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Let’s be honest: payments used to be a pain. If you’re a SaaS founder, product leader, or engineer, you’ve probably stared down the barrel of a tangled paymentintegration wondering, “Why does something so essential feel so unnecessarily complicated?” The truth is, the world of embeddedpayments has evolved—dramatically.
The embedded finance market—including Payfac-as-a-Service—is projected to exceed $7 trillion in global transaction volume by 2030. That’s not a blip—it’s a massive shift in how businesses are managing money. What Is Payfac-as-a-Service? You get the benefits of owning the payment experience. It’s branded.
You’re here because someone—maybe your CEO, maybe your investor, maybe your gut—told you that owning payments could be a game-changer for your platform. But here’s the part that gets glossed over: how you own payments matters. Should you become a full Payment Facilitator (PayFac)? They’re right. You take the risk.
In the latest episode of PayFAQ: The EmbeddedPayments Podcast, Ian Hillis speaks with Brad Pinneke , VP of Business Development at Payrix and Worldpay for Platforms, about one of the most important decisions software companies face today: choosing the right payments partner.
Embeddedpayments have become the financial backbone of modern SaaS, fintech, and marketplace platforms. In 2025, choosing the right embeddedpayment processor is about more than just rates and APIs — it’s about revenue share potential, support quality, payout flexibility, and long-term partnership.
In this episode of PayFAQ: The EmbeddedPayments Podcast, host Ian Hillis welcomes Matt Downs, President of Worldpay for Platforms, to discuss software-led payments predictions for 2025 and beyond. This cycle promises significant advancements for end-users and software platforms alike.
Interested in learning more about software-led payments or joining the current EmbeddedPayments conversations in your organization? Do you find yourself listening to industry leaders and colleagues use terms like PayFac, PCI DSS, and tokenization and casually scratching your head in confusion?
What is a payment processor? A payment processor facilitates the flow of transactions typically made with credit cards, debit cards, and other digital payments. To operate as an integrated software vendor (ISV) or payment facilitator, a software company requires a relationship with an acquiring bank and a payment processor.
If youre a software provider looking to boost revenue, streamline operations, and deliver more value to your users, ISV integratedpayments can be a game-changer. Embeddingpayments directly into your platform can unlock tremendous benefits both for you and your users. The best part?
In todays competitive software market, forward-thinking trade and field service platforms are no longer asking if they should modernize their payment infrastructure, theyre working diligently to source the right payments partner to implement innovative solutions before their competitors beat them to the punch.
What is an integrated software vendor? An integrated software vendor more commonly known as an ISV is a software company that engages in a partnership with a payments provider in order to integratepaymentprocessing capabilities into their platform. Learn more about the revenue potential for ISVs.
But launching your eCommerce store is just half the equationaccepting payments efficiently and effectively is a whole different ball game. On the surface, it seems effortless, with customers only taking a few seconds to initiate and complete payments. The eCommerce payment solution infrastructure involves several key players.
Among the most recent strategies proving successful for software companies is EmbeddedPayments. In fact, a recent report from IDC estimates that by 2030, 74% of global digital payments will be processed through platforms owned by non-financial institutions, including software companies. What are EmbeddedPayments?
With their sights set on elevating the customer experience, deepening user engagement, and driving sustainable growth, there’s one thing software companies are making room for in their roadmap: EmbeddedPayments. However, not all EmbeddedPayments solutions are built under the same standards.
Our suite of financial tools makes it easy to turn recurring revenue into flexible growth financing. The Intellum Platform includes all the tools an organization needs to create, manage, track and improve highly-personalized learning experiences for customers, partners and even employees. Welcome to Payfac-as-a-service.
How to implement a software payment solution to elevate your business management platform The software industry has always had the reputation of advancing at breakneck speeds. In recent years, many have discovered the value of EmbeddedPayments to elevate that experience.
What is an integrated software vendor? An integrated software vendor more commonly known as an ISV is a software company that engages in a partnership with a payments provider in order to integratepaymentprocessing capabilities into their platform. Learn more about the revenue potential for ISVs.
What is a payment processor? A payment processor facilitates the flow of transactions typically made with credit cards, debit cards, and other digital payments. To operate as an integrated software vendor (ISV) or payment facilitator, a software company requires a relationship with an acquiring bank and a payment processor.
Before we dive into the risks associated with payments, let’s review why embeddingpayments is good for SaaS businesses and the three paymentprocessing solutions available to software companies today. What are the benefits of adding payments to vertical software? What is a PayFac® developer?
The writing on the wall is clear—businesses need to start accepting digital payments and software providers need to start offering payment services one way or another. In this article, we’ll break down two popular terms used in the paymentprocessing industry—ISV and PayFac —and see what they exactly mean.
In the latest episode of PayFAQ: The EmbeddedPayments podcast, Ian Hillis sits down with Renn Salo, Vice President of Payments at Inktavo, to delve into the exciting world of Embedded Finance, with a particular focus on the intersection of lending and software platforms.
Interested in learning more about software-led payments or joining the current EmbeddedPayments conversations in your organization? Do you find yourself listening to industry leaders and colleagues use terms like PayFac, PCI DSS, and tokenization and casually scratching your head in confusion?
PayFac or Payment Facilitation enables software platforms to both brand and monetizepaymentprocessing offerings while at the same time offering instant, hassle-free customer payments onboarding.
Nick realized that adding payments to the software product was the only way he could continue to compete in the space, so he took the opportunity. Nick considered partnering with an ISO, but was reluctant to hand off his studio owners — and the relationships he built with them — to a payment processor. It’s too much work,” Nick said.
Digital disbursements offer several benefits over traditional payment methods, such as checks or cash. ACH (Automated Clearing House) is a paymentprocessing network that’s used to send money electronically between banks in the United States. This can be especially beneficial for urgent or time-sensitive payments.
Software-led payments have grown in popularity, and for good reason. Last year, we sat down with several of the payments experts that roam the halls of Worldpay to understand what was on the horizon for software platforms and payments. From those conversations, we made software-led payments predictions for 2024.
For SaaS companies, becoming a payment facilitator (or PayFac) offers a ton of advantages—including but not limited to—boosting retention and profitability while exercising greater control over the customer experience. However, several complex types of risks come along with this.
In a world where we’re spending more and more time online and every click is a potential transaction, it’s no surprise the eCommerce and digital payments sectors are experiencing exponential growth. In this article, we’ll dive into the intricacies of two types of players in the eCommerce ecosystem: payment gateways and payment facilitators.
Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). Let’s get started.
The year 2024 is a special one for everyone at Stax because we’re celebrating a decade of transforming the payments industry and supporting our merchants and partners with innovative technologies and unwavering support. Olson recalls brainstorming with the founders to establish the company’s brand voice.
Offering paymentprocessing services is a move that makes sense for a lot of SaaS companies, particularly if your software helps your customers run their business. For example, if you have a project management app, then you can add payment features that allow people to use your software to take payments from their clients.
The success of your business can be greatly impacted by your choice of paymentprocessing model in the dynamic world of eCommerce and online business. To simplify the intricacies of paymentprocessing, two well-known solutions have surfaced: Payment Facilitators (PayFacs) and Merchants of Record (MoRs).
Imagine cutting years off payment system setup. The number of Payment Facilitators (PayFacs) has grown 13.8% For businesses, this means they can use payment systems without starting from scratch. PayFac as a Service lets companies add paymentprocessing to their platforms.
Having a secure platform for managing customer and payment data is paramount to building and maintaining trust, and you can’t do that with poor systems and practices. In our latest webinar, Garrek Harris, Director of Platform Management at Stax, discussed the ins and outs of data security for merchants and ISVs.
Unlock Hidden Revenue, Scale Smarter, and Choose the Right Partner Introduction: Payments Are No Longer Just Transactions If you’re building a SaaS or platformbusiness, embeddingpayments isnt just a featureits a business model. Chapter 1: What Are EmbeddedPayments (and Why Should You Care)?
The payments industry is projected to grow to $3 trillion globally by 2026. If you run a business, its time to stop thinking of payments as an afterthought and start viewing them as a strategic advantage. Thats where Payfac-as-a-Service comes in. What Is Payfac-as-a-Service? Payfac-as-a-Service flips the script.
How the Usio Platform Helps SaaS Companies Serving Nonprofits Unlock Revenueand Boost Valuation This Usio partner began as a volunteer-run SaaS platform supporting school clubs and community volunteers with fundraising, ticket sales, communications, event management, and more. The Usio platform. Payments powered by Usio.
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