Stax

JULY 2, 2025

The convenience of automated reconciliation, faster payments, and the overall efficiency of an integrated point of sale perspective mean ”the tighter that integration is and the more value that’s in that integration, the higher that’s going to drive the volume through your integration solution.”

Merchant Services

Stax

JUNE 18, 2025

With clearer value props, tailored pricing, and purpose-built features, your sales and marketing spend goes further. By offering payments as a feature of your product, you can customize your pricing structure, differentiate your platform from competitors, and deliver a more holistic experience.

Merchant Services

How To Buy Saas

MAY 26, 2025

In this comprehensive Skynova review , we break down its features, pricing, pros, cons, and how it stacks up against popular Skynova alternatives like QuickBooks, FreshBooks, and Wave. Skynova is an easy-to-use online invoicing tool with budget-friendly pricing, but its feature set is full of compromises.

Software Review

Stax

MARCH 13, 2025

In 2023, 27% of all point-of-sale (POS) payments were made using credit cards while 23% were made with debit cards. Payment processors usually tack on additional fees on top of interchange to compensate for their services (based on their pricing model ). Even for low-risk cards (e.g., per transaction.

Payment Services

Subscription Flow

OCTOBER 22, 2024

When a company sells products in a certain region, it gets subjected to the sales tax according to the tax regulations of that region. Sales tax is a percentage of the sale price, and is usually collected from the customer at the point of sale.

SaaS Payments

How To Buy Saas

DECEMBER 20, 2024

The revenue earned over the subscription period does not relate to the amount earned at a given point of sale like in traditional businesses. Some of the criteria include having evidence of the contract being made, setting a fixed price for the buyers, and completion of delivery of the product or service being paid for.

Payment Services

Stax

APRIL 3, 2025

Transaction fees and pricing models All payment service providers charge a fee for their services. And different providers adopt different pricing models, so you want to find a provider that matches your budget. On the other hand, brick-and-mortar retail stores may require physical POS solutions.

Payment Methods

Stax

JANUARY 28, 2025

Interoperability with your existing software tools and apps: the payment processing platform must be interoperable with your existing software tools, like CRM (Customer Relationship Management), inventory management, POS (Point of Sale), and accounting software.

Payment Methods

Stax

JUNE 8, 2025

Some factors to consider when selecting a payment processor and payment gateway include: favorable pricing, integrations with your existing solutions, supported payment methods, and more. If the transaction is deemed legitimate and the customer has sufficient funds, the payment gateway will finalize the sale and relay the approval.

Payment Services

Stax

AUGUST 11, 2025

Multiple integrations As one of the largest payment gateway providers, Authorize.net offers a variety of pre-built integrations for merchants and retailers, including eCommerce platforms, shopping carts, billing software, POS systems, and more. Q: How does Authorize.Net’s pricing structure work? Australia, and Canada.

Payment Methods

SaaStr

JULY 10, 2025

margin) Net Income: $11.8M Free Cash Flow: Nearly break-even (partner payment timing impact) Toast: The Growth Juggernaut Q4 2024 Metrics: Revenue: $1.34B (+29% YoY) ARR: $1.6B (+34% YoY) Operating Income: $32M (2.4% margin) Net Income: $11.8M

Technical Review

Stax

MARCH 4, 2025

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. On the other hand, in-person payment integration requires POS hardware, such as card readers and NFC terminals, that connect with the payment processor.

Payment Methods

Stax

MAY 6, 2025

Youll need a payment solution that automates billing, supports usage-based pricing, and seamlessly connects to CRMs, accounting tools, and other parts of your financial infrastructure. Instead, look for a pricing model that rewards growthlike Staxs subscription-based pricing.

Payment Solutions

Stax

JULY 7, 2025

The benefits of surcharging include cost recovery, competitive pricing, financial flexibility, and payment method diversification. Higher interchange fees and payment processor fees can directly affect a company’s ability to remain competitive, invest in growth, or offer competitive pricing to customers.

Payment Services

Stax

FEBRUARY 19, 2025

For example, in fintech, ISVs provide specialized payment processing solutions that integrate with point-of-sale (POS) systems, enhancing transaction security and efficiency. These partnerships are prevalent across various industries, including retail, healthcare, finance, and logistics. The Benefits of ISV Integrations 1.

Payments

Stax

FEBRUARY 19, 2025

Bonus Tip: Look for integrated payment solutions that are easily able to integrate with your related systems like your accounting software, point of sale system (POS system), CRM system, and other software. Additional service fees Many outsourcing providers offer tiered pricing structures that may not always be transparent.

Outsourcing Services

Stax

APRIL 17, 2025

There are a few things a business can do withoutand a retail POS system isnt one of them. Traditionally, POS was just a collection of hardware used to ring up sales, process simple transactions, and print receipts. Today, POS systems have evolved. Talk to sales What is a POS System?

Payment Methods

Stax

JUNE 24, 2025

Learn More Understanding Credit Card Processing Fees and Pricing Before diving into surcharging, it’s crucial to grasp the concept of credit card processing fees. Processing fees can be based on various models, such as flat-rate pricing per transaction, a percentage of the transaction amount, tiered pricing, or a combination.

Payment Services

Stax

MARCH 6, 2025

Use case: Customers can pay by tapping their smart devices into the vendors NFC-enabled POS. Adapt, scale, and optimize your payment processes with Staxs industry-leading tools and transparent pricing. NFC technology can process payments through: Peer-to-peer mode. Read/write technology. No fluctuating rates; zero hidden fees.

Payment Methods

Stax

OCTOBER 21, 2024

Also, credit cards contributed to 27% of the spending at point-of-sale (POS) systems worldwide. In payment processing, tiered pricing splits transactions into three types—non-qualified, mid-qualified, and qualified—and charges a different fee for each. Merchants benefit from lower prices in processing fees.

Payment Services

Stax

NOVEMBER 14, 2024

Stax Stripe Square PayPal Banks Contract Required No No No No Yes Early Termination Fees No No No No Yes Card Present Processing Pricing $99/month + 8¢ per transaction + interchange 2.9% + 30¢ per transaction (includes interchange) 2.6% + 10¢ per transaction (includes interchange) 2.7% Step 3: The card is authorized. interchange–so 2.6%

Merchant Services

User Pilot

APRIL 24, 2025

Experience optimizing revenue outcome for an online and/or point-of-sale payments business. She has led high-impact initiatives from pricing automation in large marketplaces to digital transformation in startups, always anchored in research, data, and collaboration. Salary $178,600 – $268,000 Apply Here 2.

Payment Methods

Stax

OCTOBER 14, 2024

Understand the difficulties you may face with a processor’s pricing or support. Need to send invoices or only take payments at a point-of-sale? Compare Pricing Structures Payment processors offer various pricing models, such as flat-rate, interchange-plus, or tiered pricing. for keyed-in transactions.

Payment Services

Stax

MAY 6, 2025

The process begins from the moment the customer makes a card payment to the point when the transaction is authorized and settled. For example, brick-and-mortar businesses such as coffee shops may choose to use a point-of-sale system (POS system) or hardwired credit card reader to accept card payments at the counter.

Accept Credit Card Payments

Stax

JUNE 17, 2025

When choosing an ISO, look beyond pricing—evaluate their technology stack, customer support, contract terms, industry expertise, and reputation. Contact sales What is an Independent Sales Organization? Pricing and fees There are a range of costs associated with working with ISO’s.

Merchant Services

Stax

MAY 7, 2025

He pointed out notable examples: Colorado has implemented specific disclosure requirements for businesses that surcharge, while Maine mandates that merchants use dual pricing. Razi emphasized, “You need to have signage at the point of entry and at the point of sale.”

Merchant Services

Stax

NOVEMBER 21, 2024

The customer can make the credit payment physically by swipe, dip, or tap, depending on your point-of-sale (POS) system , which will capture the credit card details. Authorization The credit card details captured by your POS or online payment gateway will be sent to your payment processor.

Payment Services

Stax

JUNE 24, 2025

TL;DR Processors act as the middleman between your customer’s card and your bank, but not all are created equal—some offer better service, pricing, and tools than others. Different credit card processors might offer tiered pricing, flat-rate pricing, or interchange-plus pricing. Let’s get started.

Payment Services

Stax

MARCH 11, 2025

Step 4: Incorporate the payment gateway with your system (website, CMS, SaaS platform) The next step after obtaining your merchant account is to incorporate the payment gateway (your online POS (Point of Sale) system) provided by your PSP with your website or platform.

Payment Methods

Stax

MARCH 5, 2025

To choose the right solution, you need to look at various factors when evaluating potential providers, including supported payment types, transaction fees and pricing structures, payout speed, and PCI DSS compliance. Think of the gateway as the online equivalent of a card reader or point of sale (POS) system in a brick-and-mortar store.

Payment Services

Stax

APRIL 10, 2025

You will need POS terminals to accept and process in-person card payments. Digital currencies continue to experience extreme price volatility. You may also want to introduce BNPL payments as a way to get price-sensitive younger buyers to opt for your products, especially if you sell luxury items.

Payment Methods

Neil Patel

AUGUST 27, 2020

Some years ago, POS systems were a luxury reserved for only big enterprise businesses. . But, with too many options came a new challenge: Choosing the best POS system that’s right for your business is now an uphill battle. Our team has done the heavy lifting of reviewing dozens of POS systems in the market. Ease of Use.

Point of Sale

SaaStr

APRIL 19, 2023

So one large category of software spend is on Point of Sale systems. But “POS” systems and software are everywhere, and are a lot more than just Toast and Square. That’s a material increase in pricing and ARPU. And it indeed has strong market share there. Subscription fees were essentially flat. #3.

Payment Solutions

Stax

JULY 25, 2024

Years ago, point-of-sale (POS) systems were reserved for large enterprises with big budgets. Today, a small business is barely complete without a POS system. If you feel left out, the good news is that there’s a POS system out there ideal for your business. Finding one for your business can be overwhelming.

Point of Sale

Stax

JUNE 9, 2024

Following this approach, most retail business owners try to find a Point-of-Sale (POS) system for retail businesses that can make their operations (especially in-store) more efficient, manageable, and cost-effective. This will help you avoid the issues that come with legacy POS systems and maximize your new POS solution.

Point of Sale

Stax

JANUARY 3, 2024

Whether businesses are on the road or staff are simply moving about in-store, mobile point of sale systems (mPOS systems) are becoming an increasingly popular POS option for small businesses. In fact, mPOS systems are gradually gaining market share from the fixed cash-register-style POS market.

Point of Sale

Neil Patel

MARCH 7, 2021

Higher price for in-depth analytics : With Shopify’s beginner plan you get access to a limited scope of store analytics. To access in-depth analytics that can move the needle in terms of sales strategy, you’ll have to pay for a more expensive plan. Shopify Pricing. POS Equipment. But it doesn’t stop there.

Payment Methods