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Merchant Underwriting: What It Is, How It Works, and Why It’s Important

Stax

The merchant underwriting process helps reduce fraud (including chargeback volume), ensures compliance with regulations, and protects financial stability in the payment processing space. Key steps include application review, risk assessment, credit checks, and compliance verification. Learn More What is Merchant Account Underwriting?

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How to Choose Between EFT vs ACH: A Comprehensive Guide

Stax

Security and compliance ACH provides extra protection against fraud for high-value transactions because they pass through the ACH automated clearing house and NACHA regulations. You want to simplify payroll processing and government deposits. Make the most out of your payment method with Stax. per payment batch.

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What is a Payment Processing System and How Does It Work?

Stax

To choose the right payment processing solution for your business, you need to evaluate your business needs, evaluate security and compliance standards, and evaluate different payment processors based on pricing, features, customer support, and scalability. This is where Stax comes in.

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The Price of Convenience: Is There Such a Thing as Free Credit Card Processing?

Stax

When implementing a surcharging program, businesses follow local regulations, ensure legal compliance, determine surcharge percentages and communicate transparently. All of these steps are made easy by a surcharge-compliant credit card processor like CardX by Stax. Local laws and regulations govern surcharging in each jurisdiction.

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Everything You Need to Know About Credit Card Processing

Stax

Fees include (but aren’t limited to) transaction fees, interchange rates, PCI compliance, and more. These are not banks, but rather governing bodies that set interchange rates, and arbitrate between acquiring and issuing banks. With Stax, your payment processing statement is simple. Step 3: The card is authorized.

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The Ultimate Guide to Online Payment Processing

Stax

The anonymity offered by cryptocurrencies is their main draw, but they are volatile due to constantly changing exchange rates and are subject to intense scrutiny by government regulatory institutions. Stax Pay offers an embedded payment gateway you can easily incorporate with your website using the Stax API.

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Everything You Need to Know About PCI Compliance for Credit Card Processing

Stax

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. What is PCI Compliance? That’s where Stax comes in. Why Is PCI Compliance So Important? PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust.