PayFac-as-a-Service vs Full Payment Facilitation: A Developer’s Guide
USIO
JUNE 9, 2025
If You Go Full PayFac: You’ll build… A full onboarding flow with risk scoring A backend for merchant document uploads An integration with a gateway or processor (or both) Reconciliation and settlement reporting Alerting and audit logs Admin tools for your support team It’s fun if you like a challenge. Stripe doesn’t offer true PayFac.
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