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Merchant Credit Card Fee Guide 2024: How Much Does It Cost to Process Credit Cards?

Stax

Some popular processors offering interchange plus pricing structures include Payment Depot, Stripe, and Helcim. Flat-rate pricing With this model, the payment processor charges a fixed percentage or flat fee on all transactions. This makes it a popular choice for small businesses looking to set up credit card payments.

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Understanding Credit Card Processing Fees for Merchants: How Much Does Processing Credit Cards Cost?

Stax

Helcim and Stripe are the more popular payment processors offering interchange plus pricing models. Membership pricing instead is a subscription model where you pay a monthly fee and then whatever the interchange rates are at the time of transaction. The challenge with interchange plus can be the math behind it. to 2.54% + $0.10