Stax

DECEMBER 20, 2023

TL;DR Card brands such as Visa and MasterCard along with state and federal laws prohibit debit card surcharging. CardX by Stax is a trusted leader in helping your business seamlessly and easily implement credit card surcharging, ensuring you stay compliant and save on transaction fees. Get in touch!

Merchant Services 88

Merchant Services Payment Services Stax Payment Methods 88

Stax

APRIL 18, 2024

This request contains crucial information such as the card number, transaction amount, and merchant details. Network Access and Brand Usage Fee (NABU): Charged by MasterCard on all settled or refunded credit/debit card transactions. which then routes it to the cardholder’s issuing bank. to 2.54% + $0.10 to 2.64% + $0.10

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

APRIL 2, 2024

If you’re designing your own credit card surcharging sign, we recommend checking their website for information on any requirements, or using their own template to be safe. You could also add the phrase “We don’t surcharge cash or debit card transactions,” or add which card brands you accept. Inform your card network in writing.

Merchant Services 88

Merchant Services Payment Methods Payment Services Accept Credit Card Payments 88

Stax

JANUARY 22, 2024

The payment gateway acts as a virtual bridge, securely transmitting payment information between the merchant, customer, and acquiring bank. Most simply, a payment gateway is the interface a company uses to collect payment information and transmit that information to the financial institutions and processors involved in the transaction.

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Stax

FEBRUARY 28, 2024

At the same time, you need to address security concerns since you’ll be handling sensitive client information. There are a variety of payment terminal brands on the market, but the place to start is by looking at the payment terminals your payment processing provider supports. What are the top brands of payment terminals in the market?

Payments 88

Payments Payment Methods Merchant Services Payment Services 88

Stax

DECEMBER 6, 2023

The rapid growth in credit card transactions led to an associated increase in the costs originating from the various card brands and incurred by businesses that accept them. Service providers such as CardX by Stax help companies offset some of these fees in a compliant and seamless way. What is a Credit Card Surcharge Fee?

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

JANUARY 28, 2024

Successfully implementing subscription billing requires a strategic approach, including choosing the right pricing strategy, selecting a comprehensive billing solution, and managing customer payment information efficiently. The customer agrees for their payment information to be kept on file by the merchant’s billing software.

Payment Features 88

Payment Features Payment Methods Payment Solutions SaaS Payments 88

Stax

JANUARY 8, 2024

This allows you to bring the payment experience in-house, keep it on-brand, gain customer trust, and provide a seamless checkout experience to end users. Once you collect the information, make sure to validate it so that any fraudulent merchant applications may be avoided.

Merchant Services 88

Merchant Services Payfac Payment Services SaaS Payments 88

Stax

NOVEMBER 20, 2023

Better customer loyalty Participating in annual Small Business Saturdays lets shoppers recognize your brand as a local staple. Smore , a beauty eCommerce brand, prominently displays its 15% off and free shipping promotions in the site’s above-fold. Make this year’s Small Business Saturday effortless with Stax.

Payment Methods 88

Payment Methods Merchant Services Stax Payment Services 88

Stax

MARCH 14, 2024

Simple: a tightly-integrated payment ecosystem ensures that payment processes are synchronized with other core functions, eliminating data silos and enhancing data accuracy for more informed decision-making. The business has to collect extra information from the payer to qualify for these levels.

Payment Services 88

Payment Services Merchant Services Payment Methods Payments 88

Stax

JANUARY 31, 2024

Card Type: Different card types ( debit , credit, rewards cards) and card brands carry different interchange rates. accepting a swipe or contactless tap instead of typing in the card information). Stay informed through industry publications that discuss changes in interchange rates, regulations, and trends affecting payment processing.

Payment Services 88

Payment Services Merchant Services Payment Methods Accept Credit Card Payments 88

FastSpring

FEBRUARY 8, 2023

The portal is fully customizable so it can match your visual brand, but it’s managed by FastSpring, so that your team can focus on more strategic tasks. Customization tools: To change the color, font, and more of the checkout, you can use FastSpring branding tools or CSS overrides. You can read those reviews here.

Payment Services 78

Payment Services Payments Payment Methods Merchant Services 78

Stax

JANUARY 24, 2024

Potential for consumer backlash Consumers like to know the price of a product or a service upfront, so they can compare options and make informed purchasing decisions. This is where Stax comes in. With Stax, you can use any payment type and integrate essential tools to grow your business.

Payment Methods 88

Payment Methods Pricing Airlines Payment Solutions 88

Stax

MARCH 6, 2024

Integrate with Payment Gateway: The payment gateway transfers payment information and funds between the customer’s account, bank, and the business’s account. They ensure the safe transfer of payment information, validate transaction details and facilitate the authorization and settlement of payments.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Features 88

Stax

NOVEMBER 8, 2023

Card brands fix flat-rate assessment fees based on the monthly sales volume via credit and debit cards. The Rise of No Fee Payment Processing In the 1990s and early 2000s, card brands fought against surcharging as they believed customers would move away from credit cards if surcharges were applied.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

APRIL 30, 2024

Whether you run a small online store or a major brand, accepting electronic payments is a must for all businesses. The merchant sends this payment information to the acquiring bank, i.e., the bank where the merchant wants to receive the payment. The bank forwards this information to the relevant credit card company.

Merchant Services 88

Merchant Services Payment Services Payment Solutions Payment Methods 88

Stax

JANUARY 24, 2024

Before 2013 though, credit card brands like Visa and Mastercard didn’t allow surcharging because they didn’t want to discourage customers from using credit cards as a preferred mode of payment. Once you have ensured that surcharges are permissible by law in your state, you must meet card brand guidelines for compliance.

Merchant Services 88

Merchant Services Payment Services Payment Methods Point of Sale 88

Stax

JANUARY 24, 2024

Before 2013 though, credit card brands like Visa and Mastercard didn’t allow surcharging because they didn’t want to discourage customers from using credit cards as a preferred mode of payment. Once you have ensured that surcharges are permissible by law in your state, you must meet card brand guidelines for compliance.

Merchant Services 88

Merchant Services Payment Services Payment Methods Point of Sale 88

Stax

MARCH 19, 2024

Products from brands like Microsoft, Google, and Salesforce are horizontal SaaS tools created for everyone. The secret behind HindSite’s relevant and effective payment solution is Stax Connect , an embedded payment partner that will help you create a fully white-label payment processing portal on your SaaS platform.

Payments 88

Payments Payment Services Payment Methods SaaS Payments 88

Stax

JANUARY 17, 2024

The great thing about an ACH PayFac solution like Stax Connect is that SaaS companies or ISVs can embed ACH payments in their software easily and own (also, white label) the payment experience. Consistent and branded payments enhance your reputation and offer a seamless checkout experience to your customers.

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Stax

DECEMBER 13, 2023

One such guideline that credit card companies and certain US states impose is that you must inform customers that you practice credit card surcharging. Customers need to be informed of surcharging, which necessitates the need for plenty of credit card surcharge signs at your store—whether brick-and-mortar or online.

Merchant Services 88

Merchant Services Payment Services Payment Methods Accept Credit Card Payments 88

Stax

APRIL 4, 2024

The processing fee can be a fixed value or a percentage and varies among card brands. The impact on pricing transparency Customers usually want brands to be transparent about their product costs. If the credit card transaction is in person, you must inform the customer about the surcharge before they make the payment.

Merchant Services 88

Merchant Services Payment Methods Payments Payment Services 88

Stax

JANUARY 3, 2024

Security and compliance standards Security is paramount in any POS system to protect sensitive customer information. There is no pricing information available on their website. Features like customer data collection (e.g., Regular POS software updates and security patches are important to protect against new threats.

Point of Sale 88

Point of Sale Payment Solutions Payment Methods Payment Services 88

Stax

NOVEMBER 15, 2023

Understanding interchange fees enables merchants to effectively manage processing costs, negotiate better rates, make informed decisions about card acceptance, and ensure compliance with payment industry standards. That said, these fees can vary based on several factors like card brand, transaction location, etc.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

JANUARY 10, 2024

The exact rate can vary based on several factors, including the type of card used (debit or credit), the card brand (Visa, MasterCard, etc.), The size of the full interchange fee is determined by the card brand i.e. Visa or Mastercard. This fee is a percentage of the transaction amount, often ranging from about 1.5% Statement fees.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Facilitation 88

Stax

MAY 2, 2024

Since they’re not viewed as loans, they’re not required to comply with the Truth in Lending Act, which compels lenders to provide clear information on loan costs so applicants can compare wisely. On the other hand, MCAs aren’t subject to federal regulations. The only mode of regulation for MCAs is the Uniform Commercial Code in every state.

Merchant Services 88

Merchant Services Payment Methods Payment Services Payments 88

Stax

FEBRUARY 15, 2024

PayFacs implement strong security measures for payment transactions, complying with regulations to safeguard customer information. However, as an ISV looking to facilitate payments for its users, you can drastically reduce your costs as well as your time-to-market by partnering with a PayFac like Stax Connect. Let’s take a look.

Payment Services 88

Payment Services Merchant Services SaaS Payments Payment Methods 88

Stax

JANUARY 15, 2024

The PCI Security Standards Council (PCI SSC) has robust measures to protect cardholder information and prevent unauthorized access, fraud, and data breaches. The assessments must also include a review of your information security systems, processes, and policies. Explore CardX by Stax for a smart surcharging solution today.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

FastSpring

DECEMBER 7, 2022

Increase conversions with branded, localized checkout. customers have to re-enter payment information each time they’re billed), or managed renewal (i.e., Give customers the option of whether or not to store payment information (or make the decision for all customers). Set subscriptions to auto-renewal, manual renewal (i.e.,

Payment Methods 133

Payment Methods Merchant Services Payment Services Payments 133