Stax

MARCH 13, 2025

Behind every seamless payment card transaction is a complex network of banks, credit card companies, and payment systems working together to transfer money from the customer to the merchant. Premium or reward cards – These often have higher rates due to added benefits, so the interchange fee could be as high as 2.00% + $0.15

Payment Services 88

Payment Services Merchant Services Payment Methods Technical Review 88

Stax

FEBRUARY 19, 2025

As anISV, Stax works with a number of software partners to give sub-merchants total control over how they operate their businesses. For example, in fintech, ISVs provide specialized payment processing solutions that integrate with point-of-sale (POS) systems, enhancing transaction security and efficiency.

Payments 88

Payments Merchant Services Payment Services Payment Solutions 88

Stax

MAY 5, 2025

As with eCommerce and traditional payment systems, mobile commerce requires onlinepayment gateways. This can result in: Slower development times due to trial-and-error implementation. Fraud detection systems might not be active in the sandbox, leading to a false sense of security. fraud triggers, insufficient funds).

Payments 88

Payments Payment Services Merchant Services Payment Solutions 88

Stax

FEBRUARY 19, 2025

When choosing an integrated payment system, SaaS companies need not only the ability to enable a robust set of payment features but have the option for users to have support for their payment method. This is something not all integrated payment systems may do. That means less consistency in how payment processes support is handled.

Outsourcing Services 88

Outsourcing Services Payments Payment Services Merchant Services 88

Stax

DECEMBER 9, 2024

Strengthen Fraud Prevention Measures Implement robust fraud detection and prevention systems to minimize the occurrence of fraudulent transactions. They may review transaction records, communication between the cardholder and merchant, and any supporting documentation.

Merchant Services 88

Merchant Services Payment Services Payment Methods Software Review 88

Stax

JULY 7, 2025

Mobile payment systems are revolutionizing how consumers pay for goods and services. In this blog, we’ll explore the benefits of mobile payment solutions and what types of mobile payment systems are currently available on the market. What about mobile payment systems? According to CapitalOne , nearly two-thirds of U.S.

Payment Methods 88

Payment Methods Merchant Services Payment Services Mobile Payments 88

Stax

JUNE 24, 2025

Take the time to review your monthly statements. Point-of-sale disclosure: When processing a transaction, ensure the POS system clearly breaks down the transaction amount, including the base price and the surcharge amount. With CardX by Stax, businesses can introduce surcharging in line with local laws.

Payment Services 88

Payment Services Merchant Services Payment Methods Stax 88

Stax

NOVEMBER 14, 2024

Stax Stripe Square PayPal Banks Contract Required No No No No Yes Early Termination Fees No No No No Yes Card Present Processing Pricing $99/month + 8¢ per transaction + interchange 2.9% + 30¢ per transaction (includes interchange) 2.6% + 10¢ per transaction (includes interchange) 2.7% With Stax, your payment processing statement is simple.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

APRIL 17, 2025

There are a few things a business can do withoutand a retail POS system isnt one of them. Today, POS systems have evolved. But searching for a POS system for your retail business can feel like unraveling a complex web of features, pricing structures, and other considerations. Talk to sales What is a POS System?

Payment Methods 88

Payment Methods Payment Solutions Point of Sale Payment Services 88

Stax

JUNE 23, 2025

ACH APIs make transactions smoother and more cost-effective by integrating your business and payment processing systems. You will also need to manually handle ACH returns or rejections due to issues like incorrect account information, closed accounts, or insufficient funds. Contact us to learn more.

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Solutions 88

Stax

MARCH 4, 2025

Talk to sales Understanding credit card payment integration Credit card payment integration is when a merchants point-of-sale system (for in-store sales) or website (for eCommerce sales) is integrated with a payment processor for seamless transactions. These POS systems are web-hosted and store data on remote servers.

Payment Methods 88

Payment Methods Payments Payment Services Merchant Services 88

Stax

OCTOBER 21, 2024

Also, credit cards contributed to 27% of the spending at point-of-sale (POS) systems worldwide. Due to volume pricing, businesses that process large amounts of qualified transactions can significantly reduce their credit card processing costs by switching to a tiered pricing model. Here are the numbers to prove it.

Payment Services 88

Payment Services Merchant Services SaaS Payments Payment Methods 88

Stax

OCTOBER 14, 2024

This hands-on experience allows you to explore the platform’s interface, understand its features, and assess its compatibility with your business systems and daily operations. Check for Tech Stack Compatibility Compatibility is key when integrating a payment processor into your business systems. Involve your technical team.

Payment Services 88

Payment Services Payment Methods Merchant Services Payment Solutions 88

Stax

JUNE 17, 2025

Complete the bank’s vetting process Once a bank agrees to sponsor you, they’ll conduct a thorough review, which may include: Auditing your business plan and operations Reviewing compliance and risk management procedures Conducting interviews or site visits Verifying your ability to support merchants and manage payment risk 4.

Merchant Services 88

Merchant Services Payment Services SaaS Payments Payment Methods 88

Stax

MARCH 11, 2025

Its a process where the credit card data is replaced by placeholder values on your local system, while the original data is stored externally in a secure data vault. You must review the payment methods available on the providers platform and ensure all the preferred payment methods of your target customers are included.

Payment Methods 88

Payment Methods Payment Services Merchant Services SaaS Payments 88

Stax

MAY 6, 2025

For example, brick-and-mortar businesses such as coffee shops may choose to use a point-of-sale system (POS system) or hardwired credit card reader to accept card payments at the counter. Consider the following: POS systems – POS terminals are present in brick-and-mortar stores and are used to take payments in-store.

Accept Credit Card Payments 88

Accept Credit Card Payments Payment Services Merchant Services Payment Methods 88

Stax

JUNE 24, 2025

Review factors like fees, contract terms, supported payment methods, and business fit—especially if you’re high-volume, high-risk, or multi-location. Step 2: Create a shortlist of reputable providers Search for well-reviewed credit card processing companies with a strong track record in your industry. and online payments.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Features 88

Stax

NOVEMBER 21, 2024

Stax, Payment Depot, and CardX are three of the very best providers in the industry. The customer can make the credit payment physically by swipe, dip, or tap, depending on your point-of-sale (POS) system , which will capture the credit card details. The payment could also be made via digital means.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

APRIL 10, 2025

You also need a payment services provider that supports your chosen payment methods, but that providers platform must integrate seamlessly with your existing CRM, ERP, payroll, CMS, and accounting software systems. Digital currencies are instead based on a decentralized system and no single entity controls their supply.

Payment Methods 88

Payment Methods Payment Services SaaS Payments Payment Solutions 88

Stax

JULY 21, 2025

The main differences between Mastercard and Visa cards are not due to the card companies themselves, but the financial institutions that issue the cards and set the interest rates and fees. While a bank might issue both Visa and Mastercard branded cards, they are processed using different systems.

Merchant Services 100

Merchant Services Payment Methods Payment Services Payments 100

Stax

JANUARY 29, 2024

However, staying focused on the big picture can be challenging if your business is bogged down by repetitive payments and intricate billing procedures—both common hurdles for a billing system with inadequate functionality. Stax Bill simplifies invoice and subscription billing management by automating manual financial processes.

Stax 88

Stax Payments Payment Services Payment Features 88

Stax

APRIL 30, 2024

There are many processors out there that claim to save you money, and in this post we’ll take a look at two of them: Riverside Payments and Stax. The company has EMV enabled point of sale systems to accept digital wallet payments as well as cards. For POS systems, they have partnerships with Clover, Revel, Ovvi, or TouchBistro.

Payment Methods 88

Payment Methods Payment Services Merchant Services Payment Solutions 88

Stax

AUGUST 26, 2024

To the incredible Stax community: allow us to take a moment to recognize a milestone that we are extraordinarily proud of—our 10th anniversary. Sprinkled throughout this article are quotes from some of Stax’s long-standing employees, because who better to tell the company’s story than the people who help make it happen?

Payment Services 88

Payment Services Merchant Services Stax Payment Solutions 88

Stax

JUNE 9, 2024

Following this approach, most retail business owners try to find a Point-of-Sale (POS) system for retail businesses that can make their operations (especially in-store) more efficient, manageable, and cost-effective. TL;DR When shopping around for a modern POS system for retail businesses, you should consider a few critical requirements.

Point of Sale 88

Point of Sale Payment Solutions Payment Services Merchant Services 88

Stax

AUGUST 22, 2024

However, setting up and managing a payment system can be complex and overwhelming. Thorough due diligence, technology, and adherence to regulatory guidelines are essential in a PayFac’s risk management strategy. You need thorough due diligence, technology, and adherence to regulatory guidelines in your risk management strategy.

Merchant Services 88

Merchant Services Payment Services Payfac SaaS Payments 88

Stax

NOVEMBER 27, 2023

KYC’s three main components are the customer identification program (CIP), which was imposed by the USA Patriot Act in 2011; customer due diligence (CDD); and regular monitoring of the customer’s account and activities, which is also called enhanced due diligence (EDD). In the U.S.,

Merchant Services 88

Merchant Services Payment Services Systems Review Technical Review 88

Stax

MARCH 15, 2024

Having and maintaining secure payment systems is integral for protecting yourself and your customers. Enter secure payment systems (SPS). TL;DR Secure payment systems are crucial for eCommerce stores and companies to utilize because they protect both consumers and businesses from theft and fraud.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

DECEMBER 20, 2023

To ensure the interchange fees you pay are reasonable and competitive, it’s essential to regularly review and negotiate your fee structure with your payment processor. Some others, including Stax, offer subscription-style processing that gives you access to the lowest rates of interchange.

Payment Services 167

Payment Services Merchant Services Payment Methods Payment Solutions 167

Stax

JULY 25, 2024

Years ago, point-of-sale (POS) systems were reserved for large enterprises with big budgets. Today, a small business is barely complete without a POS system. If you feel left out, the good news is that there’s a POS system out there ideal for your business. Thanks to the rise of SaaS platforms, that’s no longer the case.

Point of Sale 88

Point of Sale Payment Methods Payment Solutions Payment Services 88

Stax

SEPTEMBER 17, 2024

When looking for a payment gateway, make sure it easily integrates with your payment processor, offers transparent pricing, allows you to white-label the payment experience, and has great customer reviews. It’s also the software in your POS system or card readers that processes the customer’s payment data in a brick-and-mortar setting.

Payment Services 88

Payment Services Payment Methods Merchant Services Payment Solutions 88

Stax

NOVEMBER 6, 2023

Thankfully, with mobile payments from Stax , you can quickly accept and process payments from your customers. Learn all about mobile payments and why you may want to consider joining the Stax family to streamline payments and boost your small business’ productivity. From there, everything runs as it would from the stationary system.

Merchant Services 88

Merchant Services Payment Methods Mobile Payments Payment Services 88

Stax

SEPTEMBER 17, 2024

That’s where Stax comes in. Do Not Use Vendor-Supplied Defaults for System Passwords and Other Security Parameters Default passwords and settings provided by vendors are often publicly known and can be easily exploited by attackers. So how can your business stay PCI compliant? Why Is PCI Compliance So Important?

Payment Services 88

Payment Services Merchant Services Payment Methods compliance 88

Stax

DECEMBER 4, 2023

Best practices for ensuring AML compliance as a PayFac include continuously updating your AML policies, utilizing advanced technologies for monitoring, periodic internal reviews and audits, and engaging with AML experts and consultants. Reviewing and continuously updating your AML policies is therefore necessary.

Merchant Services 88

Merchant Services Payment Services Payfac Technical Review 88

Stax

MAY 20, 2024

This is important for subscription businesses due to recurring advance payments. A robust subscription management platform like Stax is capable of managing not only recurring billing, invoicing, and CRM, but also automating the entire revenue recognition process so you can focus on building your business.

Payment Features 167

Payment Features Payments Payment Services SaaS Payments 167

Stax

JANUARY 8, 2024

Not only must PayFacs safeguard themselves and their clients against potential threats like fraud or cybersecurity breaches but also ensure PCI compliance , customer due diligence, and adherence to card regulations. The potential impact of failed or inadequate internal systems, processes, procedures, etc.

Merchant Services 88

Merchant Services Payfac Payment Services SaaS Payments 88

Stax

DECEMBER 27, 2023

This is especially common for high-risk accounts, as more vetting and due diligence are typically required. High-Risk Merchant Accounts Process payments for high-risk industries Online gambling, pharmaceuticals, insurance, subscription businesses Specialized approval process, secure transactions Higher fees, additional due diligence.

Merchant Services 88

Merchant Services Payment Methods Payment Services Payment Solutions 88

Stax

SEPTEMBER 12, 2024

Mobile credit card terminals: These are smaller, more portable POS systems that connect to a smartphone or a tablet via Bluetooth, and are best used for businesses with no fixed locations, like food trucks. What do reviews on 3rd-party sites have to say about this? Stax has options, no matter what you need.

Payment Services 88

Payment Services Payment Methods Merchant Services Payment Solutions 88