Stax

JANUARY 8, 2024

For SaaS companies, becoming a payment facilitator (or PayFac) offers a ton of advantages—including but not limited to—boosting retention and profitability while exercising greater control over the customer experience. However, several complex types of risks come along with this.

Merchant Services

Payrix

FEBRUARY 4, 2025

When a software company becomes an ISV, because theyve introduced payments into their environment, they must uphold the compliance requirements of the PCI DSS and empower their users to do the same. Learn more about PCI compliance management. On the other end of the spectrum is payment facilitation (PayFac).

Payments

Payrix

JULY 24, 2024

Whether you decide to move ahead with plug-and-play products or solutions that require a full API integration , to get the most value from your investment, your implementation should be transparent, tailored, and flexible. Every launch is supported by a dedicated implementation team invested in you and your Embedded Payments outcomes.

Payments

Stax

JANUARY 17, 2024

TL;DR A payment facilitator (PayFac) is essentially a SaaS vendor or software provider that enables its users (businesses) to accept online payments from their customers through the platform itself. An ACH payment facilitator, therefore, is simply a PayFac that allows users to accept payments through an electronic bank-to-bank network.

Payment Services

Payrix

APRIL 25, 2025

Financial institutions like banks, credit card processors, and investment brokers must comply with KYC requirements, along with some businesses in other regulated industries. Software companies that offer integrated payments as part of their platform can ensure compliance with KYC through the verification processes of their payments partner.

Payment Services

Natalia Luneva

APRIL 22, 2025

To start your PayFac journey, you’ll need to do several important things. Now, lets take a look at the steps of how to become a PayFac. Pre-Assessment The PayFac pre-assessment phase will help you check if you’re ready to be a payment facilitator. Make sure your business model fits the payment processing needs.

Payment Services

Payrix

DECEMBER 10, 2024

It will be important for software companies to look for software payments partners who can implement effective fraud monitoring and security technology, protocols, and ongoing support to ensure data is secure and ongoing PCI compliance is maintained. compliance to let this be your reminder to do so.

Payment Services

Natalia Luneva

APRIL 24, 2025

The number of Payment Facilitators (PayFacs) has grown 13.8% PayFac as a Service lets companies add payment processing to their platforms. Key Takeaways PayFac as a Service reduces PayFac setup time from years to days, slashing costs by millions. PayFacs, on the other hand, let businesses use a master account.

Merchant Services

Stax

AUGUST 26, 2024

Launching PayFac and ISV solutions In 2019 and 2020, Stax became more than just a payment processor for merchants. We wanted to provide value to other players in the payments ecosystem, so we launched PayFac solutions in 2019. This was around the time that Fattmerchant decided we were going to be a Payfac.”

Payment Services

Stax

MAY 6, 2024

We talked about PCI compliance (and beyond) and what organizations can do to stay on top of all things data security. TL;DR Data security and PCI compliance are critical for growth. They build trust with customers and protect you from liability so you can continue to invest in your business. Learn More What is PCI compliance?

Payment Services

USIO

JUNE 5, 2025

Whether youre a CFO decoding a board deck, a startup founder building embedded payments, or just trying to survive your first PayFac meeting Usio is here to simplify your payments (and your acronyms). Youre now officially bilingual: English and FinTech. Want to see what happens when payments actually make sense ?

Merchant Services

USIO

MAY 7, 2025

Meanwhile, the Usio platform silently handles merchant provisioning, PCI compliance, and fund settlement. The Usio Embedded Payments Platform: A Game-Changer The Usio solution provided everything: merchant onboarding, compliance, PCI, and underwritingall through a white-labeled platform. Figure: An example of payment page (mobile).

Payment Services