PayFac-as-a-Service vs Full Payment Facilitation: A Developer’s Guide
USIO
JUNE 9, 2025
You become the bank’s trusted partner. Think: KYB/KYC automation Real-time fraud detection ACH and card payment rails Bank sponsorship APIs PCI vaults Dispute management systems Treasury and settlement engines You’re essentially building a FinTech company inside your SaaS company. Stripe doesn’t offer true PayFac.
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