Stax

JUNE 17, 2025

TL;DR An ISO (Independent Sales Organization) is a third-party company authorized to manage merchant accounts and provide payment processing services on behalf of acquiring banks. Register with the card networks After securing bank sponsorship, you’ll need to register with the major card associations (like Visa and Mastercard).

Merchant Services 88

Merchant Services Payment Services SaaS Payments Payment Methods 88

Baremetrics

APRIL 1, 2021

per online payment 2.7% per in-person payment In-person transactions require you to purchase a card reader, which Stripe sells for $59 or $299 Shopify Payments Fees Shopify monthly membership required, which starts at $29/month 2.9% per online payment 2.7% Stripe Fees 2.9%

Payment Methods 98

Payment Methods Payment Services Merchant Services SaaS Payments 98

Stax

JANUARY 31, 2024

If your company accepts credit card payments ( which it should ), chances are, you’re going to be affected by Visa’s interchange rates. Visa is one of the biggest payment networks in the world, with ~4.2B cards currently in use. So it’s virtually impossible for a business to not accept Visa cards.

Payment Services 88

Payment Services Merchant Services Payment Methods Accept Credit Card Payments 88

FastSpring

JANUARY 9, 2023

Most Stripe alternatives fall into one of two categories: (1) payment processors, or (2) a billing solution that covers payment processing and other aspects of billing such as fraud detection, checkout, and more. More subscription management features. Manage Everything from Checkout to Subscriptions in One Platform.

Payment Methods 147

Payment Methods Payment Services Merchant Services Payment Features 147

Stax

MAY 7, 2024

These fees also vary depending on the card network. Processor markup These are fees charged by the payment processor, which is the company that manages and facilitates credit card transactions. On top of that, the payment processing fee isn’t refunded with the payment amount, so merchants have to settle that cost.

Merchant Services 88

Merchant Services Payment Services Payment Methods Accept Credit Card Payments 88

Stax

JULY 16, 2024

According to a report by the Federal Reserve Bank of San Francisco , credit card usage among Americans has been steadily increasing since 2016. In 2022, 31% of all payments were made using credit cards. This shows that businesses cannot ignore accepting credit card payments.

Payment Services 88

Payment Services Merchant Services Payment Methods compliance 88

Stax

APRIL 18, 2024

The parties involved in processing a credit card transaction: Cardholder: The individual or entity holding the credit card and initiating the transaction. Merchant: The business or entity selling goods or services and accepting credit card payments.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Baremetrics

MARCH 23, 2021

Here are some details regarding each plan: Checkout: If you’re an eCommerce store, you probably have a payments page where you accept credit card payments. For many sellers, PayPal Checkout is an option that is added to this payments page, giving users another choice for processing payments.

Payment Methods 93

Payment Methods Payment Services Payments Merchant Services 93

Stax

APRIL 2, 2024

With many consumers opting for non-cash payment methods like contactless payments , businesses often have no choice but to accept credit card payments to attract and retain customers.

Merchant Services 88

Merchant Services Payment Methods Payment Services Accept Credit Card Payments 88

Stax

NOVEMBER 15, 2023

They significantly impact the cost of accepting card payments. Understanding interchange fees enables merchants to effectively manage processing costs, negotiate better rates, make informed decisions about card acceptance, and ensure compliance with payment industry standards.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

JANUARY 22, 2024

At its core, payment processing involves various players and technologies to facilitate the movement of funds from customers to merchants securely and efficiently. Digital payments only take a few seconds, but they flow through many different layers of partners and technology. It’s a required part of the online payment process.

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Stax

JANUARY 5, 2024

They both provide a new, updated, and innovative way to accept credit card payments from customers. Recommended Payment Solutions The following payment solutions are our top recommendations for businesses that need a mobile-friendly payment terminal.

Payment Methods 88

Payment Methods Payment Services Merchant Services Payment Solutions 88

Stax

NOVEMBER 14, 2024

These fees can be seen frequently on your monthly statement, but such monthly fees are never actually required in order to accept credit card payments. Recurring Fees In addition to interchange, many providers make an extra profit by charging businesses non-mandatory merchant fees.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

MARCH 11, 2025

Ease of integration You shouldnt have to be a developer to integrate a payment gateway with your existing ecosystem of software tools, especially your website or the CMS (Content Management System) you are using to host your eCommerce store. Contact us

Payment Methods 88

Payment Methods Payment Services Merchant Services SaaS Payments 88

Stax

JANUARY 15, 2024

You offer flexible card payment options without incurring uncontrollably large fees. Here are more reasons to implement surcharging and optimize your payment processing strategies. Interchange fee management. It’s mandatory for all merchants and service providers that accept credit card payments.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Subscription Flow

JANUARY 2, 2024

This is because payment processing for SaaS is more complicated than collecting one-time payments, as it diverges into sub-forms that range from invoicing to managing subscription plans to complying with local tax laws and payment regulations. What are the most pertinent challenges facing SaaS payment processing?

Payment Services 52

Payment Services SaaS Payments Merchant Services Payments 52

Stax

SEPTEMBER 17, 2024

In the new, digital era of payment management and shopping, protecting customer data is a top priority. Revocation of Credit Card Processing Privileges If a business consistently fails to comply with PCI standards, the processor or acquiring bank may choose to terminate their merchant account.

Payment Services 88

Payment Services Merchant Services Payment Methods compliance 88

Payrix

FEBRUARY 4, 2025

Payment facilitator (PayFac) A merchant registered by an acquirer to facilitate transactions on behalf of sub-merchants. They provide the infrastructure necessary for their merchants to accept credit card payments.

Payment Services 100

Payment Services Merchant Services Payment Solutions Payment Methods 100

Stax

JULY 5, 2024

These points are essential when implementing and managing a true cash discount program. Reduce credit card processing fees In 2022 alone, American businesses shelled out more than $160 billion in card processing fees. In a cash discount program, the cash-paying customer pays less than the listed price. Let’s take a look.

Merchant Services 68

Merchant Services Payment Methods Point of Sale Stax 68

Stax

FEBRUARY 28, 2024

Passing credit card fees onto customers has been hotly debated , but most of the country has agreed: Credit card surcharge should be available to merchants. Like surcharging, credit card companies and state laws determine which businesses, in which states, can apply convenience fees.

Merchant Services 88

Merchant Services Payment Services Payment Methods Stax 88

Stax

MARCH 14, 2024

Just about every business and consumer will prefer to pay with a credit card, but for the business accepting the payment, there are going to be transaction fees involved. If you’re making a payment with a B2B provider, you will need to check if they accept credit card payments.

Payment Services 88

Payment Services Merchant Services Payment Methods Payments 88

BitPay

MAY 8, 2023

No advanced crypto knowledge necessary Instead of creating their own wallet, companies can use a service like BitPay to accept crypto on their behalf. Companies can start accepting crypto payments in less than a week. Pay fewer fees When businesses accept credit card payments, they’ll often pay 3% of each transaction.

Payment Methods 40

Payment Methods Payment Services Merchant Services Payment Solutions 40

Natalia Luneva

APRIL 24, 2025

Stripe Connect is a comprehensive payment processing solution designed to cater to the unique needs of platforms and marketplaces. As a part of the broader Stripe suite, it facilitates digital transactions and enables businesses to accept credit card payments and manage complex money flows.

Stripe Connect 40

Stripe Connect Merchant Services Payment Services Payments 40

SaaStr

DECEMBER 10, 2019

You could think about how in that Chase app you could make it easier to accept credit card payments right away. And then we layered on top kind of a change management program. We were looking at new real estate space in the Bay area and one in three buildings is owned by JPMorgan Asset Management.

Payment Services 157

Payment Services Merchant Services Payment Solutions Payments 157

ProfitWell

NOVEMBER 5, 2019

Customers must then log into the subscription management platform and agree to the charge before the renewal is completed and access to the service is restored. The reason dunning gets such a bad rap stems from the way many companies manage the process. Dunning tools to mitigate the impact of failed payments.

Payment Features 49

Payment Features Subscription Payment Methods Merchant Services 49

Stax

DECEMBER 10, 2024

POS systems do much more than simply process payments. Theyre all-in-one systems that include functionality like inventory management. It should be noted that many systems now offer POS apps to take payments on your mobile devices.) If youre a mobile business, you will need wi-fi on your device to utilize mobile card readers.

Payment Methods 88

Payment Methods Merchant Services Payment Solutions Payment Services 88

Stax

JANUARY 21, 2025

The solution should enable you to save and store your customer payment details easily and securely, so you can automatically bill them on predetermined schedules. The payment gateway should also have dunning management features to automatically re-attempt failed initial transactions.

Payment Methods 88

Payment Methods Payment Services Merchant Services Payment Solutions 88

Natalia Luneva

MAY 12, 2025

They handle the hard parts of payment processing, so businesses can focus on what they do best. This way, PayFacs make the payment process simpler. PayFacs offer a complete solution for payment needs. They manage everything from processing payments to fighting fraud. For example, you might pay 2.9% + $0.30

Merchant Services 40

Merchant Services Payment Services Payfac SaaS Payments 40