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What is Vertical SaaS?

Stax

This article explores what vertical SaaS is, its advantages, challenges, and how companies can win in this focused, fast-growing space. TL;DR Vertical software solutions are those that are hyperfocused on addressing the pain points or specific needs of small and medium businesses (SMBs) in certain industries or niches.

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Payment Gateway vs Payment Processor: What You Need to Know

Stax

In this article, we’ll take a look at everything you need to know about these entities, including the differences between the two, how they can work together, and how to make sure you have the right credit card processing solution for your small business. That being said, they serve distinct roles in facilitating payments.

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How ISV Partnerships and Integrations Can Drive Business Growth

Stax

As anISV, Stax works with a number of software partners to give sub-merchants total control over how they operate their businesses. For example, in fintech, ISVs provide specialized payment processing solutions that integrate with point-of-sale (POS) systems, enhancing transaction security and efficiency.

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What is a Payment Processing System and How Does It Work?

Stax

This article dives into what a payment processing system is, how it works, and its benefits. It links the merchants eCommerce store or point of sale (POS) system and the financial networks involved. A good system plays a vital role in managing cash flow, alleviating fraud risk, and enhancing customer satisfaction.

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How are Interchange Fees Calculated?

Stax

In 2023, 27% of all point-of-sale (POS) payments were made using credit cards while 23% were made with debit cards. Swipe fees also depend on a variety of factors that well explore later in the article. Transactions at points-of-sale where a customer physically swipes or inserts their card have lower interchange fees.

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Credit Card Surcharge Guidance: A State-by-State Overview of Surcharging Laws

Stax

In this article, we’ll explore the nitty-gritty of credit card surcharge guidance for merchants across the country. As of writing this article, those states and territories are: Massachusetts Connecticut Puerto Rico Note that surcharging laws change quite frequently so you should stay up-to-date on the latest developments.

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How to Choose Between EFT vs ACH: A Comprehensive Guide

Stax

In this article, well help you do just that. Clients only need to swipe a card at your point-of-sale (POS) terminal or enter their bank account number into your website (Initiation). Simplify Your Payment Process with Stax ACH is a more affordable and secure option for making and col lecting recurring non-urgent payments.