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The world of EmbeddedPayments saw remarkable developments in 2024, shaping strategies and innovations across the industry. In a compelling discussion on PayFAQ: The EmbeddedPayments podcast, Ian Hillis hosted payments veterans Ella Aguirre and Michael Veatch to reflect on the past year.
Embeddedpayments have become the financial backbone of modern SaaS, fintech, and marketplace platforms. In 2025, choosing the right embeddedpayment processor is about more than just rates and APIs — it’s about revenue share potential, support quality, payout flexibility, and long-term partnership.
The payment system chooses the most optimal rail (ACH, card, RTP, FedNow) in real time, improving speed and lowering costs. Embedded Fintech Stack Translation: The full sandwich of financial tech. Embedded Treasury Management Translation: CFO-level control, in code. Ensures cardholder data is handled securely.
With their sights set on elevating the customer experience, deepening user engagement, and driving sustainable growth, there’s one thing software companies are making room for in their roadmap: EmbeddedPayments. However, not all EmbeddedPayments solutions are built under the same standards.
You get: Full control over your users’ payment experience Ownership of the financial relationship Deeper data and monetization opportunities But also: Regulatory burden Risk and compliance headaches 12+ months of build time ~$1M+ upfront cost What Is PayFac-as-a-Service? You’re building an entire financial infrastructure.
Jack Tsigankov, Director of IT and Information Security at Payrix and 17-year industry veteran, recently shared some of his wisdom on the subject as a guest on the PayFAQ EmbeddedPayments podcast. Twenty percent of those breaches were due to compromised credentials. Here are a few highlights you don’t want to miss.
A comprehensive EmbeddedPayments strategy isn’t complete without value added services. And when should you start thinking about these solutions and infusing them into your payment ecosystem and experience? On this episode of the PayFAQ: EmbeddedPayments podcast we delve into just that.
Interested in learning more about software-led payments or joining the current EmbeddedPayments conversations in your organization? This blog post is your ultimate guide to understanding the most used payments terms today. Youve come to the right place. eCheck, PayPal, etc.) Bitcoin A decentralized digital currency.
Software companies embark on their embeddedpayments journey only to discover they’ve underestimated the complexity that’s involved and struggle to launch. If you’re thinking about EmbeddedPayments for your platform, make time to listen to this episode of the PayFAQ EmbeddedPayments podcast.
In todays competitive software market, forward-thinking trade and field service platforms are no longer asking if they should modernize their payment infrastructure, theyre working diligently to source the right payments partner to implement innovative solutions before their competitors beat them to the punch.
Here are the players and how they work together: Payment gateway – The customer-facing application connecting the eCommerce store to the payment processing system. The customer enters their payment details and the gateway securely transmits the data to the network. Stay proactive and resolve issues and discrepancies fast.
However, excitement aside, it’ll be important for SaaS companies to do their duediligence and understand the exact needs of their niche software users to prioritize and strategize accordingly. Interested in learning more about value-added services and their role in a successful EmbeddedPayments strategy?
In the fast-evolving world of software, EmbeddedPayments have emerged as a crucial element for software companies aiming to grow their business, enhance customer experiences, and streamline transactions for consumers. The fintech landscape is rapidly evolving, with Embedded Finance products and services on the horizon.
Neon One is on a mission to change that: building an ecosystem of technology and services that enable those who want to change the world and make it a better place. By integrating with Payrix, Novich shared how in short order “we coded, tested, and had merchants onboarded and processing payments.” GET A DEMO
As a software company getting ready to or thinking about embeddingpayments into your platform, there is much to consider. Step 2: Review application The underwriter will review your merchant’s submitted application. Step 4: Application decision The payment processor will approve or reject the application.
Before we dive into the risks associated with payments, let’s review why embeddingpayments is good for SaaS businesses and the three payment processing solutions available to software companies today. What are the benefits of adding payments to vertical software?
So we provide an all-in-one software platform with everything they need to focus on running their storage facility as opposed to being a technology expert. read customer story Customer Story Taking control of the payments experience Partnering with Payrix and the winning combination of technology, flexibility, and control.
Did you know embeddedpayments can increase a software provider’s income? They turn payments into a new source of money. B2B payment transactions exceeded 15 billion in 2024 , with digital payments now making up 85% of transactions. Embeddedpayments are a game-changer. billion in 2023 to $291.3
Adam joins Ian Hillis on PayFAQ: The EmbeddedPayments podcast to discuss the intersection of software and EmbeddedPayments along with software growth strategy, key performance indicators, and the pivotal role of payments for SaaS companies.
Throughout this blog, we’ll explain each: payment fraud prevention and payment fraud detection, provide real-world examples to bring these strategies to life, and explore how they’re different. What is payment fraud detection? Fortunately, this is not something you need to embark on alone.
Insurance companies provide transactional APIs and technology infrastructure to allow merchants to integrate their insurance policies with their platforms. There are several forms of embedded insurance: Singular policy – This is where companies underwrite the policies themselves and incorporate them into their checkout flows.
In the latest episode of PayFAQ: The EmbeddedPayments Podcast, host Ian Hillis sits down with Candice Raybourn, Head of Partner Activation at Payrix and Worldpay for Platforms, to discuss the crucial topic of PCI compliance. And so, the acronym itself stands for payment card industry data security standards. What is PCI DSS?
The year 2024 is a special one for everyone at Stax because we’re celebrating a decade of transforming the payments industry and supporting our merchants and partners with innovative technologies and unwavering support. We wanted to be approachable, friendly, and easy to understand while also being tech-forward and smart.
Interested in learning more about software-led payments or joining the current EmbeddedPayments conversations in your organization? This blog post is your ultimate guide to understanding the most used payments terms today. Youve come to the right place. eCheck, PayPal, etc.) Bitcoin A decentralized digital currency.
Cryptocurrencies Cryptocurrencies like Bitcoin, Ethereum, and Tether use decentralized blockchain technology and cryptography to ensure fast and secure transactions. You must review the payment methods available on the providers platform and ensure all the preferred payment methods of your target customers are included.
The SaaS model isn’t just for the tech industry—cloud services are widespread in industries such as healthcare, retail, eCommerce, and education. So when choosing a payment gateway, you should check if the software is easy-to-use and is PCI compliant. Businesses should also be aware of the various fees charged by payment gateways.
You can also accept many payment types, like credit cards and digital cash, without huge upfront costs. Global embeddedpayment revenue is expected to reach $59 billion by 2027. It shows how important it is for companies to own their payment flows today. This change isn’t just about making things easier.
Developers can access a range of functionalities, from basic payments to complex tasks like multi-party transactions. Stripe also offers an active developer community and direct technical support. Customizable Payment Flows Stripe Connect offers customizable payment flows, allowing businesses to tailor processing to their needs.
In 2021 we will start to see the convergence of product led growth, remote sellers, remote buyers and sales enablement technology that tracks EVERYTHING. Chase Doelling, Director Strategic and Technical Alliances at JumpCloud. “I Teams are starting to ramp back up, and the next chapter of inside sales is a little wild.
There are numerous ISV companies that integrate payments. From software geared towards field services to medical and patient management platforms, these ISVs recognize the value of embeddingpayment processing capabilities directly into their applications. The integration process will vary from one provider to the next.
In this episode of PayFAQ: The EmbeddedPayments podcast , Ian Hillis sat down with Adam Sully Perella, Technical Director at Schellman, a leading provider of IT attestation and compliance services, to break down the essentials of PCI compliance and how platforms can prepare for an AoC. It is a lot of work.
As software companies look to integrate payments, understanding tokenization is essential for security, compliance, and long-term strategy. Companies that integrate payments without considering how tokenization aligns with their data strategy may find themselves limited in their ability to leverage customer insights effectively.
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