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PayFac-as-a-Service vs Full Payment Facilitation: A Developer’s Guide

USIO

Should you become a full Payment Facilitator (PayFac)? Or should you partner with a PayFac-as-a-Service provider? PayFac-as-a-Service gives you all the benefits of embedded payments —but without the regulatory weight and operational lift. You’re building an entire financial infrastructure. Abstracted away.

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Integrated Payments vs. Payfac-as-a-Service: What Developers Need to Know

USIO

Two prominent solutions that have emerged in recent years are integrated payments and Payfac-as-a-Service. Real-time Data: Integrated payment solutions often provide real-time transaction data and analytics. This data can be invaluable for businesses in making informed decisions and optimizing their strategies.

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Embedded Payments explained: Everything software companies need to know

Payrix

This experience allows software companies to monetize payments without taking on the risk and compliance that comes with payment processing. Payment facilitation (PayFac) Today, many software companies have a pulse on the opportunities of becoming a payment facilitator, also referred to as a PayFac® developer.

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PayFac as a Service: What Is It and How to Offer It

Natalia Luneva

The number of Payment Facilitators (PayFacs) has grown 13.8% PayFac as a Service lets companies add payment processing to their platforms. Key Takeaways PayFac as a Service reduces PayFac setup time from years to days, slashing costs by millions. each year since 2018.

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The ultimate implementation guide for software payment processing

Payrix

Referral partnership Payment facilitation (PayFac<sup>®</sup>) Payment facilitation-as-a-Service (PayFac-as-a-Service) A complete guide to Embedded Payments Learn everything you need to know about the Embedded Payments models and find the best fit for your software.

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Software-led payments predictions: A look back on 2024 and insights for 2025

Payrix

It will be important for software companies to look for software payments partners who can implement effective fraud monitoring and security technology, protocols, and ongoing support to ensure data is secure and ongoing PCI compliance is maintained. compliance to let this be your reminder to do so.

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Essential Guide to ISV Integrated Payments: Benefits and Best Practices

Stax

With payments built into your platform, you reduce dependencies on third-party systems, minimize support overhead, and gain better visibility into transactional data. It can also make it easier to manage compliance, automate reporting, and scale operations. Are there white-label or PayFac-as-a-Service options?