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Credit Card Surcharge Guidance: A State-by-State Overview of Surcharging Laws

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Thankfully, implementing a credit card surcharge program can be particularly beneficial for small businesses to offset the cost of accepting credit card payments. Apart from card networks setting their own rules and guidelines, states also have certain rules that merchants must abide by.

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What Is Tiered Pricing in Credit Card Processing?

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Accepting credit card payments at your business is a surefire way of increasing customer satisfaction and retention. Over 80% of American adults owned at least one credit card in 2023. Also, credit cards contributed to 27% of the spending at point-of-sale (POS) systems worldwide.

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Credit Card Surcharge Sign Wording and Template: How to Create Effective Notice for Your Surcharging Program

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While some businesses have accepted swipe fees as a way of life, small business owners may struggle with remaining profitable while also providing a range of payment options. In this article, we’ll cover everything you need to know about credit card surcharge signage to set you up for success.

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The 12 PCI DSS Requirements to Ensure PCI Compliance

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Compliance with PCI Data Security Standard regulations prevents shortcomings and vulnerabilities in payment processing, thereby reducing the risk of fraud, identity theft, and cyberattacks. In this article, we’ll discuss why your business needs to ensure PCI compliance and what the 12 PCI DSS v4.0 security requirements are.

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What Is a Credit Card Surcharge?

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However, after a 2013 lawsuit, card companies started allowing businesses to charge customers a fee for using credit cards. In this article, we’ll explore what a credit card surcharge is and why it should matter to small business owners. Q: What states are credit card surcharges illegal?

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What Is a Credit Card Surcharge?

Stax

However, after a 2013 lawsuit, card companies started allowing businesses to charge customers a fee for using credit cards. In this article, we’ll explore what a credit card surcharge is and why it should matter to small business owners. Q: What states are credit card surcharges illegal?

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Payment Facilitator vs Payment Gateway: Key Differences and Similarities

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And, in that same vein, understanding the nuances of the different payment systems required to set up eCommerce capabilities is no longer a luxury; it’s a strategic necessity. In this article, we’ll dive into the intricacies of two types of players in the eCommerce ecosystem: payment gateways and payment facilitators.