Payrix

FEBRUARY 4, 2025

A master merchant, often referred to as a payment facilitator or merchant aggregator, is a third-party agent that acts as the link between acquirers and online merchants. The master merchant simplifies the onboarding process for sub-merchants by handling the complexities of payment integration, security requirements, and compliance.

Merchant Services

Payrix

FEBRUARY 4, 2025

What is a payment processor? A payment processor facilitates the flow of transactions typically made with credit cards, debit cards, and other digital payments. The processor is responsible for processing and settling the transactions initiated by the payment facilitators merchants, but they can also offer so much more.

Payment Services

USIO

OCTOBER 18, 2024

Medical practices, Software as a Service (SaaS) providers, Electronic Health Record (EHR) systems, and Customer Relationship Management (CRM) solutions are constantly seeking ways to streamline their processes and enhance their offerings.

PayFac as a Service

Stax

MAY 23, 2025

If youre a software provider looking to boost revenue, streamline operations, and deliver more value to your users, ISV integrated payments can be a game-changer. Embedding payments directly into your platform can unlock tremendous benefits both for you and your users. The best part?

Payments

Stax

APRIL 3, 2025

But launching your eCommerce store is just half the equationaccepting payments efficiently and effectively is a whole different ball game. On the surface, it seems effortless, with customers only taking a few seconds to initiate and complete payments. The eCommerce payment solution infrastructure involves several key players.

Payment Methods

Agile Payments

JANUARY 9, 2020

Payment Facilitator Provider: Who do you work to become a Payment Facilitator? A Payment Facilitator or PayFac acts as a the Master Merchant. The Payment Facilitator is responsible for regulatory compliance and has financial risk of their sub-users.

Payment Services

SaaStr

SEPTEMBER 8, 2022

Pilot’s leading team of US-based experts, supported by elegant software, delivers world-class bookkeeping, tax, and CFO services trusted by growing businesses like yours. SafeBase enables sales and security teams to efficiently collaborate and close enterprise deals faster. Welcome to Payfac-as-a-service.

SaaS Payments

Stax

JANUARY 17, 2024

Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). Let’s get started.

Payment Services

Stax

JANUARY 22, 2024

In a world where we’re spending more and more time online and every click is a potential transaction, it’s no surprise the eCommerce and digital payments sectors are experiencing exponential growth. In this article, we’ll dive into the intricacies of two types of players in the eCommerce ecosystem: payment gateways and payment facilitators.

Payment Services

Payrix

APRIL 3, 2024

Before we dive into the risks associated with payments, let’s review why embedding payments is good for SaaS businesses and the three payment processing solutions available to software companies today. What are the benefits of adding payments to vertical software? What is a PayFac® developer?

Payment Services

Stax

FEBRUARY 15, 2024

FIS Global reports that in Norway, Sweden, and other Scandinavian countries, more than 90% of transactions processed at point-of-sale (POS) in 2023 were cashless. The writing on the wall is clear—businesses need to start accepting digital payments and software providers need to start offering payment services one way or another.

Payment Services

Agile Payments

MARCH 18, 2019

As the idea of Payment Facilitation gains traction, more and more SaaS companies are exploring becoming a PayFac. In fact, independent software vendors and SaaS companies are poised to generate $4.4 billion in revenue from payment processing alone by 2021.

SaaS Payments

Agile Payments

MARCH 19, 2019

Payment facilitation, or operating as a “ PayFac ” allows a SaaS company to act as a master merchant for its client base.

Payment Services

Agile Payments

MARCH 19, 2019

Payment facilitation, or PayFac allows a SaaS company to act as a master merchant for its client base. The SaaS provider onboards clients via a non-intrusive application process -- making it simple for the user base to quickly begin accepting customer payments by credit card.

SaaS Payments

Subscription Flow

JANUARY 19, 2024

Smooth payment processing is at the heart of any business’s smooth operations and growth. If this process is blotchy then you run the risk of losing money. If the process is not secure, then you run the risk of losing your customers’ trust resulting in catastrophic consequences for your business.

Payment Services

Agile Payments

MARCH 18, 2019

Payment facilitation or payment aggregation allows one entity, the master merchant, to process or facilitate payments for a base of sub-merchants. For SaaS providers these are typically application end users or customers.

SaaS Payments

Agile Payments

MARCH 19, 2019

For the SaaS provider, potential advantages in becoming a Payment Facilitator (aka Payment Aggregation ) are compelling: payment facilitation drives ease of client onboarding and unlocks a new stream of revenue generation.

SaaS Payments

Payrix

FEBRUARY 4, 2025

What is a payment processor? A payment processor facilitates the flow of transactions typically made with credit cards, debit cards, and other digital payments. The processor is responsible for processing and settling the transactions initiated by the payment facilitators merchants, but they can also offer so much more.

Payment Services

Agile Payments

SEPTEMBER 10, 2019

A Payment Facilitator can be thought of as a Master Merchant that facilitates and processes credit and debit card transactions for their platform users.

SaaS Payments

Agile Payments

MARCH 18, 2019

Steps to becoming a Payment Facilitator are outlined below.

SaaS Payments

Stax

AUGUST 22, 2024

Digital payments are increasingly becoming the norm. According to Forrester’s data, digital payments are the most used payment method today, with 69% of American adults using them to make payments online. Businesses must therefore adapt and be able to accept such payments.

Merchant Services

Stax

JANUARY 8, 2024

For SaaS companies, becoming a payment facilitator (or PayFac) offers a ton of advantages—including but not limited to—boosting retention and profitability while exercising greater control over the customer experience. However, several complex types of risks come along with this.

Merchant Services

Payrix

FEBRUARY 4, 2025

A master merchant, often referred to as a payment facilitator or merchant aggregator, is a third-party agent that acts as the link between acquirers and online merchants. The master merchant simplifies the onboarding process for sub-merchants by handling the complexities of payment integration, security requirements, and compliance.

Merchant Services

Stax

DECEMBER 4, 2023

For any merchant selling products or services online, it’s always a good idea to allow customers to make payments on their platform itself—instead of redirecting them to a third-party website or gateway. In this article, we’ll discuss everything you need to know about ensuring AML compliance as a payment facilitator (or PayFac).

Merchant Services

Stax

DECEMBER 20, 2023

Offering payment processing services is a move that makes sense for a lot of SaaS companies, particularly if your software helps your customers run their business. Adding payments to your suite of features and offerings enables you to provide more value to your users. What Is Merchant Underwriting?

Merchant Services

Agile Payments

MARCH 18, 2019

Payment Facilitator Companies. A Payment Facilitator takes on the role of the Master Merchant. The primary benefit to becoming a Payment Facilitator is that you can quickly and easily enroll your app users and enable processing of credit, debit card and in some case ACH transactions.

SaaS Payments

Agile Payments

MARCH 19, 2019

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SaaS Payments

Agile Payments

MARCH 21, 2019

The decision to become a Payment Aggregator or Payment Facilitator (Payfac) has massive implications for a SaaS application provider.

SaaS Payments

Agile Payments

MARCH 21, 2019

Payment Aggregation , or Payment Facilitation (Payfac), allows a SaaS company to act as a master merchant for its users.

Merchant Services

Payrix

MAY 14, 2024

Before joining Worldpay for Platforms, he was CRO at Chargebee, a subscription revenue management platform that manages billing subscriptions and payments for companies throughout the world. During his tenure, Chargebee experienced high growth, scaling from processing about $3 billion in revenue to $13-14 billion.

Payments

Agile Payments

MARCH 20, 2019

The number of SaaS companies looking into payment processing on behalf of their customers is growing rapidly.

SaaS Payments

Agile Payments

MARCH 18, 2019

If you’ve considered becoming a Payment Facilitator (PayFac) for your SaaS customer base, you’re familiar with the term “KYC,” or Know Your Customer. As the payment processing industry continues its trend of explosive growth, however, KYC might be more accurately termed “CYA.”.

SaaS Payments

Natalia Luneva

APRIL 24, 2025

Imagine cutting years off payment system setup. The number of Payment Facilitators (PayFacs) has grown 13.8% For businesses, this means they can use payment systems without starting from scratch. PayFac as a Service lets companies add payment processing to their platforms.

Merchant Services

Natalia Luneva

APRIL 22, 2025

Becoming a payment facilitator can really boost your business’s earnings. It also lets you handle customer payments more directly. Plus, it makes payment processing smoother for your customers. To start your PayFac journey, you’ll need to do several important things.

Payment Services

Stax

MAY 6, 2024

Having a secure platform for managing customer and payment data is paramount to building and maintaining trust, and you can’t do that with poor systems and practices. Choosing the right payment partner with a solid security track record is crucial for enhancing data security and complying with PCI DSS standards.

Payment Services

USIO

APRIL 17, 2025

The payments industry is projected to grow to $3 trillion globally by 2026. If you run a business, its time to stop thinking of payments as an afterthought and start viewing them as a strategic advantage. Thats where Payfac-as-a-Service comes in. What Is Payfac-as-a-Service? Lets break it down.

PayFac as a Service