Accept Credit Card Payments Business compliance Pricing 
Stax
APRIL 18, 2024
Not only are there a number of ways your customers could be using their mobile devices to give payments, but you as a business owner could be leveraging mobile devices to accept them as well. As stated by countless resources, mobile is the direction the payment technology space is heading.
Stax
MAY 7, 2024
Generally, here’s a breakdown of the types of payment processing fees you can expect: Interchange fees These are fees a merchant pays directly to the credit card provider. Also known as the discount rate, interchange fees vary depending on the amount being transacted and the industry in which the business is.
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Stax
JANUARY 31, 2024
If your company accepts credit card payments ( which it should ), chances are, you’re going to be affected by Visa’s interchange rates. Visa is one of the biggest payment networks in the world, with ~4.2B cards currently in use. So it’s virtually impossible for a business to not accept Visa cards.
Stax
FEBRUARY 28, 2024
Even if the consensus is out that it’s okay for merchants to not incur costly transaction fees if accepting credit card payments, it can be difficult to understand how to collect surcharge fees from your customers and retain your customer base. Credit card processing fees take a significant chunk out of your bottom line.
Stax
APRIL 2, 2024
And with merchants expected to pay as much as $502 million extra after price hikes in 2023 and 2024, these fees are shooting up faster than the transaction amounts spent on purchases. Learn More What is Credit Card Surcharging? At upwards of 3.15% plus ten cents in interchange fees, these extra fees cost a pretty penny.
Stax
APRIL 18, 2024
Typically, the merchant’s payment processing software will build the credit card processing rates into their fee. Choosing the payment processor and other items in your credit card processing tech stack will depend entirely upon your business model. Who Sets the Credit Card Processing Fees?
Stax
JANUARY 24, 2024
However, after a 2013 lawsuit, card companies started allowing businesses to charge customers a fee for using credit cards. In this article, we’ll explore what a credit card surcharge is and why it should matter to small business owners. What Is a Credit Card Surcharge?
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