on the PayFAQ EmbeddedPayments podcast. Ongoing vigilance is paramount to keeping your software secure. Here are a few highlights you don’t want to miss. million each.
Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting
Embeddingpayments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. 📆 January 23rd, 2025 at 9:30 AM PST, 12:30 PM EST, 5:30 PM GMT
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