Clouded Judgement

AUGUST 25, 2023

Every week I’ll provide updates on the latest trends in cloud software companies. They don’t have that cash in their bank account, so the way the government raises money is by selling treasuries to banks (banks give the government money in return for treasuries with a yield). Follow along to stay up to date!

Cloud 130

Cloud Government Banking Payment Services 130

SaaStr

SEPTEMBER 18, 2023

If you haven’t read it yet, head on over to Part 1 of Ask Me Anything with SaaStr founder and CEO Jason Lemkin to learn about sales in SaaS, how to create great SDRs and AEs, developing an impactful content strategy, and potential SaaS trends for the next 12-18 months. If you exaggerate too much, you’ll get caught.

Sales Hiring 214

Sales Hiring SaaS Banking AI 214

SaaStr

OCTOBER 11, 2023

Picking Your Core Verticals and Selling Outside of “Tech” 70% of Monday’s customers are non-tech — real estate, banking, construction, and even churches. That’s more cash in the bank than they ever raised from VCs or the public market. And then measure when the cash came back into the bank from those customers.

Scale 161

Scale Sales Hiring Scaling Banking 161

Stax

APRIL 11, 2024

Your PMS is a central hub to manage payment requests and store banking information (like your routing and bank account number for ACH payments ). Reporting and analytics: A good PMS provides you with reporting and analytics tools, giving you valuable insights into your cash flow, customer trends, and spending patterns.

Payment Services 88

Payment Services Payment Solutions Merchant Services Payment Methods 88

Clouded Judgement

MARCH 17, 2023

Every week I’ll provide updates on the latest trends in cloud software companies. I want to start by saying I’m no banking expert. Banks are in the business of managing risk. And this part is key - because they are held as HTM the bank is not required to mark them to market. Follow along to stay up to date!

Cloud 130

Cloud Banking Investment Startup 130

SaaStr

OCTOBER 29, 2022

So I’ve seen a trend among many startups these days which is to sort of have a VP or Director of Business Ops instead of a VP / Director of Finance. These folks often come from strategy consulting or banking backgrounds. They handle the cash too, but also go deep on the business in a way a “finance person” usually simply can’t.

Sales Hiring 233

Sales Hiring Finance Consulting Banking 233

Stax

JANUARY 31, 2024

Visa interchange rates are the fees charged by Visa to process transactions between issuing banks and merchants. They cover the costs of managing the network, ensuring security, and facilitating the transfer of funds between banks. Instead, they are transferred between the issuing and acquiring banks. cards currently in use.

Payment Services 88

Payment Services Merchant Services Payment Methods Accept Credit Card Payments 88

Clouded Judgement

SEPTEMBER 29, 2023

Every week I’ll provide updates on the latest trends in cloud software companies. This week Neel Kashkari, president of the Federal Reserve Bank of Minneapolis, posted an essay in which he believes there’s a 60% change the economy has a soft landing. Follow along to stay up to date! Yesterday the 10Y hit 4.7%

Cloud 183

Cloud Government Banking Software Review 183

Tom Tunguz

MARCH 20, 2022

While this technique may achieve the same results initially, developers may not stick around after the check hits the bank (or the tokens appear in their wallet). To make the math work, the EVMOS token model reduces initial community ownership to 10%, which furthers the compressive trend observed late last year.

Entertainment 220

Entertainment Government Innovation Banking 220

Tom Tunguz

DECEMBER 16, 2020

Blockchain technologies become mainstream driven by the adoption of national reserve banks. In response, other national reserve banks introduce Blockchain based currency creation and control systems. Acquirers, emboldened by higher stock prices, brace themselves and outbid each other with premium multiples for high-growth startups.

Sales Recruiting 279

Sales Recruiting Blockchain Banking Machine Learning 279

Tom Tunguz

JULY 8, 2021

Asset acquirers - these include brokerages, custodial and non-custodial wallets, banks, asset managers, hedge funds, market makers, and lenders. Then they plan to cross-sell other financial products, much like a modern bank or brokerage. How does crypto work at the highest level? This is the mental model I’ve been using.

Outsourced Development 265

Outsourced Development Marketplace as a Service Banking Construction 265

Andreessen Horowitz

SEPTEMBER 21, 2023

Seventy-six percent of Colombians use fintech services, according to an Ernst & Young report, the highest fintech adoption rate in Latin America, and from 2008 to 2022, the percentage of Colombian adults who hold a banking product rose from 55% to over 90%. See a16z.com/global-payments for more.

Payment Solutions 79

Payment Solutions Payment Methods Payment Services Banking 79

Stax

MARCH 26, 2024

With seamless online payment processing, streamlined processes, and enhanced operational efficiency, online terminals simplify transactions, bolster security, and provide valuable insights into customer behavior and sales trends. This versatility ensures that customers can use their preferred payment method, enhancing the customer experience.

Payment Methods 88

Payment Methods Merchant Services Payment Services Payments 88

USIO

JANUARY 23, 2024

Better Data Management: Usio’s integrated payment solutions offer valuable insights on customer behavior, payment trends, and real-time updates to inventory and sales data. Increased Revenue: Convenience and efficiency in the payment process lead to fewer abandoned transactions, particularly beneficial for ecommerce businesses.

Payments 130

Payments Payment Methods Payment Solutions Payment Services 130

Clouded Judgement

MARCH 24, 2023

Every week I’ll provide updates on the latest trends in cloud software companies. While the expectation was for a 25bps hike, there was some doubt given the banking crisis. Follow along to stay up to date! Fed Update This week the Fed hiked rates 25bps. The current fed funds target is 4.75-5%.

Cloud 130

Cloud Banking Subscription Payment Features 130

Tom Tunguz

DECEMBER 28, 2021

This trend is only increasing. Blockchain technologies become mainstream driven by the adoption of national reserve banks. Central bank digital coins (CBDC)s are still very early in the US and China. Metamask counts 10m MAU and Phantom is at 1.5m MAU growing quickly. M&A value increased 24% and volumes up 28%.

Scale 253

Scale Blockchain Banking Machine Learning 253

Stax

FEBRUARY 26, 2024

We can see this trend in action in the realm of payment processing with the advent of recurring payments, also known as automatic payments. Gentle reminders to your customers to update their bank account or card information can make a huge difference in keeping subscriptions running smoothly. faster than companies in the S&P 500.

Payment Services 88

Payment Services Payment Features Merchant Services Payment Methods 88

User Pilot

APRIL 17, 2024

Google Trends helps businesses differentiate products in crowded markets by identifying evolving consumer interests and regional search behaviors. This enables companies to make informed decisions, tailor products, and improve customer experiences based on a deep understanding of customer needs and trends.

AI Search 103

AI Search Social Media Cross-platform App Design (Application) Systems Review 103

Stax

DECEMBER 20, 2023

TL;DR Merchant underwriting is the risk level assessment process an acquiring bank carries out on every new merchant before they grant them a merchant account. The bank assumes the risk on behalf of the business and needs to make sure that they screen new businesses before handing out merchant accounts.

Merchant Services 88

Merchant Services Payment Services SaaS Payments Payments 88

Stax

MARCH 14, 2024

Cross-border B2B payments can be complicated due to currency conversions, regulatory compliance, and varying banking systems. ACH payments ACH payments, sometimes known as EFTs (electronic funds transfers) or echecks , are made through an Automated Clearing House that acts as an intermediary between bank accounts to complete bank transfers.

Payment Services 88

Payment Services Merchant Services Payment Methods Payments 88

Subscription Flow

APRIL 23, 2024

Retain also has a retry system, with which payments are automatically retried at opportune moments keeping in considerion various factors such as date, failure code, payment method, bank, and customer location. It remains an attractive choice for businesses aiming to streamline subscription management without breaking the bank.

Payment Solutions 84

Payment Solutions Payments Payment Services SaaS Payments 84

SaaStr

JULY 27, 2023

Fundraising Market Trends Over The Last 12 Months Markets in 2021 felt a bit like, “Shut up and take my money!” Looking at the volume behind it divided across different stages, you can see some interesting trends. So the trend is building out more ARR before going out to Series B. 2023 is a bit more cautious and awkward.

AI 172

AI Trends Banking Pricing 172

How To Buy Saas

MARCH 15, 2024

This system allows for deducting a specific amount from the customer’s bank or credit card at a pre-decided date. There can be various other reasons for the change in payment information (bank closure, new credit card, etc.). In other words, recurring payments could be deemed the cornerstone of modern financial transactions.

Payment Features 52

Payment Features Payment Solutions Payment Methods Payment Services 52

Sales Hacker

FEBRUARY 18, 2020

Today we have a big picture discussion on how trends, (digitization, the internet, technology, etc.) How to strategically and creatively approach future trends. Future Trends In The Global Economy [31:14]. Future Trends In The Global Economy [31:14]. are all intersecting in terms of disrupting the overall global economy.

Trends 72

Trends Artificial Intelligence Scale AI 72

Stax

MARCH 6, 2024

Upon agreeing to these terms, the merchant is authorized to process automatic payments from the customer’s credit card, debit card, or bank account. Integrate with Payment Gateway: The payment gateway transfers payment information and funds between the customer’s account, bank, and the business’s account.

Merchant Services 88

Merchant Services Payment Services Payment Methods Payment Features 88

Buffer Resources

OCTOBER 16, 2023

While trending topics can boost engagement temporarily, your content pillars should embody your mission and withstand the changing tides of social media trends. Build a content bank : For each pillar, build a content bank filled with post ideas, articles, videos, etc.

Social Media 121

Social Media Venture Capital AI Search Banking 121

Clouded Judgement

OCTOBER 6, 2023

Every week I’ll provide updates on the latest trends in cloud software companies. The WIRP function is used to show the implied probabilities of interest rate moves at future central bank meetings based on the pricing of interest rate futures. Follow along to stay up to date! this week before settling back to 4.7%

Cloud 152

Cloud Banking Subscription Payment Features 152

SaaStr

SEPTEMBER 21, 2021

It’s now embedded in how consumers think about financial services and how they want to consume them, and that trend will only continue.” . The mix of innovators includes fintech, it includes banks, and it includes a lot of tech companies. Automation is Coming.

Finance 164

Finance Innovation Banking Interviewing 164

SaaStr

SEPTEMBER 16, 2021

Natalie Luu, Partner – Lightspeed Venture Partners – presenting “Partnerships: How to talk to Banks and Fintech Companies”. Yousuf Khan, Partner – Ridge Ventures – presenting “Selling to the Modern CIO”. Sheila Vashee, Partner – Basis Set Ventures – presenting “Early Growth Channels”.

Scale 216

Scale Venture Capital Innovation Banking 216

SmartKarrot

DECEMBER 20, 2021

Recent market trends indicate that the answer is a definitive YES. The post Banking on Customer Success to Drive Investor Attention appeared first on SmartKarrot l Comprehensive Customer Success. Are startups, then, losing out? The startup landscape is highly competitive as it is (there’s only a 0.7%

Banking 19

Banking Customer Success Scale Churn 19

Tom Tunguz

OCTOBER 31, 2017

One of the major trends facing SaaS companies today is the rising cost of customer acquisition. Data on this trend has been difficult to find. The chart above, from the 2017 Pacific Crest/Key Bank SaaS company survey shows that the fastest growing size companies across the companies surveyed employee channel sales.

Scale 181

Scale SaaS Acquisition Banking 181

Stax

DECEMBER 20, 2023

The data gathered by a credit card processor is particularly handy in identifying trends and patterns – and therefore forecasting what business will likely look like during a certain time period. Analyzing this data in the reports your processor provides can help tailor marketing efforts and improve overall business strategies.

Payment Services 88

Payment Services Merchant Services Payment Methods Payment Solutions 88

Neil Patel

APRIL 9, 2021

Knowing what trends and insights matter to you is most important. You can find out information and trending news within these industries, so if you’re targeting these people, you’ll know what’s important to them. Stay Hip to New Trends. You can also track trends that large groups of followers are interested in.

Scale 125

Scale Social Media Advertising Marketplace as a Service 125

Stax

NOVEMBER 6, 2023

Leveraging Peer-to-Peer Payments One trend gaining traction with mobile payments is the use of applications such as PayPal and Venmo for more than peer payments. With well-received trends such as pop-up stores and food trucks, businesses have found a lucrative model in mobile operations. How is This Relevant to Your Business?

Payment Methods 88

Payment Methods Payment Services Mobile Payments Merchant Services 88

Trint

DECEMBER 1, 2020

100 list , which ranks the country’s top 100 fast-growth new UK businesses, and was recently named a finalist for two awards in the Lloyds Bank National Business Awards 2020 for its resilience, agility and innovation despite being faced with economic and logistical challenges as a result of COVID-19.

Investment 130

Investment Artificial Intelligence Banking Entertainment 130

Subscription Flow

DECEMBER 27, 2023

If you need to manage accounting tasks that include: Online accounting and bookkeeping Bank reconciliation Invoicing and quotes Expense tracking Financial reporting Payroll management Inventory tracking Multi-currency support Bill payment Project tracking Along with subscription management, then try out the SubscriptionFlow-Xero integrated system.

Payment Features 59

Payment Features Payment Services Payments Payment Solutions 59

SaaStr

MAY 7, 2023

And we’re already trending upwards of 4,000 of your fellow SaaS CEOs, Revenue Leaders, Executives, and Investors joining us for 2.5 Joe will share how they went from 2 weeks of runway left in the bank (and a few maxed out credit cards), to it’s now $1.5B days at the Tobacco Docks on 6-7 June.

Venture Capital 197

Venture Capital Banking Benchmarks Scaling 197