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Software Transcends Borders—Why Not Money?

Andreessen Horowitz

While embedding financial services is relatively easy in some countries, a global software company that wants to add payments, lending, or some other financial service in multiple countries has to navigate a complex web of local infrastructure companies and regulations. has had real-time payments since 2005 via the Faster Payments network.

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Is Estonia the Next Silicon Valley?

OpenView Labs

But thanks to the government’s e-Estonia Project , nearly every aspect of modern life in that nation now happens online. Estonians can bank, apply for government assistance, get medical care, and even securely vote online—as they have been doing since 2005. That could be a really good, valid reason to open a company in Europe.”.