Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. You also have to be mindful of the costs of credit card processing. Fees include (but aren’t limited to) transaction fees, interchange rates, PCI compliance, and more.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

APRIL 18, 2024

What is mobile credit card processing? Mobile credit card processing refers to the capability of accepting credit card payments using a mobile device equipped with a card reader and specialized software. You should also consider what features you may want as your business grows.

Payment Services 88

Payment Services Payment Methods Merchant Services Payment Solutions 88

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. Failing to comply with the Payment Card Industry Data Security Standard can have a number of severe consequences for a business. What is PCI Compliance? Why Is PCI Compliance So Important?

Payment Services 88

Payment Services Merchant Services Payment Methods compliance 88

Stax

JUNE 17, 2025

TL;DR An ISO (Independent Sales Organization) is a third-party company authorized to manage merchant accounts and provide payment processing services on behalf of acquiring banks. Register with the card networks After securing bank sponsorship, you’ll need to register with the major card associations (like Visa and Mastercard).

Merchant Services 88

Merchant Services Payment Services SaaS Payments Payment Methods 88

FastSpring

JANUARY 9, 2023

A billing solution that acts as your MoR gives you access to multiple payment processors (which lets you accept more payment methods and is useful when accepting payments globally, as we explain below) while taking on the liability of all transactions for you. Taking the lead on legal compliance (including audits).

Payment Methods 147

Payment Methods Payment Services Merchant Services Payment Features 147

Stax

APRIL 2, 2024

While some businesses have accepted swipe fees as a way of life, small business owners may struggle with remaining profitable while also providing a range of payment options. Learn More What is Credit Card Surcharging? While we’ve already spoken in-depth about credit card surcharging, here’s a quick TL;DR of that article.

Merchant Services 88

Merchant Services Payment Methods Payment Services Accept Credit Card Payments 88

Payrix

FEBRUARY 4, 2025

Payment facilitator (PayFac) A merchant registered by an acquirer to facilitate transactions on behalf of sub-merchants. They provide the infrastructure necessary for their merchants to accept credit card payments. payment card details or sensitive account information) to an untrusted environment.

Payment Services 100

Payment Services Merchant Services Payment Solutions Payment Methods 100

Stax

APRIL 18, 2024

The parties involved in processing a credit card transaction: Cardholder: The individual or entity holding the credit card and initiating the transaction. Merchant: The business or entity selling goods or services and accepting credit card payments. Card Network (e.g.,

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

DECEMBER 13, 2023

Even though they’re one of the most popular payment options today, accepting credit cards at your business can turn out to be a significant expense. Fortunately, credit card surcharging is a good way to offset some—if not all—of the cost of accepting credit card payments.

Merchant Services 88

Merchant Services Payment Methods Payment Services Accept Credit Card Payments 88

Stax

JANUARY 24, 2024

In this article, we’ll explore what a credit card surcharge is and why it should matter to small business owners. TL;DR A credit card surcharge is an additional fee tacked on to the purchase amount when a customer pays via a credit card. What Is a Credit Card Surcharge?

Merchant Services 88

Merchant Services Payment Services Payment Methods Point of Sale 88

Stax

JANUARY 24, 2024

In this article, we’ll explore what a credit card surcharge is and why it should matter to small business owners. TL;DR A credit card surcharge is an additional fee tacked on to the purchase amount when a customer pays via a credit card. Learn More What Is a Credit Card Surcharge?

Merchant Services 88

Merchant Services Payment Services Payment Methods Point of Sale 88

Stax

NOVEMBER 8, 2023

This may be concerning for certain types of businesses as they need to spend more to process credit and debit card payments as compared to cash. Businesses using CardX as their no fee payment processing platform can rest assured that all their compliance requirements have been automated, which saves them a lot of time and money.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

MAY 7, 2024

These fees also vary depending on the card network. Processor markup These are fees charged by the payment processor, which is the company that manages and facilitates credit card transactions. These equipment often have setup fees, ranging between $0 and $2,000, and sometimes monthly fees from the payment processor.

Merchant Services 88

Merchant Services Payment Services Payment Methods Accept Credit Card Payments 88

Stax

JANUARY 22, 2024

At its core, payment processing involves various players and technologies to facilitate the movement of funds from customers to merchants securely and efficiently. Digital payments only take a few seconds, but they flow through many different layers of partners and technology. Q: What is considered a payment gateway?

Payment Services 88

Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Stax

NOVEMBER 15, 2023

Understanding interchange fees enables merchants to effectively manage processing costs, negotiate better rates, make informed decisions about card acceptance, and ensure compliance with payment industry standards. These fees help cover the costs of processing the payment and maintaining the card network.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

MARCH 14, 2024

These longer payment cycles have historically lent themself to slow payment processes, like checks, that are no longer common for B2C transactions Due to the complexity of most B2B transactions, there’s often more documentation required for the payment, such as contracts. What are the Most Common B2B Payment Methods?

Payment Services 88

Payment Services Merchant Services Payment Methods Payments 88

Stax

MARCH 11, 2025

Step 3: Get your merchant account We already established that you cant accept credit card payments without a merchant account. You can apply directly for one from a merchant acquiring bank, but we recommend getting one from your payment services provider to make the process faster and smoother.

Payment Methods 88

Payment Methods Payment Services Merchant Services SaaS Payments 88

Stax

FEBRUARY 28, 2024

Even if the consensus is out that it’s okay for merchants to not incur costly transaction fees if accepting credit card payments, it can be difficult to understand how to collect surcharge fees from your customers and retain your customer base. Still confused on how to best insure compliance with all requirements?

Merchant Services 88

Merchant Services Payment Services Payment Methods Stax 88

Stax

JANUARY 21, 2025

Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. Learn More What is a Payment Gateway? A payment gateway is a tool that allows merchants to authenticate and receive payments from their customers electronically.

Payment Methods 88

Payment Methods Payment Services Merchant Services Payment Solutions 88

Natalia Luneva

MAY 12, 2025

Difference Between PayFac and ISO Both Payment Facilitator (PayFac) and an Independent Sales Organization (ISO) help businesses accept credit card payments, but they operate very differently in terms of structure, onboarding, support, and pricing.

Merchant Services 40

Merchant Services Payment Services Payfac SaaS Payments 40