Merchant Underwriting: What It Is, How It Works, and Why It’s Important
Stax
JANUARY 23, 2025
How Merchant Underwriting Works The merchant underwriting process typically follows a few steps carried out by the payment facilitators or acquiring bank to develop an underwriting risk profile. High-risk industries, such as gaming or adult entertainment, undergo more stringent scrutiny due to their higher likelihood of fraud or chargebacks.
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