Stax

DECEMBER 4, 2023

In this article, we’ll discuss everything you need to know about ensuring AML compliance as a payment facilitator (or PayFac). Key AML Requirements for PayFacs Now that we’ve covered the basics of AML compliance and its role in the financial system, let’s dive deeper into how PayFacs can help. Let’s get started.

Merchant Services 88

Merchant Services Payment Services Payfac Technical Review 88

Stax

FEBRUARY 15, 2024

In this article, we’ll break down two popular terms used in the payment processing industry—ISV and PayFac —and see what they exactly mean. There are two main ways that an ISV can become a payment provider—by adopting the ISO model or the PayFac model. What Is an ISV vs PayFac?

Payment Services 88

Payment Services Merchant Services SaaS Payments Payment Methods 88

Payrix

MARCH 20, 2024

In a market shaped by fierce competition, emerging technologies, and dominating customer expectations, B2B software companies have evaluated many angles of differentiation to keep the attention of their customers. Among the most recent strategies proving successful for software companies is Embedded Payments.

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Payments Embedded Payments Payment Services Payment Solutions 147

Payrix

APRIL 10, 2025

In todays competitive software market, forward-thinking trade and field service platforms are no longer asking if they should modernize their payment infrastructure, theyre working diligently to source the right payments partner to implement innovative solutions before their competitors beat them to the punch.

Payments 100

Payments Payment Services Outsourcing Services Payment Solutions 100

Stax

APRIL 3, 2025

This requires the merchant to become a registered payment facilitator or PayFac. A PayFac is a payment service provider for eCommerce merchants. On top of being a new pillar of revenue for your business, the PayFac model also gives you more control. This is considerably faster compared to a traditional merchant account provider.

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Payment Methods Merchant Services Payment Solutions Payment Services 88

USIO

NOVEMBER 16, 2023

Results Earned approximately $35,000 in additional revenue after integrating Went from processing $0 to $7.5mm in transactions in 12 + months Gained competitive advantage by offering new and easy-to-use mobile payment solution Became one of the leading booster club software providers on the market to date.

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Payrix

JULY 24, 2024

An overview of the Payrix Embedded Payments solution Embedded Payments come in various forms, but customers of Payrix have specifically sought out our PayFac-as-a-Service solution for its perfect balance of customization, control, and time-to-value.

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Payments Embedded Payments Merchant Services Payment Services 130

Payrix

JULY 17, 2024

Driven by the ever-present urgency to meet market demands, software providers have consistently been in a race to deliver a customer experience that rivals their competition. In recent years, many have discovered the value of Embedded Payments to elevate that experience.

Merchant Services 130

Merchant Services Payment Services Payments Payment Solutions 130

Payrix

JANUARY 28, 2025

Navigating market dynamics in 2025 and beyond Matt emphasized the cyclical nature of the payments industry, likening it to a pendulum. remains the largest interchange and software market, Matt predicts a loosening of regulatory constraints. Those that fail to adapt risk losing market share to more innovative players.

Payments 130

Payments Payment Solutions Merchant Services Payment Methods 130

Stax

MAY 23, 2025

Behind the scenes: key components of integrated payments In order for integrated payments to work, youll typically integrate with a payment gateway or payment facilitator (PayFac). Its not just a feature, its a differentiator that strengthens your market position. Are there white-label or PayFac-as-a-Service options?

Payments 88

Payments Payment Services Merchant Services SaaS Payments 88

Subscription Flow

NOVEMBER 7, 2023

To simplify the intricacies of payment processing, two well-known solutions have surfaced: Payment Facilitators (PayFacs) and Merchants of Record (MoRs). Understanding Payfac vs Merchant of Record Payment Facilitators (Payfacs) and Merchants of Record (MoRs) are two different ways to process payments.

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Merchant Services Payment Services Payment Facilitation Payfac 59

Payrix

NOVEMBER 19, 2024

Brad has led business development teams for two of the largest US payments processors, and he’s developed winning payment strategies for hundreds of software providers, allowing them to monetize payments and grow their software business, from implementing referral partnerships through becoming a wholesale PayFac®.

Payments 130

Payments Embedded Payments Payment Solutions Payment Services 130

Payrix

FEBRUARY 4, 2025

Offering payment processing as a feature of your software is an integral part of providing a market-leading user experience to customers thats unified and seamless. Impact and growth potential: Optimize your market presence Learn more about what to look for in your search for a payments partner. Learn more about Embedded Finance.

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Payments Payment Services Merchant Services Payment Methods 100

Natalia Luneva

APRIL 22, 2025

To start your PayFac journey, you’ll need to do several important things. Now, lets take a look at the steps of how to become a PayFac. Pre-Assessment The PayFac pre-assessment phase will help you check if you’re ready to be a payment facilitator. Make sure your business model fits the payment processing needs.

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Payment Services Merchant Services Payfac SaaS Payments 40

Natalia Luneva

APRIL 24, 2025

The number of Payment Facilitators (PayFacs) has grown 13.8% PayFac as a Service lets companies add payment processing to their platforms. Key Takeaways PayFac as a Service reduces PayFac setup time from years to days, slashing costs by millions. PayFacs, on the other hand, let businesses use a master account.

Merchant Services 40

Merchant Services PayFac as a Service Payment Services Marketplace as a Service 40

Payrix

FEBRUARY 4, 2025

Do you find yourself listening to industry leaders and colleagues use terms like PayFac, PCI DSS, and tokenization and casually scratching your head in confusion? Payment facilitator (PayFac) A merchant registered by an acquirer to facilitate transactions on behalf of sub-merchants. Youve come to the right place.

Payment Services 100

Payment Services Merchant Services Payment Solutions Payment Methods 100

Payrix

JANUARY 30, 2024

Nick first marketed the fitDEGREE app to college recreation centers, and it only consisted of registration and inventory control features. Its payfac-as-a-service solution — Payrix Pro — enabled Nick to control the onboarding and customer service, while Payrix managed the processing, compliance, and most of the risk and liability.

Payment Services 130

Payment Services Payments Merchant Services Payment Solutions 130

Stax

DECEMBER 20, 2023

SaaS companies can avoid having to integrate their software with that of gateways and banks, undergo thorough merchant underwriting, and submit mountains of documents by working with a trusted PayFac like Stax to make their software more comprehensive for their clients. What Is Merchant Underwriting?

Merchant Services 88

Merchant Services Payment Services SaaS Payments Payments 88

Stax

AUGUST 26, 2024

Launching PayFac and ISV solutions In 2019 and 2020, Stax became more than just a payment processor for merchants. We wanted to provide value to other players in the payments ecosystem, so we launched PayFac solutions in 2019. This was around the time that Fattmerchant decided we were going to be a Payfac.”

Payment Services 88

Payment Services Merchant Services Stax Payment Solutions 88

Payrix

MAY 14, 2024

Adam Tesan, CRO at Worldpay for Platforms, is a seasoned executive leader with decades of experience in sales, marketing, and revenue in the software space. If you’re curious to understand how Embedded Payments can support your software company’s go-to-market strategy and revenue goals, this is one episode you won’t want to miss.

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Payments Payment Services Payment Solutions SaaS Payments 147

Infinicept

OCTOBER 7, 2021

Part of the reason for that is the sheer volume of terms used to describe some of the approaches to the space, like PayFac TM, payment facilitator, merchant of record (MOR), embedded payments, software-led payments, just to name a few.

Payments 52

Payments Embedded Payments Merchant Services Payment Services 52

Infinicept

FEBRUARY 14, 2022

Be a Payfac® Grab a coffee and join us for a discussion on how ISOs (independent sales organizations), payments companies, and acquirers can remain competitive in an evolving payments world. ISOs have been providing payment processors with sales reach into additional markets since the 1990s. Because the ISOs have geographic.

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Payfac Payment Services Sales Marketing 98

USIO

APRIL 17, 2025

Thats not just market growthits a wake-up call. Thats where Payfac-as-a-Service comes in. What Is Payfac-as-a-Service? A traditional payment facilitator (Payfac) takes on the full burden of underwriting, onboarding, compliance, and payment processing. Payfac-as-a-Service flips the script. Lets break it down.

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USIO

MAY 7, 2025

With just a few SDK integrations, the partner became a full-fledged PayFac in weeks , not months. The Usio platform, however, was built for mid-market SaaS , helping partners earn meaningful income from their own payment volume. Stripe is a well-known name, but its not built for the mid-market. The first $7.5

Payment Services 130

Payment Services Merchant Services Payments SaaS Payments 130

USIO

APRIL 23, 2025

Time to Market Becoming a registered PayFac can take over a year and cost more than $1M. Usio owns and operates its full payment stackACH, card processing, prepaid disbursements, invoice print & mailwhich means fewer handoffs and faster fixes.

Payments 130

Payments Embedded Payments Payment Services SaaS Payments 130

Payrix

APRIL 15, 2025

They must partner with a payments provider that offers those solutions, to then market them to businesses as a third-party seller. Listen now event Driving growth through seamless payments implementation Watch this on demand webinar to learn strategies for a friction-free launch of PayFac-as-a-Service.

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Payments Merchant Services Payment Services Payment Solutions 100