Stax

MAY 23, 2025

Payouts and reporting: Ensuring funds reach the merchants bank account and offering tools to track and manage transactions. But how you earn depends on the providers pricing model and revenue-sharing structure. Can you set custom pricing for your merchants? Pro tip: Stax Connect ticks all these boxes and more. Learn more.

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Payments Payment Services Merchant Services SaaS Payments 88

Stax

JUNE 24, 2025

TL;DR Processors act as the middleman between your customer’s card and your bank, but not all are created equal—some offer better service, pricing, and tools than others. Different credit card processors might offer tiered pricing, flat-rate pricing, or interchange-plus pricing. Let’s get started.

Payment Services 88

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Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. These are not banks, but rather governing bodies that set interchange rates, and arbitrate between acquiring and issuing banks. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

MARCH 18, 2025

A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks. The processor facilitates the transaction by communicating with the payment gateway, issuing bank, and acquiring bank.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

MAY 13, 2025

Fee structures matter; understand the differences between interchange plus, flat rate, tiered, and subscription pricing to find the most transparent and cost-effective option. Types of payment processing fee structures Interchange plus Interchange plus pricing is one of the most transparent and cost-effective fee structures.

Merchant Services 88

Merchant Services Payment Services Payment Methods SaaS Payments 88

Stax

APRIL 30, 2024

You may not be able to control the rates set by the banks and card providers, but what you can do is manage those fees through your payment processor. There are many processors out there that claim to save you money, and in this post we’ll take a look at two of them: Riverside Payments and Stax.

Payment Methods 88

Payment Methods Payment Services Merchant Services Payment Solutions 88

Stax

DECEMBER 20, 2023

Set rate processing Subscription rate processing TL;DR Interchange fees are not collected by your payment processor or bank; they go directly to the card-issuing banks. Interchange fees vary significantly depending on the card issuer, the issuing bank, type of transaction and/or merchant type.

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Payment Services Merchant Services Payment Methods Payment Solutions 167

Stax

JUNE 17, 2025

With so many players in the payments space, from banks and fintechs to all-in-one platforms, figuring out who does what (and who’s right for you) can quickly get confusing. And depending on your needs, working with one could give you more flexibility, service, and value than a traditional bank.

Payment Services 88

Payment Services Merchant Services SaaS Payments Payment Methods 88

Stax

JANUARY 29, 2024

In this article, we’ll explore the significance of billing platforms in contemporary business, delve into the features that set Stax Bill apart, and guide you through the process of selecting the right billing solution for your unique needs. said Suneera Madhani, founder and CEO of Stax. “The

Stax 88

Stax Payments Payment Services Payment Features 88

Stax

MAY 6, 2025

Acquiring bank This is the merchant bank that allows the business to receive money from card transactions and store these funds. The issuing bank This is the cardholders bank or the financial institution that issued their credit or debit card. Think: Visa, Mastercard, American Express, and Discover.

Accept Credit Card Payments 88

Accept Credit Card Payments Payment Services Merchant Services Payment Methods 88

Stax

MARCH 5, 2025

The payment processor is a financial institution that handles transactions between the two banks. To choose the right solution, you need to look at various factors when evaluating potential providers, including supported payment types, transaction fees and pricing structures, payout speed, and PCI DSS compliance.

Payment Services 88

Payment Services Payment Methods Merchant Services Payments 88

Stax

NOVEMBER 21, 2024

A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%. Stax, Payment Depot, and CardX are three of the very best providers in the industry.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

MARCH 6, 2025

The reader then verifies the card payment by checking with the customers bank or processor before approving the transaction. Future-proof your payment processes with Stax Future-ready businesses embrace contactless payments to stay competitive. Contactless cards account for over 60 to 70% of total card transactions. Contact us

Payment Methods 88

Payment Methods Payment Services Merchant Services Payment Solutions 88

Stax

APRIL 17, 2025

But searching for a POS system for your retail business can feel like unraveling a complex web of features, pricing structures, and other considerations. Look for POS software that supports quick product scanning, instant price calculations, and minimal steps for payment completion. Doesnt require an upfront investment.

Payment Methods 88

Payment Methods Payment Solutions Point of Sale Payment Services 88

Stax

DECEMBER 9, 2024

Debit or credit card chargebacks are when a disputed charge made to a merchant’s account is refunded to the customer’s bank account. This has been aided by the rise of online banking, which has made the chargeback process as easy as a few clicks. What Are Credit Card Chargebacks?

Merchant Services 88

Merchant Services Payment Services Payment Methods Software Review 88

Stax

MARCH 11, 2025

There are six main payment methods used in online payments, including credit & debit cards, digital wallets, ACH & bank transfers, direct debit, Buy Now, Pay Later (BNPL) services, and cryptocurrencies. The merchant account : this is a special bank account that allows you to accept and process credit and debit card payments.

Payment Methods 88

Payment Methods Payment Services Merchant Services SaaS Payments 88

Stax

JANUARY 28, 2025

The original sensitive data is still secured and hidden in an external data bank. Payment verification by the issuing bank means the customers bank will check whether the customer has sufficient funds to complete the transaction. Your provider should help with this. Request a Quote

Payment Methods 68

Payment Methods Payment Services Merchant Services SaaS Payments 68

Stax

MARCH 15, 2025

You also should evaluate your pricing strategies, some of which include value-based pricing and cost-plus pricing. This involves bundling recurring billing into your pricing tiers then charging accordingly. Cost-plus pricing: This approach simply adds a percentage in markup on top of your production expenses.

Payments 88

Payments Merchant Services SaaS Payments Payment Services 88

Stax

SEPTEMBER 17, 2024

TL;DR A payment gateway is a solution that securely reads and transfers a customer’s payment information to a merchant’s bank account—both for online and in-person transactions. Popular payment gateways include Authorize.net, Stax, Stripe, Adyen, and Square. What Exactly Is a Payment Gateway? What Is a Payment Gateway Account?

Payment Services 88

Payment Services Payment Methods Merchant Services Payment Solutions 88

Stax

APRIL 30, 2024

TL;DR Merchant processing ensures that all entities, such as the issuing bank, the acquiring bank, and the card company, work cohesively to facilitate payments between a customer and a business. This account temporarily holds the transaction funds until the bank verifies the payment.

Merchant Services 88

Merchant Services Payment Services Payment Solutions Payment Methods 88

Stax

APRIL 17, 2025

This could mean building an app that runs on Azure, integrating payments through Stax Connect , or creating an add-on for Oracles software suite. For example, Stax Connect not only supports a variety of payment methods including EMV, contactless, mobile wallets, etc., However, this can often get quite complicated.

Merchant Services 88

Merchant Services Payment Solutions Payment Services Payments 88

Stax

DECEMBER 6, 2024

The move was aimed at allowing both companies to focus on their core competencies: FIS on banking and capital markets technology, and Worldpay on merchant services and payment processing, transforming the way the world pays. Q: How does the pricing for Vantiv Worldpay by FIS compare to other providers? Rewards credit cards: 2.60% + $0.20

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

SEPTEMBER 12, 2024

At Stax, we do things differently and offer subscription-based pricing with access to direct cost processing, and no hidden fees. Stax has options, no matter what you need. Check out our full range of payment terminals here compatible with Stax Pay here. Learn More What’s a Payment Terminal? Request a Quote

Payment Services 88

Payment Services Payment Methods Merchant Services Payment Solutions 88

Stax

APRIL 10, 2025

In contrast, debit card payments are withdrawn directly from the customers bank account and are mainly used by buyers who want to control their spending. Both are used to transfer funds directly from one bank account to another, unlike credit card payments that involve multiple third-party financial institutions.

Payment Methods 88

Payment Methods Payment Services SaaS Payments Payment Solutions 88

Stax

NOVEMBER 6, 2023

Thankfully, with mobile payments from Stax , you can quickly accept and process payments from your customers. Learn all about mobile payments and why you may want to consider joining the Stax family to streamline payments and boost your small business’ productivity. Your customers are busy and so are you.

Merchant Services 88

Merchant Services Payment Methods Mobile Payments Payment Services 88

Stax

DECEMBER 20, 2023

CardX by Stax is a trusted leader in helping your business seamlessly and easily implement credit card surcharging, ensuring you stay compliant and save on transaction fees. It is important to note that if there is a difference between the card and cash price, it is essential to clearly communicate through proper signage at the point of sale.

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Payment Services Merchant Services Stax Payment Methods 88

Stax

JANUARY 17, 2024

Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. An ACH payment facilitator, therefore, is simply a PayFac that allows users to accept payments through an electronic bank-to-bank network. In Q3 of 2023, the total volume of payouts on ACH networks reached 7.8

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Stax

MARCH 4, 2025

The issuing bank verifies whether the customer has enough funds in their account to complete the transaction. Once approved, the information is sent to the merchants bank account, where the funds are deposited. If necessary, you need to apply for a merchant account through a bank or payment processor.

Payment Methods 88

Payment Methods Payments Payment Services Merchant Services 88

Stax

DECEMBER 20, 2023

Fees and Pricing Structure You’ve most likely agonized over your credit card processing rates and wondered whether or not you have the best ones possible. Stax, for example, charges 0% markups on top of interchange, giving you the lowest percentage per transaction rate.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Features 88

Stax

JANUARY 22, 2024

The acquiring bank (or issuing bank or acquirer) is the financial institution that enables merchants to accept payments, transferring funds from customers to the merchant’s account. The payment gateway acts as a virtual bridge, securely transmitting payment information between the merchant, customer, and acquiring bank.

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Stax

FEBRUARY 28, 2024

In this guide, we’re going to cover what companies need to consider when choosing a SaaS billing platform—and how Stax Connect makes this process simple. With proper integration, they can minimize billing errors, enable adaptive pricing strategies, and provide real-time insights to enhance overall efficiency. Real-time insights.

Payments 88

Payments SaaS Payments Payment Services Merchant Services 88

Stax

APRIL 18, 2024

For a merchant to accept credit cards, they need to pay both credit card processing fees to the banks involved and for the soft and hardware required to process cards. Acquiring Bank (Merchant Bank): The financial institution that establishes and maintains the merchant’s account, enabling them to accept credit card payments.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

DECEMBER 27, 2023

A merchant account acts as a pathway between your business, your customers, and the issuer and acquiring banks to process electronic transactions like credit cards. A merchant account refers to a business bank account that allows businesses to accept electronic payments for goods and services. Request Quote What Is a Merchant Account?

Merchant Services 88

Merchant Services Payment Methods Payment Services Payment Solutions 88

Stax

AUGUST 29, 2024

A PSP (Payment Service Provider) can equip your eCommerce and brick-and-mortar business with an all-in-one platform that supports multiple payment systems, including debit & credit cards, eWallets, and bank transfers (ACH). The question is: how do payment service providers work and how can you choose the right one for your business?

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

NOVEMBER 15, 2023

TL;DR Credit card interchange fees are the fees that merchants pay to banks and credit card companies every time they accept credit cards. Credit card interchange fees are the fees that merchants pay to banks and credit card companies every time they take a non-cash purchase. Learn More What are credit card interchange fees?

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

DECEMBER 20, 2023

Look for transparency in pricing, no hidden fees, and options that suit your specific business needs. Make it a point to choose the right pricing models. Prefer interchange-plus pricing over tiered models for transparency and control over costs; avoid leasing terminals by purchasing affordable ones outright.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

NOVEMBER 11, 2024

Setting up ACH payments is easy with a great merchant account service like Stax. Once the client sets up a payment profile with their banking information, the payment can be automated and paperless. The Federal Trade Commission offers straightforward advice: “don’t give out your bank account number.”

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