Stax

MAY 6, 2024

In our latest webinar, Garrek Harris, Director of Platform Management at Stax, discussed the ins and outs of data security for merchants and ISVs. Garrek says it best: “PCI compliance is a series of requirements put forth by the card brands that every merchant who wants to accept credit cards has to adhere to.

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Stax

FEBRUARY 28, 2024

As long as you apply the rate consistently across card brands, surcharging can provide a wealth of benefits to an (e)Commerce merchant. If you’re working with a payment processing provider like Stax , they can take care of much of the following. It applies across the brand. These can change state by state.

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Stax

DECEMBER 20, 2023

TL;DR Card brands such as Visa and MasterCard along with state and federal laws prohibit debit card surcharging. CardX by Stax is a trusted leader in helping your business seamlessly and easily implement credit card surcharging, ensuring you stay compliant and save on transaction fees. Get in touch!

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Stax

DECEMBER 20, 2023

Essentially, the merchant pays the card brand for the convenience of accepting this payment method since that is the way your customers want to pay. Interchange fees vary widely across card brands, credit card networks, card types, and how you process cards. The rest of the fees go to the credit card brand. Keyed: 1.87% + $0.10

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Stax

JANUARY 17, 2024

The great thing about an ACH PayFac solution like Stax Connect is that SaaS companies or ISVs can embed ACH payments in their software easily and own (also, white label) the payment experience. Consistent and branded payments enhance your reputation and offer a seamless checkout experience to your customers.

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Stax

APRIL 18, 2024

Stax, for instance, offers fully transparent pricing and a wide range of capabilities able to accommodate your business’s needs now and as it grows. Customize your mobile payment solution to reflect your brand identity and provide a seamless experience for customers. Branding Capabilities Your brand is your company’s identity.

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Stax

MAY 30, 2024

billion social media users and leverage the 90% likelihood of consumers buying from brands they follow. Also, Retail Dive says that 90% of consumers are likely to buy from brands they already follow on social media. Stax Connect ticks all of these boxes. Engage with the 5.17 billion social media users worldwide in 2024.

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Stax

FEBRUARY 19, 2024

To select the right SaaS model, you’ll want to determine which aligns better with your software features, target audience, and brand messaging to stand out in an increasingly saturated marketplace. With Stax Connect, you can quickly fuel the growth of your platform and enable payments for your users.

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Stax

APRIL 18, 2024

Network Access and Brand Usage Fee (NABU): Charged by MasterCard on all settled or refunded credit/debit card transactions. Membership-based processors , such as Stax make their money through the annual or monthly fees, rather than taking a cut of your sales. to 2.54% + $0.10 Mastercard : 1.29% + $0.05 to 2.64% + $0.10 to 2.53% + $0.10

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Merchant Services Payment Services Payment Methods Payment Solutions 88

Stax

NOVEMBER 20, 2023

Better customer loyalty Participating in annual Small Business Saturdays lets shoppers recognize your brand as a local staple. Smore , a beauty eCommerce brand, prominently displays its 15% off and free shipping promotions in the site’s above-fold. Make this year’s Small Business Saturday effortless with Stax.

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Stax

MAY 7, 2024

Stax is one card payment processor that uses this pricing model. Let’s look at a few: Business type and industry Card card brands have a “Merchant Category Code” which they use to classify businesses based on the goods and services they provide. The benefit of this pricing model is transparency and predictability.

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Stax

DECEMBER 6, 2023

The rapid growth in credit card transactions led to an associated increase in the costs originating from the various card brands and incurred by businesses that accept them. Service providers such as CardX by Stax help companies offset some of these fees in a compliant and seamless way. What is a Credit Card Surcharge Fee?

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Stax

APRIL 2, 2024

You could also add the phrase “We don’t surcharge cash or debit card transactions,” or add which card brands you accept. For more templates straight from the source, we recommend visiting credit card brands’ sites like Visa to see more examples you can build on. Contact us to get started with CardX by Stax today. It’s that easy!

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Stax

NOVEMBER 15, 2023

That said, these fees can vary based on several factors like card brand, transaction location, etc. You will, however, see higher or lower interchange fees depending on a variety of factors, such as the card brand, the location of the transaction (whether it’s in-person at a point-of-sale or online) and more. They are non-negotiable.

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Payment Services Merchant Services Payment Methods Payment Solutions 88

FastSpring

FEBRUARY 8, 2023

The portal is fully customizable so it can match your visual brand, but it’s managed by FastSpring, so that your team can focus on more strategic tasks. Customization tools: To change the color, font, and more of the checkout, you can use FastSpring branding tools or CSS overrides. You can read those reviews here.

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Stax

FEBRUARY 28, 2024

There are a variety of payment terminal brands on the market, but the place to start is by looking at the payment terminals your payment processing provider supports. What are the top brands of payment terminals in the market? The next thing to look at would be the top brands other merchants are using.

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Stax

JANUARY 22, 2024

An example of a Payment Facilitator is Stax Connect. Stax Connect offers a platform for software companies and SaaS providers to integrate payment processing capabilities into their offerings. Q: What is considered a payment gateway?

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Payment Services SaaS Payments Merchant Services Payment Facilitation 88

Stax

APRIL 4, 2024

The processing fee can be a fixed value or a percentage and varies among card brands. The impact on pricing transparency Customers usually want brands to be transparent about their product costs. Jeffrey adds, “ Of course, when our clients still have reasons to opt for credit cards, CardX by Stax.

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Merchant Services Payment Methods Payments Payment Services 88

Stax

JANUARY 28, 2024

Stax Bill is a best-in-class subscription billing platform that scales effectively alongside your operation. Subscription billing platforms like Stax Bill enable businesses to implement different levels of pricing, depending on how long a customer has been subscribed for. Contact us today to learn more.

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Stax

JANUARY 8, 2024

This allows you to bring the payment experience in-house, keep it on-brand, gain customer trust, and provide a seamless checkout experience to end users. However, the easiest way to go about becoming a PayFac while making sure effective risk management strategies are in place is to partner with an expert like Stax.

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Stax

JANUARY 31, 2024

Card Type: Different card types ( debit , credit, rewards cards) and card brands carry different interchange rates. For example, Stax operates on a flat-rate subscription model that provides you totally transparent access to the exact interchange fees—with no high markups. Transaction Details: How the transaction is processed (e.g.,

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Payment Services Merchant Services Payment Methods Accept Credit Card Payments 88

Stax

MARCH 14, 2024

That depends on the credit card brand, as companies like Visa, Mastercard, Amex have different requirements. By working with a service provider like Stax, which offers a membership plus interchange pricing model, businesses can see a real impact from those lower interchange rates.

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Subscription Flow

MARCH 25, 2024

The Brazilian company would be able to focus on its primary area of expertise of creating exquisite fabrics and encouraging global brand recognition, as the MoR would expertly handle the processing of payments, tax computations, and adherence to regional regulations.

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Merchant Services Payment Services Payment Methods Payment Facilitation 89

Stax

JANUARY 24, 2024

As consumers and brands collectively adjust to the effect that dynamic pricing has on purchasing decisions and strategic planning, the question remains: Is it a good idea to implement dynamic pricing? This is where Stax comes in. With Stax, you can use any payment type and integrate essential tools to grow your business.

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Stax

JANUARY 10, 2024

The exact rate can vary based on several factors, including the type of card used (debit or credit), the card brand (Visa, MasterCard, etc.), The size of the full interchange fee is determined by the card brand i.e. Visa or Mastercard. This is where CardX by Stax comes in. Usually, interchange fees will range between 0.3-2%

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Stax

FEBRUARY 15, 2024

However, as an ISV looking to facilitate payments for its users, you can drastically reduce your costs as well as your time-to-market by partnering with a PayFac like Stax Connect. They are registered with major card brands to onboard merchants under their master merchant account, simplifying the merchant account application process.

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Stax

MARCH 6, 2024

The smooth process fosters trust and loyalty in the brand. Contact Stax Payments today to learn more about their recurring billing and payment processing solutions. The recurring billing system allows customers to update their payment methods, pause or cancel subscriptions, and view their billing history easily.

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Stax

NOVEMBER 8, 2023

Card brands fix flat-rate assessment fees based on the monthly sales volume via credit and debit cards. The Rise of No Fee Payment Processing In the 1990s and early 2000s, card brands fought against surcharging as they believed customers would move away from credit cards if surcharges were applied.

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Payment Services Merchant Services Payment Methods Payment Solutions 88

FastSpring

DECEMBER 7, 2022

Increase conversions with branded, localized checkout. This self-serve portal is entirely managed by FastSpring but reflects the visual branding of your checkout for a cohesive customer experience. Increase Conversions with a Branded, Localized Checkout. This web storefront will be customized to match your visual brand identity.

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Stax

JANUARY 15, 2024

Navigating Card Network Rules Credit card brands and financial institutions enforce PCI DSS compliance. Explore CardX by Stax for a smart surcharging solution today. You may also assess physical access controls, such as smart locks, proximity readers, and biometric safes. You’re all set! Credit card surcharging offered relief to U.S.

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Payment Services Merchant Services Payment Methods Payment Solutions 88

Stax

JANUARY 24, 2024

Before 2013 though, credit card brands like Visa and Mastercard didn’t allow surcharging because they didn’t want to discourage customers from using credit cards as a preferred mode of payment. Once you have ensured that surcharges are permissible by law in your state, you must meet card brand guidelines for compliance.

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Merchant Services Payment Services Payment Methods Point of Sale 88

Stax

JANUARY 24, 2024

Before 2013 though, credit card brands like Visa and Mastercard didn’t allow surcharging because they didn’t want to discourage customers from using credit cards as a preferred mode of payment. Once you have ensured that surcharges are permissible by law in your state, you must meet card brand guidelines for compliance.

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Merchant Services Payment Services Payment Methods Point of Sale 88

Stax

JANUARY 3, 2024

Cost-Benefit Analysis for Small vs. Large Businesses When conducting a cost-benefit analysis of mPOS systems, businesses should consider the following: Transaction volume and value Business growth trajectory Additional features and services Hardware costs Integration needs Payment processing options.

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Stax

DECEMBER 13, 2023

Not only is it simple and easy to read but also clearly states the surcharge rate and the card brand being surcharged. Here are some templates from Visa that you may also use for credit cards of other networks. This credit card surcharge sign is an example from Visa. Mastercard guidelines for surcharging can be found here.

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Merchant Services Payment Services Payment Methods Accept Credit Card Payments 88

Stax

MAY 2, 2024

Market your business – Money from an MCA can help you boost your marketing efforts, whether through paying for Google Ads, refreshing your brand image, investing in a content strategy, or paid partnership with niche influencers.

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