Stax

MAY 5, 2025

In recent years, businesses have seen this massive shift from desktop to mobile devices which has forced them to develop apps with built-in integrated payment gateways. But when it comes to payments, mobile apps have to contend with a few unique challenges. Why Would Companies or Developers Want a Mobile App Payment Gateway?

Payments 88

Payments Payment Services Merchant Services Payment Solutions 88

Stax

JUNE 8, 2025

Whether it’s using a credit or debit card, a mobile wallet, or a contactless payment solution, flexibility is critical to guaranteeing a great payment experience for your customers. TL;DR A payment processor is a provider that handles transactions between a buyer’s bank and a seller’s bank.

Payment Services 88

Payment Services Payment Methods Merchant Services SaaS Payments 88

Stax

JULY 7, 2025

Thanks to smartphones and secure authentication, mobile payments continue to explode in usage. In fact, the global mobile payment market was valued at US $2.67 trillion in 2024 and is projected to grow to roughly US $10.48 trillion by 2033. Mobile payment systems are revolutionizing how consumers pay for goods and services.

Payment Methods 88

Payment Methods Merchant Services Payment Services Mobile Payments 88

Stax

MARCH 6, 2025

They simply tap their credit card , mobile device, or smartwatch to pay. TL;DR The top 7 types of contactless payments are NFC payments , RFID payments , tap-to-pay cards , QR code payments , mobile wallets , wearable payments , and crypto transactions. Businesses with websites or mobile apps can also embed wallet payments.

Payment Methods 88

Payment Methods Payment Services Merchant Services Payment Solutions 88

Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. These are not banks, but rather governing bodies that set interchange rates, and arbitrate between acquiring and issuing banks. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

MARCH 4, 2025

The issuing bank verifies whether the customer has enough funds in their account to complete the transaction. Once approved, the information is sent to the merchants bank account, where the funds are deposited. If necessary, you need to apply for a merchant account through a bank or payment processor.

Payment Methods 88

Payment Methods Payments Payment Services Merchant Services 88

Stax

APRIL 17, 2025

Some retailers may use a mobile device, such as an iPad or Android device, as their POS instead of a computer. Some systems allow the cashier to scan the item using their mobile devices. The process is almost similar if the customer prefers mobile payments. The software powers the POS system.

Payment Methods 88

Payment Methods Payment Solutions Point of Sale Payment Services 88

Stax

MAY 6, 2025

Credit cards are a staple in the wallets of consumers today, and they will undoubtedly be a payment method of choice for years to come, particularly as the adoption of mobile and contactless payments continues to grow. Or they could use a mobile credit card terminal if they prefer to collect payments at the table.

Accept Credit Card Payments 88

Accept Credit Card Payments Payment Services Merchant Services Payment Methods 88

Stax

MARCH 11, 2025

There are six main payment methods used in online payments, including credit & debit cards, digital wallets, ACH & bank transfers, direct debit, Buy Now, Pay Later (BNPL) services, and cryptocurrencies. The merchant account : this is a special bank account that allows you to accept and process credit and debit card payments.

Payment Methods 88

Payment Methods Payment Services Merchant Services SaaS Payments 88

Stax

JUNE 24, 2025

Consumers are increasingly gravitating towards cashless payment options, including debit card and credit card payments, as well as online payments, contactless payments , and mobile credit card processing services. Will you need tools for mobile payments, recurring payments, or contactless payments? Let’s get started.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Features 88

Stax

NOVEMBER 21, 2024

A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%. Stax, Payment Depot, and CardX are three of the very best providers in the industry.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

APRIL 10, 2025

In contrast, debit card payments are withdrawn directly from the customers bank account and are mainly used by buyers who want to control their spending. billion lost to fraud in 2024 alone Mobile and contactless payments Mobile and contactless payments are powered by NFC (Near-field communication) technology.

Payment Methods 88

Payment Methods Payment Services SaaS Payments Payment Solutions 88

Stax

MARCH 5, 2025

The payment processor is a financial institution that handles transactions between the two banks. Instead of driving down the complicated road of bank transfers or check payments, you can give your customers a simpler way to complete their purchases through your own website. But what’s the difference between these two?

Payment Services 88

Payment Services Payment Methods Merchant Services Payments 88

Stax

JULY 21, 2025

Overview of Mastercard Mastercard was created by a consortium of banks in 1966 in an effort to compete more effectively with Visa, which at the time had a virtual monopoly on payment processing. Instead, it earns revenue from charging banks a fee to issue cards and process payments, which is also known as an interchange fee or ‘swipe’ fee.

Merchant Services 100

Merchant Services Payment Methods Payment Services Payments 100

Stax

JULY 9, 2024

We can hail a ride from a mobile app, and our transactions for all sorts of goods and services can be easily paid for from our phones. There are a wide variety of digital payment types, such as mobile POS systems, contactless payments, and digital wallets. All you need to use a digital wallet is a smartphone.

Payment Methods 163

Payment Methods Payment Services Merchant Services Payment Solutions 163

Stax

APRIL 30, 2024

You may not be able to control the rates set by the banks and card providers, but what you can do is manage those fees through your payment processor. There are many processors out there that claim to save you money, and in this post we’ll take a look at two of them: Riverside Payments and Stax.

Payment Methods 88

Payment Methods Payment Services Merchant Services Payment Solutions 88

Stax

NOVEMBER 6, 2023

Thankfully, with mobile payments from Stax , you can quickly accept and process payments from your customers. Learn all about mobile payments and why you may want to consider joining the Stax family to streamline payments and boost your small business’ productivity. Learn More What Is Mobile Payment Processing?

Merchant Services 88

Merchant Services Payment Methods Mobile Payments Payment Services 88

Stax

NOVEMBER 6, 2023

Fast forward to now where much has changed, and research anticipates contactless mobile payments to exceed one billion users globally by 2024. Customers can pay with their watch or phone just by tapping it on a card reader, and businesses can host an entire POS system on a mobile phone.

Payment Methods 88

Payment Methods Payment Services Mobile Payments Merchant Services 88

Stax

APRIL 18, 2024

According to Forbes , “mobile payments are increasingly being used by U.S. Not only are there a number of ways your customers could be using their mobile devices to give payments, but you as a business owner could be leveraging mobile devices to accept them as well. What is mobile credit card processing?

Payment Services 88

Payment Services Payment Methods Merchant Services Payment Solutions 88

Stax

DECEMBER 6, 2024

The move was aimed at allowing both companies to focus on their core competencies: FIS on banking and capital markets technology, and Worldpay on merchant services and payment processing, transforming the way the world pays. This decision was finalized in 2024, marking the official separation of Worldpay from FIS.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

APRIL 30, 2024

TL;DR Merchant processing ensures that all entities, such as the issuing bank, the acquiring bank, and the card company, work cohesively to facilitate payments between a customer and a business. This account temporarily holds the transaction funds until the bank verifies the payment.

Merchant Services 88

Merchant Services Payment Services Payment Solutions Payment Methods 88

Stax

SEPTEMBER 12, 2024

From debit and credit cards to Google or Apple Pay, digital, contactless, and mobile payments are on the rise. Also called a credit card terminal, it’s a device that businesses use to accept non-cash payment methods like credit and debit card transactions, as well as contactless payments through a mobile wallet.

Payment Services 88

Payment Services Payment Methods Merchant Services Payment Solutions 88

Stax

SEPTEMBER 17, 2024

TL;DR A payment gateway is a solution that securely reads and transfers a customer’s payment information to a merchant’s bank account—both for online and in-person transactions. Popular payment gateways include Authorize.net, Stax, Stripe, Adyen, and Square. What Exactly Is a Payment Gateway? What Is a Payment Gateway Account?

Payment Services 88

Payment Services Payment Methods Merchant Services Payment Solutions 88

Stax

MARCH 15, 2025

Embedded payments come with a lot of responsibilities, such as bank sponsorship and risk management, which is why finding the right payments partner like Stax Connect is essential to help you monetize payments and own the entire experience. Stax Connect streamlines the enrollment process for SaaS companies.

Payments 88

Payments Merchant Services SaaS Payments Payment Services 88

Stax

MARCH 18, 2025

Encryption SaaS Payment Tokenization Requirements Benefits of Payment Tokenization SaaS Payment Vulnerabilities Using Stax Connect and Payment Tokenization Lets get started. By doubling up on security and working with a payments facilitator like Stax Connect, you can protect your SaaS customers and your business.

Payment Services 88

Payment Services Payment Methods SaaS Payments Merchant Services 88

Stax

APRIL 17, 2025

This could mean building an app that runs on Azure, integrating payments through Stax Connect , or creating an add-on for Oracles software suite. For example, Stax Connect not only supports a variety of payment methods including EMV, contactless, mobile wallets, etc., However, this can often get quite complicated.

Merchant Services 88

Merchant Services Payment Solutions Payment Services Payments 88

Stax

SEPTEMBER 17, 2024

That’s where Stax comes in. Legal Repercussions If a credit card data security breach occurs and the business is found to have used a non-PCI certified provider, they may face class action lawsuits from affected customers, banks, and credit card companies. Stax is a Level 1 PCI Service Provider.

Payment Services 88

Payment Services Merchant Services Payment Methods compliance 88

Stax

DECEMBER 27, 2023

A merchant account acts as a pathway between your business, your customers, and the issuer and acquiring banks to process electronic transactions like credit cards. A merchant account refers to a business bank account that allows businesses to accept electronic payments for goods and services. Request Quote What Is a Merchant Account?

Merchant Services 88

Merchant Services Payment Methods Payment Services Payment Solutions 88

Stax

DECEMBER 20, 2023

As a small business owner, it’s important to accept different payment methods like cash, credit card, and contactless or NFC mobile payments to ensure an easy shopping experience for your customers. Stax, for example, charges 0% markups on top of interchange, giving you the lowest percentage per transaction rate.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Features 88

Stax

MAY 30, 2024

Most of the solutions listed below offer a mobile app for Android and/or iOS. Many of these apps offer mobile versions for both Android and iOS. Matching bank and Square feeds to expenses and payments is super easy, making my work a lot quicker.” – Stephanie P., Request a custom quote to see how Stax Pay can work for you.

Payment Solutions 88

Payment Solutions Payment Methods Payment Services Technical Advisors 88

Stax

AUGUST 29, 2024

A PSP (Payment Service Provider) can equip your eCommerce and brick-and-mortar business with an all-in-one platform that supports multiple payment systems, including debit & credit cards, eWallets, and bank transfers (ACH). The company also provides a card reader and mobile POS app for free. Read on to find out.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

JULY 9, 2024

EFT payments are transactions between the sender and receiver that transfer funds electronically from the sender’s bank account to the receiver’s. Contactless payments Related to traditional card payments are contactless or Near-Field Communication (NFC) payments , which take the form of NFC-enabled payment cards or mobile wallets.

Payment Methods 88

Payment Methods Payment Services Merchant Services Payment Solutions 88

Stax

JUNE 4, 2024

You may be better off with a platform-agnostic payment processing software like Stax Payments, which works with a number of leading solutions. Also, Stax integrates seamlessly with thousands of third-party apps, including all the popular CRM, marketing, and financial apps used by most businesses.

Payment Services 88

Payment Services Merchant Services Payment Solutions Payment Methods 88

Stax

APRIL 18, 2024

For a merchant to accept credit cards, they need to pay both credit card processing fees to the banks involved and for the soft and hardware required to process cards. Acquiring Bank (Merchant Bank): The financial institution that establishes and maintains the merchant’s account, enabling them to accept credit card payments.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

NOVEMBER 11, 2024

Or mobile wallet payment solutions like Google Pay and Apple Pay. Setting up ACH payments is easy with a great merchant account service like Stax. Once the client sets up a payment profile with their banking information, the payment can be automated and paperless.

Payment Services 88

Payment Services Payment Methods Merchant Services Payments 88

Stax

JANUARY 22, 2024

The acquiring bank (or issuing bank or acquirer) is the financial institution that enables merchants to accept payments, transferring funds from customers to the merchant’s account. The payment gateway acts as a virtual bridge, securely transmitting payment information between the merchant, customer, and acquiring bank.

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Stax

NOVEMBER 13, 2023

Google was the first, in 2011, to enable contactless payments via their mobile app. In 2015, many merchants switched to NFC-enabled terminals; by 2019, most banks were issuing contactless cards. Visa, Mastercard, and the customer’s bank) for authorization. Once the thought of the tap was there, the behavior followed.

Merchant Services 88

Merchant Services Payment Methods Payment Services Payment Solutions 88